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Ridgeback

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Posts posted by Ridgeback


  1. 35 minutes ago, St. Louis Bob said:

    I moved all of my 401k & Mrs. SLB's 401k into a total return bond fund Friday.  Pretty happy about it right now.  Had roughly 40% of the rest of our investments already in something similar.

    Which bond funds, if you don't mind me asking? I've had SHY for awhile, but need to pull the rest into a safety net. I've been in SDOW since the high 20's. :bag: Regret selling PEATF still :cry:


  2. 19 hours ago, honky kong said:

    :lmao:

    Has there ever been a bigger idiot elected by a country? Normally when you get people this dumb running things it's because you live under a monarchy and the crown get passed to a syphillitic moron.

    I've never been to Europe and I have wanted to go for a long time but I'm going to have to rethink it. I'm not sure I'll be able to handle the ridicule. Or maybe I'll just be Canadian for a couple of weeks.

    If so, I'd like to know. Can't imagine that a certain part of this country could have elected a bigger complete waste of flesh than Cadet Bone Spur. But hey, anyone but Hillary, AmIright? 


  3. On 3/2/2018 at 0:50 AM, Bozeman Bruiser said:

    Sounds like something the Nazis would say. Censor anyone who disagrees. Outlaw freedom of speech.

    It appears the mods and owners here at FBG realized that sort of moderation was not good for business.

    Just because you disagree with someone does not mean they are "trolling" or that their opinion is any less valid than yours.

    Perhaps there is a lessons to be learned.

    In 10 years this sub forum will be an excellent case study in group think and manipulation.

    Jesus, man. Get some help.


  4. 14 minutes ago, Sand said:

    I use SHY.

    Ha! I have a small amount of that, I believe I picked up when you mentioned it over the last couple of years. It's been a dog over the last six months, but that should average back out soon.


  5. On 2/27/2018 at 4:57 AM, IvanKaramazov said:

    The GOP nominated and successfully elected the worst president of at least the post-WWII era and probably all of American history.  He's a dangerously incompetent racist authoritarian.  So yeah, the forum probably seems like a left-wing echo chamber right now because who really wants to be that guy who defends Trump on whatever his atrocity of the day is?  

    BRM, and other care to share?:popcorn:


  6. 6 hours ago, the rover said:

    Doubt it.   Guns are only a portion of their sales, and most gun owners support reasonable gun control.   The NRA doesn't speak for the majority of Americans, or even the majority of gun owners.  Since Trump is coming out in favor of reasonable restrictions, that's going to gut a lot of this "they're taking away our guns" rhetoric.  The NRA is taking it from the left, the right and the private sector.

    Amazing. I'm sure the NRA will be left standing, but nice seeing them take it from rationality for a change. Gun nuts have been ruling the roost for too long.


  7. Thousands of comics (mostly silver and bronze age)

    Hundreds of sports cards (mostly RC from the 80's and 90's) that are worth 10% of what they were in the 90's.

    Hundreds of records (mostly from 90's to present, rock, alt, metal,  everything in between)

    Rock Art Posters (Emek, Neal Williams, Sperry, Slater, etc)

    Dozens of Books

    Dozens of Trade Paper Backs (Preacher, Invisibles, Poison Elves, etc)


  8. I'm really tempted to jump on Sprint's lease promotion for the Galaxy 8. It's $8 per month for 18 months, with a $187.50 payoff to own at the end, making it $331.50 total. That being said, I'd really rather stay with T-mobile, for a number of reasons. 

    I have a S6 Edge, which I've loved, up until a couple months ago when it spontaneously cracked. It's a pretty small crack, looks like a BB hit it. I've gotten used to the crack. The allure of the S8 is there, but so is the potential to suck as the carrier would change to Sprint.


  9. 14 hours ago, Getzlaf15 said:

    Don't you have to put down at least 25% to get an investment loan?

    Yeah, this is about as good as it gets around here, for cap rate, and having a place that is half way decent. After putting the 25% down, it should be cash flow positive. I'm going to pull the 25% out of my own house, which I own outright, then get a loan on the rental for the other 75%. From what I understand, with the interest deduction, and new tax laws, it's better to do that than pull most of the $ out of my home. 

    All that being said, I have to go through the appraisal process, and by the time that's done, this place will probably be long gone. 


  10. 4 hours ago, General Malaise said:

    Peat on the hop....just touched .37 northern asssss hat wheat pennies.

    Well, hell, apparently I should have held onto my shares. Anti-####### Midas touch, I swear...I can't even keep the few winners I have. Only chance of getting them any cheaper now is dilution, and good luck with that, looking at the recent run-up. 


  11. 38 minutes ago, tommyGunZ said:

    The math is inarguable - you're 100% right.  I don't doubt that we'll see a slowdown in price increases as rates increase, but in many markets (almost all of CA) there is such a shortage for housing that increased rates may simply lower demand from insane to rational, where prices increase slowly or remain stable for a couple of years.  

    I was all in on the last crash, largely because the economics just didn't make sense and there was massive fraud going on (bartenders owning 4 homes, NINJA loans, etc.)  I think increased rates will certainly price some folks on the margins out for awhile, I'm with @St. Louis Bob - I just don't see 5.5% causing a mass exodus or a housing led recession. I could certainly be wrong.  :shrug:

    Same way in Portland. Mortgage interest rates below 7% or 8% is still healthy if economy is strong with employment and income. For the past  few years (Arguably a decade) US economy was subsidized by government that rescued industries from auto to banking and housing. Now we are on track to what real economy should look like. Buy vs. Rent is the key to each owner occupied purchase regardless of the price point of the purchase or interest rate.