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Orange Crush

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About Orange Crush

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  • Birthday 12/21/1971

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  1. THE FOOTBALL OLIGARCHS LEAGUE I am (very) experienced Commish starting a new 16-team league that will test the limits of MFL in recreating the NFL GM experience. So salary cap, contracts, rookie draft, restricted free agency, EFAs, RFAs, Franchise Tags, contract extensions, salary cap manipulations, etc. If it's in the game, it's in THIS game. But there's more. I have also created a financial "game within the game" where teams compete for the highest profits. So that nice big contract you're giving to your best player will hurt your bottom line! You'll also make decisions about stadium improvements, debt levels, $ carry overs from year to year, and more. Half the annual prizes will go towards the best teams in on-field performance, and half to the teams with the best bottom line. I already have 13 owners chomping at the bit to start. Looking for 3 more. $50 dues (though that may be reduced by league vote as one of our first decisions). Here's the league: https://www75.myfantasyleague.com/2018/home/46107#0 Be sure to look over the full rules at Reports -> Rules -> League Settings Email me at earlyr@gmail.com if interested
  2. So the DD zero'd out the projected points for Maclin and Pitta, yet it still tries to get me to take them high because of their ADP. This is annoying, especially since I've completely lost its helpful suggestions regarding position scarcity and relative value.
  3. Major highway construction in the Triangle is starting later this year and will continue for at least 3 years. http://www.wral.com/news/local/story/11334970/
  4. :goodposting:Absolutely. Sounds like OP has enough flexibility to pull that off.I probably do. Why Asheville? I've heard it's pricing there. Is that true? Maybe a little. I just love the feel to that town. Great climate (especially in summer), lots of things to do (especially outdoors), great food, etc. If only there were more jobs there.
  5. My wife and I lived in G'boro for several years right after she got out of school. We weren't that thrilled at first but it really grew on us. After living in Durham for many years we're now in the process of moving back. That being said, if you're going to split your time primarily between Charlotte and Fayetteville then you should definitely check out Southern Pines as well as the Northwest suburbs of Charlotte. But if I could pick anywhere to live in the state, it would be Asheville.
  6. Congrats! What area of G-Boro? Hamilton Forest, just north of Friendly between Friendly Center and Guilford College. Kids will go to Sternberger elementary.
  7. So finally got an accepted offer on a house. I need to finalize with a lender Wednesday to get this ball rolling. I just want to put out the two offers I'm considering just to get y'alls input and verify that I'm on the right path. Offer 1: 3.375%, no points, $975/mo in principle and interest; $1440/mo overall incl. PMI, taxes, homeowners ins. Offer 2: 3.625%, $200 back to me, $1,006/mo in prin and interest; $1374/mo overall due to NO PMI So if I understand this right, the lender prepays the PMI and gives me back a couple hundred in exchange for the 0.25% bump in interest. I save $66/mo. over the other deal until the PMI falls away, at which point I'll be paying about $30 extra per month. I think I could be in this house somewhere between 5 and 10 years, 10 being the absolute max. I take Offer 2, no?
  8. What kind of terms are you guys getting for 5% down?Got 3.675% through BoA with no origination fee since I bank there.Best otherwise I was offered was 3.75%.
  9. There are new FHA rules coming, I believe one is that PMI payments will never expire. Make sure you factor them in if there is any risk of closing after the dates of when these get implemented.Yep. This is why even though we were eligible for FHA 3.5%, we went 5% down instead.And the amount of FHA insurance is going up starting April 1 as well.Plus, there's a 1.75% fee that's associated with a FHA loan, though that's rolled into the loan. But that means you only have 1.75% equity in the house to start.We've decided to go 5% down (at least) on a traditional mortgage instead of a FHA.The next question for us is to see if paying PMI is better than doing a 80/15/5 or 80/10/10 piggyback.
  10. Greensboro NC. My sister is a teacher at Jessie Wharton Elementary. GBoro is a nice little city, and close enough to Raleigh and Charlotte to remain vital.Oh yeah? We're looking at several houses in the Wharton school district. What does she teach?
  11. The wife and I have finally decided to buy our first home as we are moving back to Greensboro, NC. I was shopping the big banks as I haven't found a good source for reputable brokers and/or smaller banks. When I told the Wells Fargo lender that I banked at BoA, he tried to warn me off by saying that they never close on time. Based on this thread, he was probably talking more about himself. Also, y'all have succeeded in scaring the crap out of me.
  12. Us long-married guys need more detailed date stories here. We're trying to live vicariously through y'all, don't you know.
  13. I thought he was getting ready to have Woodhouse deep fried.
  14. I have the app but im fairly new to dip. Would like to get in a newbie game somewhere. Does the app support that?Alas, no. It does support "invitational" games, so I could set up a game which you could then join and I could help you out.Cool. Want to get a fbg game together?That would be a lot of fun, but the app only works for Droids. I don't know how many FBG Dip-playing Droid users we have here.