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mbrasi

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About mbrasi

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    Pittsburgh Steelers

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  1. When he starts missing kicks you could say F’n Ficken’s kickin’
  2. Yeah, I just put him in flex over C Kirk. I hope I don’t regret it. I had Kirk in the entire week until now.
  3. I can definitely understand why he is blacklisted... It May have something to do with his GF and her comments, but it’s a total package. It started with him being on the field representing the 49ers while pushing his own views. That is not the time or place to push your views if you value your job. I would lose my job if I used company time to push my agenda and would be blacklisted from the industry if I did it on company time while on national TV. There is a large group of people who feel “it’s not fair”. It’s perfectly fair, he marketed himself and his GF as a group that will cause trouble for any organization. An organization (wether football or business) can have the ability to tell me what to wear, how to act, and how to represent the company while they are paying me...you can choose to not follow those rules and you will face the consequences.
  4. Good information. I agree with the article for the most part. I was one of the "exceptions" in the article when I started in Roth. Lower income now (somewhat entry level), but expect to have high income in the future. Now my income is higher (closing on 40 years old), but there is probably some irrational things about my thought process since I've been in a Roth 401k for so long... 1. Over the years, I've looked at my Roth balance and it just "feels" good that the money is tax free in retirement. Not a logical or analytical answer at all but I like the idea of having a pool of money that I (hopefully) won't be taxed on in the future. 2. This will be the first year in a long time I'm shift my money to traditional. The reason is due to receiving a lump sum payout this year. I want to minimize what I pay for my marginal tax rate. I will go back to Roth (more than likely next year). There are people at work that are still keeping their 401ks in Roths even with the payout, they feel that they have the money to pay taxes, so why not? 3. Taxes have been my largest annual expense for a long time. It seems that by putting money into a Roth 401k, I can maintain some control over that expense when I retire. (A peace of mind thing) 4. It also seems to me that its an additional way to squeeze more money into your 401k. If you can afford the tax hit now and max out your 401k with a Roth, you are effectively getting a "bonus" out of your 401k. You don't know what that bonus is until you retire because the money will grow tax free and you will have to understand your marginal tax rate when you retire, but it seems to me that a Roth 401k allows you to effectively save more because you are not paying taxes on the balance later. I think the article neglects the fact that your gains grow tax free and it's my understanding that you can withdrawal those gains tax free. This is a big deal because I have a decent amount of gains in my account that is from the Roth. That money will be tax free (fully sheltered). Other than that, the article does bring up some good points. I've just learned over the years (especially since being married) that sometimes you do things with money that the experts might not recommend. Another example is that I moved from a 30 year to 15 year mortgage a number of years ago (interest rates were very low). At the time, a lot of experts would have told me to stay in the 30 year and invest the difference. If I had the discipline to actually carry out that plan, I would have more money now for sure. However, 7 years later my "certain" job is not so certain anymore and we may have to pack up and move. I'm glad we have accumulated the equity.
  5. I'm leaning Roth 401K but started traditional. Since company match is always pretax over the years my balance has shifted to half Roth and half pre-tax. Seems like a good strategy to balance because you can see what your taxes are at retirement and withdrawal funds to maximize tax savings.
  6. Would that Mariota play be scored for two touchdowns for FF? One for the throw and one for the catch??
  7. I wear that, I also appreciate how subtle it is.
  8. 3-7 second in points #1 in points against by over 200 points over the next guy. Going to Victory Points only leagues next year.
  9. I’m a big fan of the constitution. I vote Libertarian. I’ve had a shift in beliefs on gun control in the last few years. My wife is Australian and my father-in-law is an avid gun owner who shoots competitively. I feel their regulations are common sense and don’t overburden the gun owner. My father-in-law is required to keep his guns locked up in the house and is only allowed to use/have them because he belongs to a gun club. The club essentially is a brotherhood and everyone knows each other. They treat gun safety very seriously (as responsible owners do here). They would also know if my father-in-law were to start exhibiting aberrant behavior. Our situation is much more complicated with the number of people here and the flow of guns from Mexico, but how can additional checks/balances hurt. I’m a gun owner and would agree to more regulation/control to ensure sane people own guns. I will still be able to protect my family and my house because I’m sane and would comply but if those regulations keep the guns away from one mass shooter, it has to be worth it... Just my thought as someone who has personal experience with Australian gun laws.
  10. Love a lot of the jams on this list...here’s a few other deep cuts found this gem/band on Pandora with my Pink Floyd station. Pinback Loro https://m.youtube.com/watch?v=aeJf-18lF84 This was my go to instrumental jam in my younger days after a long night out...late 90s vintage. https://m.youtube.com/watch?v=JX1EfZnJcHE
  11. Wasn't expecting him to fall flat but glad I moved him. I do think it won't be this bad ROS and would expect him to have some solid games in the future. My main reason for trading him away was the worry that his value will never be higher. I'm a huge AP fan and don't want to see him go out like this.