Here's all the insight I can offer.
As a fan of the SEC (Florida, actually), I can honestly say that I never heard anyone who worried about facing Campbell. They worried about facing Brown, or Caddy, but never Campbell. Campbell always struck me as a Trent Dilfer type- a guy who guided a team with a great defense and an unbelievable running game to a great season. That's not a knock on him- he did everything he was asked to do... but he was never asked to do that much.
That said... I *have* been worried about facing Cutler. Yes, he had a losing career record... but he played at VANDERBUILT. Before Cutler, they had 22 consecutive losing seasons. They had a 25+ game losing streak against the SEC. And Cutler came in and pretty much single-handedly willed them to victory, ending both of those streaks. I was at the Florida/Vanderbilt game last year, and it was really Florida vs. Cutler. His team was outmatched, his offensive line bought him no time, there were a few questionable calls (and yes, I'm man enough to admit that my team got some hometown calls from the refs)... and he still took Florida to OT and almost beat them. It was one of the most remarkable individual performances I've ever seen. Cutler was a lot like Eli Manning in that he didn't have a ton of success, but he single-handedly carries his entire offense for entire seasons.
Again, yes, he never played in a bowl game. Neither did Elway. I'm not saying that Cutler is the next Elway, I'm just saying that you shouldn't let a poor surrounding cast negatively affect your opinion of a player.
From an NFL standpoint... everyone, I think, will agree that Matt Leinart is a better QB than Alex Smith. That'll be the basis for our comparisons. If Matt Leinart is better than Alex Smith, he's much better than Campbell or Rodgers (who were selected 24 and 25 picks later than Smith, respectively).
Now, according to everything I read, scouts and analysts were pretty much split on who was the best out of Young, Leinart, and Cutler. It seemed to be pretty close to 33% for each of them (although Jaworski liked Cutler best, and Jaworski is my hero). Either way, I suspect that if this were last year's draft class, any of the three would have been the #1 overall draft pick. From that standpoint, again, it's Cutler in a landslide.
Now, if you're going to look at NFL situation, that's another matter entirely. I don't really know who is in a better situation. Campbell will likely get more playing time early, Cutler will have a much better supporting cast on offense. Both will have top-notch coaches with a history of stellar development of QBs.
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