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Everything posted by RedZone

  1. First, thanks to everybody. I wasn't seeking this job, Joe hit me with it yesterday morning and I was pretty surprised, but I was excited to be invited. I guess this thread's dialogue (and over 10,000 hits in less than 2 months) said there are a lot of guys thirsting for dynasty info / rankings / talk, and he wanted to beef up the number of staff devoted to it.Gunny is one of my Vegas drinking buddies the last two years! Great guy, commishes a lot of leagues. Also, he commishes the very first online league I ever joined, back in 1997 or 98 (it's still going strong). Note to RedZone - the league used to be called RedZone, and is a keeper league like the ones you are asking about. I know nobody cares about all that stuff but me. Sorry. hahaNice historical trivia. Now if Trivial Pursuit would just come out with a Couch Potato category! A seven slice pie would look strange though and I already get those little triangles wedged in my excitement of proving I know too much about things that don't matter.Kudos on the recognition. A great site gets stronger through the contribution of its members. Way to go Joe and David, recognizing quality talent and promoting on merit.I want a drinking buddy named Gunny. Closest thing I have is a relative who is a Major alcoholic.
  2. Hey CP, you may have mentioned this, but you know I am way to lazy to read every word in the topic. A related question was asked earlier up the thread, but I figured I would get your viewpoint. In looking at a keeper league format, rather than dynasty (say a 3 keeper league, as opposed to draft and hold an entire roster +/- trading), can your rankings be used to determine value in drafting or keeping a player? Is Brady a keeper, though his dynasty ranking is lower? Of course, since keeper leagues vary year to year of course. But for younger players, the keeper value can be retained over the course of his career. Also, as was inferred above, does the long-term dynasty value of a player need to be tempered with current year needs? Andrew Luck may be a high value dynasty pick, but the complete deconstruction of the Colts offense, basically, makes this an iffy year. So would Bradford be a better pickup than Luck? What about your thoughts on trade value? Does a league accept a Luck for Matt Ryan trade? The league (NFL) has been hard to figure the last couple of seasons. Loss of feature back offenses, emergence of TE, rules impeding defense aggressiveness increasing the passing game value, kick off changes, etc. This season, seems like more free agency moves than I anticipated, and some that have not yet happened (Jacoby Jones for example). Do you have any way of anticipating future trade chances? I think it is amazing that Steven Jackson (or is it Stephen? can't remember) has remained at St Louis. Think what he could have done behind a solid line during his peak years. Also, many players are dependent upon the support cast. For example, Peerless Price - was a great WR2 but lousy WR1 when traded. Hines Ward was a great downfield blocker, does his retirement reduce YAC for other receivers? How do you translate your positional rankings to overall? Could be an interesting way to value trades like they do for draft picks in the NFL. Do you look at conference or division strength of schedule? Is there a Magic 8 ball on your desk for when you are uncertain?
  3. Been a while since I threw out a recommendation, and have probably neglected to offer up a number of books. Regardless, would like to suggest Child 44 which is a great read by Tom Rob Smith. It is his debut novel, set in Stalinist Russia. The protagonist is a member of the MGB - successor to the KGB, who is forced to confront the existence of a serial murderer. According to Stalin, murder would not exist in a utopian society where all are "equal," so to even suggest it would be a crime against the state. Very well done. Have a couple titles sitting in front of me now, trying to read Robert B. Parker's westerns (R.I.P. to a wonderful writer), and have started Atlas Shrugged. Daunting task ahead, but have always wanted to read it and definitely want to before seeing the movie. Can't help envisioning the scenes from the video game Bioshock though. LOL
