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About ravnzfan

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  • Birthday 09/09/1956

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  • Location
    Charm City
  • Interests
    FF, golf, crackin' crabs, going All IN!

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  • Favorite NFL Team
    Baltimore Ravens
  1. Hey "el centro" posted this: I have unfortunately taken on a few too many squads in recent years, and need to lighten my load. I have three teams that I'd like to pass on. They're paid up for the season." Does paid up mean it's a money league? Or just a fee for playing? Anyway, which ones are the PPR leagues?

  2. hey Jeff

    I've posted Reunion thread...please check in & let us know if you're IN this yr or not


  3. as best an old man can remember:guy was drafted in April, entered spring OTA's 3rd on depth chart...the intent for '08 was to deactivate him Sunday's or watch w/a clipboard as QB3 game day Early August, ~4 weeks out from opening game and Boller is hurt...injury doesn't look good, he gets IR'd so now the showdown between Boller vs TSmith doesn't exist--job is Smith's to lose mid August, just before preseason game 3 IIRC, Trent Smith hospitalized w/tonsils---suffers infection and loses 20 lbs...Flacco goes the distance in the preseason game and is the starter "for now" (keep in mind McGahee had all kind of ??? related to health/attitude, so "the run game" was suspect at this point as well) while never the original plan, Joe starts game the back of our minds, most of us thought "oh well" to the season---maybe he gets the experience he needs this year and we have a player in 2009 season starts 2-3, Flacco has 1 TD vs 7 ints....while his numbers weren't good, let alone great, you saw something in the guy and as fans we knew 'this was going to be OK'...(next year) fast forward to the 2nd weekend in is "2009" Flacco has started 17 games, we've seen his TD/int ratio go from -6 to +2, while adding several rushing TD's for good measure the team is 12-5 (10-2 since that early Oct start of 2-3), and playing tomorrow for the right to advance to the AFC championship game :housemoney: Joe's ability to strech the field with at least the threat of 40+ yd completions has changed the face of this offense---he still isn't in sink w/Clayton deep or Heap at all, but once those other parts of the passing game can be counted on w/more consistency, we'll see that this clearly is a guy that is all that...
  4. if you're building a house from scratch and want to use every available bell and whistle, consider DirectBuy.commuch like a Sam's Club, where "membership" is required, only we're talking like 4K to join---not for the light weights, for sure---but you'll be able to go top shelf on all the high end items and easily recoup the membership and them some when paying wholesale for kitchen/bath used them on a recent bathroom remodel for over 2K in savings and will use them to get vinyl for my son's house this spring... only regret is not being a member when we bought the 2 properties via auction for my kids several yrs ago
  5. Jeff... What do you know of this "SB761", as it pertains to short sales in our great state of Maryland? I've read up on the process and think it can be a profitable enterprize, but horror stories from our state have me a little on edge.
  6. These can be a great investment, or they can be crap. Really depends (lawyer answer, I know).Find out what the rules are in each city / county. Some are 18%, some are higher, many are lower. Some bundle them into groups - which suxx0r - that's the game Baltimore plays. They put junk all together, so even if there's a good property in there, it could be grouped with 10 boardups. Now, some late night gurus will tell you this is how to buy a house for pennies on the dollar (and they are factually correct). Unfortunately, they don't tell you the whole truth, and that VERY FEW tax liens ever get to a sale (in most areas of the country). Now if you are buying PROPERTY at a tax sale, where even my grandparents bought a house once for just the back taxes - that is pure $ right there. Those aren't that common where I am (if at all). Liens are bills a buyer or seller must pay before clearing title. These mostly are bought not with the intention of getting the real estate, but getting the interest. Not a bad way to put $ to work, but hard money lenders often do better. Jeff...HoCo yearly tax sale goes this Thursday, May 24...10AM @Geo Howard BldgIf I would get one of these properties, how do I collect the 18% we speak of here? From the auction web site: "The successful bidder will earn interest at a rate of 18%/yr from the day of the tax sale until the property is redeemed" This implies the owner, who could not meet the tax burden in a timely fashion, now has to pony up the back taxes, interest of 18%, any new taxes due, plus accumulated fees... "If the property is redeemed after 4 months of the sale, bidder may charge legal fees and expences to the property owner" Seems to me there would be a decent number of folks not able to pull this off, given the current market
  7. Parc Corniche6 mi from Disney and 16 from airport, this property suited the wife, 2 kids and I just fine--they offer 1bdrm and 2 bdrm suites ...and for like $125/night for the 2 bdrm, which was great for us and beat the hell out of a hotel room for a week! golf on site for those that play, plus complimentary continental breakfast and shuttle to the parks, if you don't rent a car I like the car rental thing and love to explore the area we're staying at, so this place worked out fine for us also stayed there 2 yrs ago when a family member got married in Daytona---took a week off and spent 3 days in Daytona for the wedding business and then 4 days @the Parc in Orlando, playing golf, hitting the parks and smaller venues while staying on Disney site is much preferred, this is a great way to stay near the park at about 1/2 price
  8. please!!we have no way of knowing what the total options are when suggesting FA moves/trades
  9. Jeff...spent 5 yrs w/a flooring repair contractor back in the dayhardwood experience includes refinishing gyms, including work @the Naval Academy and a few HS gyms in the surounding area I'd be happy to look at any local stuff you have...
  10. Jeff... Do you have any insight on "Investors United", a Real Estate Investment School on Harford Rd here in Crabtown? The wife took a buyout from the only job she's had(she's 46), a major fast food company. We're comfy into the fall w/the buyout, and want to examine several avenues, as we're looking to put her "in business" as opposed to "get another job" We have minimal RE experience...I mentioned awhile back we bought property for both our kids @auction, in 2000 and 2003, and did very well with both. We sold the first property for 110% of purchase price, 4 1/2 yrs holding time. The second is living in his, and his has doubled in value in 3 yrs (in Essex, just off the water) Mrs Ravnzfan is a bit on the conservative side, and is not likely to dive into RE as a business w/o some guidence---hence the insight on "Investors United", if you have any.... ...I'll hang up, and listen TIA