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About AhrnCityPahnder

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  • Birthday February 14

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    You thought you saw me with a wig on, at 7-Eleven
  • Interests
    • ghouls
    • magnets
    • milksteak

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  • Favorite NFL Team
    Pittsburgh Steelers

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  1. Saw it today. It was fun enough. Steppenwolf was cliche as all get out and the CUBES OF DOOM were pretty cheesy but ... get the lead char. chemistry right, keep the plot moving and don't botch the fight scenes... I'm happy enough with a comic movie if It does those things. This did. Not as good as WW, but way better than Man of Steel or Batman vs Superman.
  2. So what's up with segwit2x? Is this fork going to happen or not? Edit: Everything I see says it's dead -- but the communication from Coinbase is .....ambiguous. Dear Coinbase customer, There have been a number of developments with Bitcoin Segwit2xsince our last update. No action is required and all funds stored on Coinbase remain safe. Last week, the Segwit2x development team announced they would no longer continue with the project. In addition, a significant portion of miners and other community leaders withdrew their support for the fork. However, despite these developments, a small number of miners may attempt to go forward with a fork. We wanted to provide clarity about the potential outcomes of the fork and what Coinbase will do in each scenario. To protect customer funds, Coinbase will disable Bitcoin sends and receives at 2 am Pacific Time on November 17th, and disable buys and sells an hour before the fork, which is currently predicted to occur between 6am to 8am Pacific Time on November 17th. All functionality will be re-enabled shortly afterwards. Scenario 1: Network is unusable If support for the fork remains at current levels or decreases, the Bitcoin2x network will be unusable. Coinbase will not support withdrawals or trading as it will not be possible to move these assets. Currently we believe this is the most likely scenario. If the network gains support at a later date, we will enable Bitcoin2x withdrawals from the platform. Scenario 2: Network is usable If transactions are being confirmed at a reasonable speed and miner support is strong, we will allow Coinbase customers to withdraw Bitcoin2x. We will not immediately enable buys and sells as previously stated, but we may enable them at a later date. We will keep customers updated through our blog. Thank you, Coinbase Team
  3. I have no experience with an HSA that isn't via your employer. I'd guess you're correct, but I am only guessing....make sure before you commit.
  4. Dealbreaker, abort.
  5. Round 27: Bill Burr's piece about Chuck Berry, John Lennon and Yoko Ono (Comedy Tracks/Skits) (spicy language warning)
  6. Correct. But keep in mind the same benefit is available from a Roth account (post tax dollars in, tax-free dollars out), which is why Gawain was saying your HSA can kind of act as a proxy for your Roth account.
  7. Does the comedy stuff have to have been released on a proper album? Or can it be a bit from a podcast?
  8. Getting current: Round 24: UI - drive until he sleeps (Songs without Lyrics) Round 25: Stone Roses Fools Gold - British Top 10 Singles (1980-1989) Round 26: Sisters of Mercy - "This Corrosion" - British Top 10 Singles (1980-1989) (released 30 years ago, today)
  9. I mean, I have some cash available but I'm usually doing something with it. I don't have cash enough to max out 401k+roth + HSA + other investing + pay for all my medical expenses outright. If I had a pile of money not doing anything with, I don't doubt that you're right. If it worth dialing back on retirement savings to have money for med expenses, as to not use my HSA? Questions like this make my head hurt and I usually just say F it and stay the course.
  10. I moved to a HDHP with HSA about 4 years ago and it's been a win for our family. It depends on what your current plan copays and premiums and caps are. I previously had an HMO + a FSA. The math for me was this (I'm just going to make up numbers for easy math for the sake of example) HMO premiums were $300 ppp, I could contribute $2600 per year ($100 ppp) If I didn't spend all the FSA by ears end, I lost it. So essentially I was paying $400 every two weeks for the coverage I was getting, this gave me my annual caps + a potential of 2600 in Flexible spending. the HDHP premiums were a lot lower (less than $100 ppp, and I don't remember the exact limit on HSA (it changes a little bit, frequently -- it's roughly 7500 or 8K now). But, with the HSA -- you keep it if you don't use it. So, I'm paying less for premiums and more into the HSA -- the net per pay check was nearly equal. But now if we don't have any big medical costs we're building a fund for later. The "downside" is that you have to meet an annual deductible before ANY benefit kicks in -- this varies depending on your plan and coverage level, but I think for me and the family it's ballpark $4k. So this means that for doctor/hospital/specialist/dentist/prescriptions that the first $4000 I spend every year I pay 100% of with no benefit, then after that deductible is met then copay benefits kick in. Remember though, when you max out the HSA, you should be paying for these pre-deductable expenses with your HSA. You have an annual out of pocket max with these plans , where after $X per year the rest of everything is covered. I want to say ours is about $9 or $10k. the TL;DR for us was this: given the same premiums per month (old plan was high premium + lower FSA contrib, new plan is low premium + high HSA contrib) == In a given year where we're healthy with expected expenses -- routine doctor and dental visists and the routine prescriptions -- we are saving money in the HSA for future health needs. In a "bad" year where we have multiple emergency room visits or ( god forbid )some major illness, injury, or disease -- the HDHP+HSA may mean we pay a lttile bit more out of pocket. It will all vary for you based on your current premiums, coverage levels, and details on the new plan. If I can help you with the math, shoot me a PM.
  11. We all know opinions are like puckerports... But, I have a really unhealthy and probably undeserved disdain for this band.
  12. Serious business in this thread, save your yolks for later
  13. Serious answer is that I probably eat about 50 eggs a month. Scrambled, with melted Colby Jack and either Chili Pepper paste from my garden, or in lieu of that some really hot sauce.
  14. I call them "Eggs Toby".