  4. I couldn't find the Wallander series at my library, but they have some of the BBC series television shows. (sad substitute I know) Regardless, it is really excellent. Agree, Wallander is the overworked, sleep in a chair, wrinkled clothes, divorcee that is emotionally repressed but sensitive in a Nordic way.I hope to find the books, as the connections remind me a bit of Stieg Larsson (Girl with dragon tattoo, etc) works. A book I mentioned a couple weeks ago that I took on a trip was "Twelve" by Jasper Kent. Set in Russia during the Napoleonic invasion, has a vampire theme running through, but is told through the experiences of a Russian officer who has a developing relationship with a prostitute. That description does it no justice, but if you want to read a new writer and enjoy historical fiction and vampires (and prostitutes if you are into that, though no gratuitous scenes), this is highly recommended. I would be interested in others' opinions. For detective/crime fiction, have you read Robert B. Parker's (deceased sadly) Spenser series? Andrew Vachss has an interesting crime noir series with a protagonist anti-hero named Burke as well. Both series are excellent but Vachss writes gritty matter. Not work friendly or for young people. Halfway through "The Passage" and agree well written. A work at 750+ pages, but well worth it so far. Looks like Netflix has the BBC Wallander series, with Kenneth Branagh as the detective. Added to queue. I also looked at Robert B. Parker's bibliography and accolades and I'll definitely be looking into his Spenser series. Any particular place to start? My holiday reading included The Way Some People Die, by Ross MacDonald. I've seen MacDonald mentioned alongside Hammett and Chandler as a leading light of hardboiled detective fiction, and this one has all the ingredients - 50s SoCal setting, a femme fatale, and an impenetrable plot. However, having recently read The Big Sleep, I found this novel somewhat derivative of that particular book. Still a worthy read if you enjoy the genre. Spenser series is chronological and many of the supporting characters are recurring. I strongly suggest starting at the beginning and following through in order. Can't recall the first, but I am sure there are many lists.It was also a television series in the 80s starring the late Robert Ulrich (sp?). Nice translation to that media as well. Sadly, not available in dvd except for pirated versions which I can't support. Hope they bring that back someday. The Jesse Stone series is a near equal, and Tom Selleck portrays the main character in movies available through Netflix and Redbox.
  5. I couldn't find the Wallander series at my library, but they have some of the BBC series television shows. (sad substitute I know) Regardless, it is really excellent. Agree, Wallander is the overworked, sleep in a chair, wrinkled clothes, divorcee that is emotionally repressed but sensitive in a Nordic way. I hope to find the books, as the connections remind me a bit of Stieg Larsson (Girl with dragon tattoo, etc) works. A book I mentioned a couple weeks ago that I took on a trip was "Twelve" by Jasper Kent. Set in Russia during the Napoleonic invasion, has a vampire theme running through, but is told through the experiences of a Russian officer who has a developing relationship with a prostitute. That description does it no justice, but if you want to read a new writer and enjoy historical fiction and vampires (and prostitutes if you are into that, though no gratuitous scenes), this is highly recommended. I would be interested in others' opinions. For detective/crime fiction, have you read Robert B. Parker's (deceased sadly) Spenser series? Andrew Vachss has an interesting crime noir series with a protagonist anti-hero named Burke as well. Both series are excellent but Vachss writes gritty matter. Not work friendly or for young people. Halfway through "The Passage" and agree well written. A work at 750+ pages, but well worth it so far.
  6. I keep meaning to make a list of books read and liked. The Hunger Games reminded me a lot of a Japanese book of the same "lottery of high school kids" theme. Can't remember that title, but it would be one to look for if waiting for the sequels. I think I read about it (the Japanese title) here. Ah, it was called Battle Royale, here is a review comparing the two (actually the BR movie and Hunger Games book, not a fair comparison), for those looking for such, That said, I too am on the waiting list for the sequel to HG. Reading Michael Connelly for the first time ironically, always picked up his titles then set them down before, not sure why. The book I started is 9 Dragons. Just starting and like it well enough. Am I getting jaded to the jaded detective though? Really miss Robert B. Parker's Spenser series, particularly the early ones. Missed out on an Ebay for autographed first editions of all Spenser titles, wish I would have snagged that. I also started another book (do that all the time) that is really intriguing so far, titled "Twelve" by Jasper Kent. Set in Russia during the Napoleonic War of 1812. Historical fiction with a paranormal/folk tale plot. It really has grabbed my interest. And yes, I picked up "The passage" to read on a trip. I had no idea of its mass, good thing I will be out of touch for a few days and can focus on reading. I am hoping it lives up to the zeal here, the Amazon reviews were mixed. I go with the FBG reviews.
