Chachi
Footballguy
Is it unethical to tank a game in this instance? I am the #1 playoff seed, nothing will change that, 3 game lead. If I tank this game then a team who has scored 1300 points this season will get in vs. a team that has 1950 points this season. I would be tanking to make my playoff games easier, the 1300 point team actually has no healthy QB and won't for the playoffs if they get in. Thoughts?

In one league I am in, I am virtually guaranteed the number 2 seed for the playoffs that don't start till week 15. But I still want to win my games this week and next, because, like you said, losing sucks.
To me, FF is about seeing who's better at drafting, competing with your friends, and having a good time for 16 weeks straight. Prizes are second. And if you are going to spout why have money.. the reality is money keeps folks engaged and makes it competitive. If you want to gamble, go to a casino.