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  1. Nugget

    OFFICIAL - Buying / Selling / Moving Thread

    If you qualify, you can assume their mortgage. You have to come up with the rest of the purchase price another way. This won’t work for most buyers.
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    Getting sick of maintenance

    Does the password manager work well across platforms - can I use it from my phone, iPad, and Windows laptop? I'm getting more notifications of my info on the dark web and that my info may have been compromised in a data breach. Not sure what the actual risk is, but I'm guessing the difficulty...
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    Car Market going forward

    There is still a ways to go to get back to pre-Covid levels, but we are well on our way. Spring 2019 industry had about 4.1M units in stock/transit. Fall 2021 the number dropped below 1M units. Currently a bit over 2.6M. So around a 50 day supply of inventory at current sales rates.
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    The force of nature that is Taylor Swift - New Album coming April 2024

    Less than 4 hours to go - :popcorn: Tortured Poets Department- Spotify Pre-link
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    What's Normal? TV in the Bedroom

    Hard no. Bedroom is for sleeping and smooching.
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    Self Driving Cars

    It is impressive, but extremely limited. Drive Pilot. Only in California and Nevada, max speed 40mph, not good after dark or in the rain, sleet, snow. And $2500/yr subscription.
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    Mortgage Rates

    I don't see how this is possible. I don't see supply increasing or demand decreasing.
  8. Nugget

    Car Market going forward

    EV market slowing much faster than anticipated. Instead of slowing from 60% growth to 30% growth, it may be flat to single digits. Used EV with the tax credit if you qualify would be the sweet spot for a nice purchase.
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    Personal Finance Advice and Education!

    Vanguard Federal Money Market Fund - VMFXX is still paying out 5.27%. Short term treasuries are still in the 5.25% range, so they may be just pulling back to see if they can improve their profits.
  10. Nugget

    Electric Cars (Tesla and Others)

    Based on my experience with the Lightning, range would likely be cut a considerable amount by the weight and aerodynamics of the trailer. Charging with a trailer attached could also be a challenge. I'd hesitate on anything over say 60-75 miles.
  11. Nugget

    Electric Cars (Tesla and Others)

    How far do you need to tow?
  12. Nugget

    Cowboy Carter by Beyonce

    My daughter was hoping for a Beyoncé/Taylor collab. I don’t think the internet could have survived it.
  13. Nugget

    Cowboy Carter by Beyonce

    Thanks for the link - I think Jack White and Beyoncé both did fantastic covers
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    Do you and your spouse have joint or separate bank accounts?

    I’d lean towards joint accounts being more popular in a first marriage. If someone decides to venture in for a second round, separate accounts make a lot of sense. IRAs and 401Ks are already separate, and depending on when you get married you likely have established savings and brokerage...
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    ______ Passed Away Today, RIP

    Daniel Kahneman passed away. Nobel prize in Economics, pioneer in behavioral economics. The Undoing Project is a great book by Michael Lewis detailing his work with Amos Tversky. Really enjoyed his books and listening to his interviews.
  16. Nugget

    Stock Thread

    I think you are right. I was on the 3 cut train for about the last 6 months - June/September/December. Now I'm leaning June/December, but I could be off. I don't know the history of rate moves in election years and I don't really see any inflation relief in the next 6 months.
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    Jury Finds Realtors Conspired to Keep Commissions High

    I wanted to reply here - congrats on the interest in your home and the offers so far above list. At this time, I think you had 65 appointments to show your home and 2 offers. I'm hoping more offers will come in over the weekend. I'm curious on if these numbers would be lower/higher without...
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    Electric Cars (Tesla and Others)

    You can pick up a 22MY EV used for 20-25K. Great daily driver, not great multi state road trip car.
  19. Nugget

    What's the best part of a chicken wing to eat?

    Perfect Wing Wednesday thread.
  20. Nugget

    "75 Hard" challenge

    Heel injury derailed me before I really got started up again. I couldn't even get a walk in. Have gotten in a better water habit and paying attention to the diet. Hoping to start again on Wednesday if I can walk more than 400 yards.
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