  7. Currently reading a couple (what can I say, literary ADHD). Barry Eisler's most recent title released is "Fault Line" the first (that I am aware of, and yes, I am using parentheses too much) outside of his Rain series. For those of you who have not read the John Rain series which follows a Japanese-American assassin through escapades in Tokyo and other locations, it is a great read. Other book is William Dietrich's "The Rosetta Key" - a great historical fiction. Not on the level of Umberto Eco, but entertaining and I learn about places and times that would have bored me to tears in school. Sadly, some of the recommended titles aren't at my local library. I will have to look through some of the used book stores.
  8. Jeff has been kind enough to hand hold me on this situation and this post is just a (delayed) update. I have a little over five acres of land in Columbia, MO, actually in the county about a half-mile outside of city limits. There is an adjoining 3+ acres site across the creek that runs along our South border that has been in a family for three generations. The matron of the family is a dominant personality but ok to deal with, a bit intimidating actually. Her two sons have had issues which has led her to disallow them access of use of the land or a small house (under 800 sf) on the property. We inquired as to first right of refusal or an option. After a nice and lengthy conversation, she indicated that she will note that we are to have first right of refusal but for the time being she is maintaining the property as a possible scale down residence. She currently lives in a 2000+ sf farmhouse across town. I think this is pretty much where it settles for now. The only thing I would press for would be a copy of her statement that we get first right of refusal, but I think it is better to work on that slowly. The nice thing about this area is that we would have just about 9 acres combined with a creek running through and there are 40+ acres that lie behind that area that are currently undeveloped and the people who bought the land for development are looking to get rid of it due to excess cost I think. They already put in a waste water treatment plant that is rated for 75 additional homes. Could probably buy several acres of it for about $2,500 an acre. Thanks to Jeff and others for helping me direct my energies in getting this far. I will update as things progress.
  9. Thanks Jeff, This will be my first "cold" approach to a party who has not expressed an interest in selling, though who knows? As there is no use, other than the memories of Mom and her friends getting stoned on the weekends, the property may have little value. Its tax burden is pretty low, I think less than $500 a year. I will contact my realtor (very sharp and motivated couple) to let them know I am going to contact the lady and then call her during the evening this week. I would strongly prefer an option, but would settle for a FROR. Biggest concern is control as you mentioned. If it sits vacant the rest of my days, I would be fine, but it would make a great guest cabin for relatives/friends and the lot is beautiful. Also, having almost nine continuous acres would give us a great buffer and the option of later building a small development if we wish as we are in an area that is targeted for annexation soon. Columbia has overbuilt in the last couple years, and many rental houses are sitting vacant (this property is not a rental, just collateral info on the area) as new apartments and townhomes are lowering prices to increase occupancy. Recent boom (relatively) in residential building has really hurt the existing home and rental people. I will let you know what develops, thanks for the info and your time. Dan
  10. I am not sure which guru would be best suited to answer this so it is open to all. I posted several times (to Jeff's delight I am sure, LOL) about buying a neighboring piece of property in mid-Missouri. We live just outside city limits and we have a bit over five acres, with a creek along the Southern border of our land. The land on the other side of the creek (3 acres) has a small one or two room octagonal house (about 500 square feet) that was built as an artist's retreat and a small screened in, well if kids played in it I would call it a clubhouse. It is appraised at $42,500 on the county assessor's website. It has been in the same family for three generations and the most recent occupant was the grandson of the owner who married a woman with two school age children, so it obviously is not suited for them. It has been unoccupied for some months now. I would like to buy it now or have the right to buy if they ever sell. I have been reading about options and first right of refusal. Questions a) should I contact the mother of the most recent occupant, who controls the property and is a domineering woman b) should a retain a realtor or attorney and have them contact the mother c) which do I want, an option or first right of refusal in this case (I am suspecting that the mother will not sell and once she dies, the kid will grab a cash offer) d) how do I know what to offer in either case for the buying price and the contract price (meaning to enter into option or first right of refusal) e) any other suggestions on how to persuade a person to sell or handle the situation appreciated. Thanks, Dan
