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Which dividend funds are you liking? The ones I typically follow are in the high 2’s to low 3’s range, generally at the lower end of their historical. I just threw some money last week into Verizon to get a 4.5% dividend.

Sorry man but this is true and my experience was positive with them. I even referred a friend to them and he got the same deal. I negotiated quite a bit with them. At first they were competing against my current lender. I imagine most people have the experience you have seen, but it was...

Yeah I am getting lender credits to bring the cost of the loan down to only $400 in closing costs. Yes I am excluding interest/escrow from these figures.

I refinanced my 30-year mortgage over the summer down to a 15-year at 2.5% with no closing costs with Rocket Mortgage with no issues. Cut 7 years off my loan with only approximately $300 higher in payment. I am about to close Friday on my second refinance in six months (through Loan Depot) as...

Thanks for the responses thus far! I’m not looking to go cheap, I just hoped that it would be around $4K-$5K rather than $10K. With Sonos do I need an amp with each pair of speakers? Is there a special receiver I need or is there one that you all would recommend? Would I be able to use the...

So I need a little help with home audio and see if the collective FBG wisdom can help. Our speakers are super old, though everything pretty much works. As a quick overview, we have 4 sets of pairs of speakers in various rooms and outside, that are all controlled via a receiver in our bedroom...

Tatum Bell...and the coaches who motivated him.

Was going with a local loan guy and then my realtor gave the name of someone at Quicken Loans to at least get another opinion. Spent a lot of time negotiating with them. No cash out but reduced my 30 year loan at 3.875% (with 22 years left) to a 15 year loan at 2.5%. They paid everything in...

So deciding on getting my first pellet smoker...I bought the Traegar and it is in my garage waiting to be assembled, but after coming on here to start thinking of what I am going to smoke first (I do a great shoulder but that may be too much meat for our small family), I was reading the rec-tec...

Try adding Ridley to that and you have my 3 WRs in a start 3 league...🤮

At WR, Smith (NO) and Moore (CAR), and Coutee (HOU) have been picked up and dropped several times this season. How do people rank them? I’ve been thinking 1. Smith, 2. Moore and then 3. Coutee. Mostly due to Brees>>>Newton and there are a lot of mouths to feed in HOU. Other thoughts? It...

I personally see Kamara and Barkley as the next tier, with Fournette just a notch below. Why not CMC in the discussion for the next group of guys in ppr? He seems to be getting rave reviews so far, talking about giving him more work, etc. I am thinking about putting him over a couple of these...

Where do you rank him in ppr redraft this year...too early at the 1/2 turn? I’m thinking ahead of Hunt, Cook, Gordon, etc. Just think he has a big year this year.

So…let’s discuss strategy for us drafting at the bottom in a 12-team PPR. These players are never (or close to it), available at the end of round so I am striking them from conversation: Gurley, Bell, D. Johnson, Elliott, Kamara, Barkley, A. Brown & Hopkins (if any are there, I will...

Thanks for the replies. To answer the questions raised... No I wouldn’t stay at current job if offered more $$ as I have been unhappy with the politics for a while. Moving packages are about the same, B is probably slightly higher. Cost of housing in new area is slightly higher. I am probably...

So I have been working at the same company in the same field for 15 years now, and now have two different but exciting opportunities. I have been frustrated with my job over the past few years due to the internal politics, slow process to change, etc. I have been looking for a while and now have...

I have as good of a chance being paid from casinos as these sports leagues. There is NO way they get money and there is nothing they can do about it, unless some legislation is passed. Vegas doesn’t pay now and they never will. Sports betting is a low margin business and it wouldn’t make sense...

In a 12-team ppr league, until the Elliott suspension, this was easy...pick whoever was left out of top 3 RBs and top 3 WRs. Thoughts from the group now? I am personally leaning towards Evans then coming back with a Gurley/Fournette (or a WR if they drop). Not a fan of the mileage on McCoy and...

Nope. Carroll wants to run the ball and Rawls broke down last year. Most of his salary is guaranteed too. It is Collins/Carson battling for #4 RB. This may be much more RBBC than most realize.

Wow thanks everyone for the (mostly) really great replies. You've definitely given us a lot more information, though I don't feel that we are much closer. We both figured that it was going to be the hardest, life-changing events that we would ever do, but that there is potentially so much joy...