  11. Diet is actually a larger culprit than physical activity in the trend for weight gain. There are many factors that account for this, including food selection, portion size, etc. However, obesity in humans is a complex and multifactorial issue, with social, genetic, behavioral, metabolic and economic factors playing a role. As an example, one used to assume that obese people were wealthy (in non-developed countries). However, in the US, it is often the opposite as inexpensive foods are high in low cost calories (lard and sugar). Eating low calorie, nutrient dense foods is expensive and out of the budget of most Americans. For instance, how many of you order an omega-3 fatty acid rich salmon instead of a cheeseburger, get blueberries instead of maple syrup or drink pomegranate juice instead of Hi-C? Relatively few. Physical activity trends have also changed, due in large part to cost-cutting at the school level ten to twenty years ago. PE classes were cut or curtailed as they were not viewed as mission critical and the liability of little Johnnie falling off the rope or suffering poor self esteem because he could not do a chin-up lead to the more "noble" literary and academic pursuits. Fit people are often ostracized as being vain and the concept of performance enhancement has become villified. Yes, performance enhancement has been tainted by the illicit use of certain drugs or inscupulous marketing practices, but those are separate issues. Further, the media and society have made tolerance a dogma, and obese people can complain about the reactions of others, and those who find the obese state distasteful are biased or intolerant. It is a horrible state of health and I imagine a poor condition to exist in, costing individuals and the nations billions in health care or lost years of productivity. Some individuals are genetically prone to being overweight, but this is a very small minority. 85% of weight management is diet, 15% is physical activity for healthy people. One can effect an additional 5-10% difference through medications but only in conjunction with lifestyle changes, which may be supported by the drugs. There are options out there, surgical, hormonal and otherwise, but they are reserved for the morbidly obese or super obese as they are classified.
  12. Hey Jeff, Can we talk a minute about easements? On the three acres of wooded land we have, a surveyor called and wanted to talk about putting a sewer line in that would require a 20 foot wide cutdown that could not be replanted for tree growth. Obviously, if we ever developed the land, having the sewer in place would be a positive, but the downside is the clearing would take away a lot of the visual and noise barrier the trees provide from a main street located on its East side. Do we have to allow the easement? I was told the property could be declared condemned if we don't. Are we provided any compensation for the loss (to us)? Thanks
  13. Interesting in that I liked the different bullet points described in each instance, making his arguments clear.I was a bit disappointed in the I-35 point, in that it did not explain why KC was included. Personally, I would like to see this on the more local scale, and may use these point to try to find neighborhoods or small towns along I-70 (KC - Columbia - St Louis) that might be worth buying into. Jeff, have you seen the Homesteps site from Freddie Mac? Thoughts? Homesteps
  14. I finished Neverwhere last month and it was excellent. Picked up American Gods and Stardust to read more of Gaiman's stuff. Have Jonathon Strange and Mr. Norrell based upon recommendations from the fantasy genre thread and the latest of the Repairman Jack series "infernal" going right now. Shadow of the Wind was excellent for those looking for a great read. Really got into that one. The Historian was good and kept the storyline going for such a long book. It is slow, but a lot of retrospective. I liked the international sense of the book, being set in much of eastern Europe. I also read all of Cussler's book once I started on them, but he lost me in the last several years. Another author I read all of his books one summer, at least the Spencer novels, is Robert Parker. Great detective novels without being serious "whodunits"
  15. Jeff, I would like to revisit options. I am looking at a neighboring three acres with a small one room house on it. It is assessed at $42,000 but the only real value to me is the land, which I would like to pick up at no more than $9,000 an acre. On the other hand, if it sold for $15,000 an acre and some less than desireable neighbors moved in, it would kill me to have let it go. Questions - What type of attorney is necessary to write up an option or is one totally necessary (online form, etc)? Do I need to register the option somewhere to ensure it is binding? Do I need to consider the value of the structure, I am guessing yes, but we would tear it down? What is a reasonable down payment, if that is the term? One percent ($420) of current assessed value? I am most concerned about the half nearest us, can I offer a second condition of being able to offer on just half of the property if I do not want to offer assessed value for the portion with the structure on it? Is there any way to get a feel for whether they are interested? Are they obligated to accept an option (guessing not). Also, would it be acceptable to most to offer fair market value by a third party minus 3-5% since a realtor would not be involved? Thanks.
  16. I never look at the names, just the member number, WOW what a promotion Seriously, this reflects well upon the site as much as it does to you. I am glad to see FBG affiliating serious and valuable members to its staff. Certainly makes the site more than an one-dimensional offering. Congratulations Mr 42
  17. That is a fair question, but I don't believe I have a good enough answer.I strongly suggest you start a separate thread, and I'll be happy to link to it in here (or you can of course). As in: Good topic. Let's talk about it HERE..... (link to be added) And here is the link, thanks Jeff Landlord question
  18. For those of you who rent, how do you handle a situation where you suspect/know illicit activities are taking place in one of your houses? We learned that a duplex just two houses from our daughter's school is a crack house (one of our employee's mother is an addict who frequents the house). I looked up the property and it is owned by a couple who reside at another address, so I assume it is a rental. I called the police station and my daughter's school, (she is on the track team and they run along that street) and neither are interested in pursuing since I only know through hearsay. Disappointing response from the public service sector, what else can be done? Contact the landlords anonymously? I am not sure this is a real estate question per se, but with several of you being decent people who rent out, I would like to know how you would handle it. Any other suggestions welcome by pm since I don't want to hijack this very valuable thread.
  19. Short answer? Probably not worth the hassle.To turn 1/2 of your lot into Ag vs. Residential, you're going to have to subdivide it OR re-draw the boundaries of the two lots. At the least this will cost you $$ for engineering / surveying, recording, etc. etc. Even if it is just $500 - why? $500 spent today to make $100 over 7 years (save, rather) is about 9% return on your investment. I bet it might be more like $1000 and of course hassle. Plus if / when you sell the house, the house's value will decrease since you lost the land that was put in Ag. That's the bigger issue. Future owners may want / need 2 acres for whatever they want to do. Reading back through this, I realized I should have known better.
  20. Jeff, Dan here from Missouri. I have a question about zoning if I can throw that at you (or Mike and BnB). To revisit the property, we have a new home on two acres with a bordering creek that is zoned R-1 (residential) and just picked up the neighboring three acres that is currently zoned A-1 (agricultural). The tax rate for the agricultural is very reasonable (less than 10 dollars a year for three acres) whereas the residential land tax for the two acres was 191 dollars prior to development/building. Of the original two acres, about one acre is in the flood plain and has a powerline easement through it, preventing any real improvements upon that ground. Would it be worth my while to try to get that acre zoned agricultural (it is continuous with the A-1 land)? Or do I risk having all five acres zoned R-1? Our use for the three A-1 acres is to make a private park. It is zoned A-1 because this area was a farm/ranch a generation or two back. I figure I would be saving at most $100 a year, but if there is no risk and little cost, I would rather keep than spend the $100. Thanks
  21. RedZone / Dan,Thanks for the kind words. It looks like this thread is gaining a lot of momentum, which is fine by me. Hope we all can help those with all sorts of real estate questions. It sounds like you have some great property(ies) in Missouri there. The questions regarding building on them (rental properties, selling the lots, etc.) seem to contradict your quest for nature (paths, appreciation for the animals, trails, a park, etc.). So I have to answer a part of your question with another one - would you rather keep the land as it is and preserve it, or are you really wanting to build houses and create neighbors? This may help your decision. You own the land - and you may have to speak with a local attorney, but I believe that you should be able to sell the lots (if that is your choice) with covenants on them. That means you can put easements on the lots for trails, limit the type of development / where the house can be placed on the lot if you don't build it yourself, control how much of the lot gets cleared, etc. That way you can sell the lot and still enjoy the scenery. As for the house across the street - offer your neighbor an option deal (yes you were correct - an option is the way to go). Give him $$ (say $1,000 or 2) for the first right of refusal on his house for if / when he decides to sell. I'm sure we'll talk more. Jeff, thanks for the reply and advice.Yes, you are correct that the options are conflicting - a factor that led me to seeking advice. Perhaps a little more background might help. We moved back to my wife's hometown, as her father wanted her to come back and work with him in the family business, with the goal of transitioning her into full ownership over the course of the next seven to ten years. He owns a successful excavating business. We found the land just a country block away from his house/office (the same one my wife grew up in). We bought two acres first, developed the land ourselves (building up the lot above the 100 year flood plan, taking down some trees, grading, landscaping, etc). We then purchased the neighboring three acres, so we have a wonderful buffer of trees, between us and everything else to the South, West and East. We have neighbors to the North, but with a cedar grove and the land gradient, we don't have line-of-sight with the houses. At night, we see one light, the moon and stars are brilliant. In the spring, that one light should be covered when the trees leaf out. We love the seclusion, especially as we have not sacrificed access to restaurants, entertainment, etc. We are five minutes from the business loop and ten from the downtown area with the University of Missouri. The road to the North is being connected with another by diverting the second road around a lagoon/lake as that area is being tied into the public sewer/waste water treatment. They are designated major arterials. We are already on public sewer/water/electric/cable. There was an article in the utilities newsletter that growth in this area is projected to be 70% and to the East, 125%. I am torn between realizing the monetary value of the land, the "ambiance" of nature we have and concerns over public planning officials seeing that we have this land (on the corner of a major intersection as shown on their future plans). I would like to protect our personal property, so we have this private reserve. But I would also like to take advantage on the projected growth in the area, along with the advantage of being able to develop land due to the resources we have with the family business. Your astute observation leads me to place that option on the neighboring land, and seek out other land nearby that we could develop cheaply, that others could not (we can take excess fill dirt to build up land in a flood plain, grading, take out trees, etc). We plan to live here for many years, and the only foreseeable reason to move would be if my in-laws passed away, and we decided to move to that land to manage the business. It is not as private and has the business assets there as well. After that lengthy prelude, I have a question on the option. The land has a small one room house, I assume an open bedroom with efficiency kitchen and bath (it was an artist's retreat and currently occupied by the grandson of the now deceased artist) and has an assessed value of $42,000. Do we offer a set amount based upon the current value plus an annual appreciation, or assessed value by a third party assessor? I would like to structure it fairly but to my favor as much as can be done ethically. Do I need to worry about an expiration on options or can the money be recaptured if we choose not to exercise it prior to the other party deciding to sell?
  22. This is probably the best non-football topic I've seen on this or any other message board. Thanks up front to Jeff E, proninja, Mike A and BnB for all their contributions. I am not involved in real estate, except for our personal home. Brief background - My wife and I bought our first home together four years ago at the age of 35 (education and a previous divorce kept me from getting into home ownership earlier). We made $35,000 off our start up home when we sold it. We just moved into our newly built home, putting all our equity into it. We already owned the land, so now we have a very nice home sitting on two acres. We purchased the three adjoining acres, giving us five acres of land with a creek on it. Our immediate plans are to keep the land as a private park, putting trails in it. There are deer, red fox, wild turkey, blue heron, etc on the land. There are new developments going up nearby and a major road improvement along the north border of the property. Across the creek is another three acres with a small house on it. There is someone living there now. I would like to purchase a right of first refusal on the property. What is the proper way to do this? I think all this land has great value. One, we have use of the land and a large degree of seclusion in a growing and vital city (Columbia, MO). Most of the land is zoned agricultural still, so it is very low tax base. We are just six blocks outside of the city limits or so. Two, we can sell of the lots for $25,000 - 30,000 for half acre lots. Three, we could build on the land ourselves and sell the homes or rent them. Second and third options are longer term. I guess my questions are - How do I approach and arrange for a right of first refusal (option?) on the neighboring land? Am I placing myself at risk for some future Eminent domain if I don't develop the property? If I sell the land or build on the lots in the future, do I want to do rentals, build lower cost homes or larger homes (impact of values on my house and risk of bad neighbors)? Sorry to throw so much at you at once. Thanks again. Dan