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Yeah I was thinking of doing both my life and health licenses at once. I figured with open enrollment coming and the other changes it seemed a health license may come in handy especially during open enrollmentMOP Approved!!!
Now we're talking some real money. Go get your 2-15, every major city has lots of these rooms where the phone will just ring with some desperate person looking for health care for their family as they were just told it will now cost this poor small business owner $1,200 a month to cover his family of 5, you can get the same thing done for half the cost perhaps...
Get with a quality place that isn't just taking credit cards and folks money but yes yes yes you can make a killing doing this. Right before I took up teaching I made $8k a month for 3 months doing this and I didn't even have a license.
You can do this NCC!!!
Leaning this way. Trying to decide which online service to use for the required classes and pretests.
I would get the 2-15 immediately, it will put money in your pocket within 90 days IMO.
Well in some ways the uncertainty in the market makes it a good time for the insurance market. I mean with Aetna out a lot of people will be scrambling for new coverage. Lots of new policies written.
Yeah I see those up here as well. Kind of what caught my interest. But then once I started looking i noticed there were a lot of different opportunities available.
Well either I should get my license or the apocalypse. Maybe if I get my license I kick off the apocalypse? So 2 out of 3 of those requires me to get my license to find out. Curiosity is winning.
Get the health insurance first if you can, much more immediate need for those folks IMHO...NCCommish said:
Yeah that is my thinking just given where things are right now. I am thinking of buying a combined program to save some money. Testing for health first and then doing the life component. May also look into the medicare add-on for health.
No, seriously - you could sell it both ways. Insure folks against not being taken in the Rapture so they'll have a li'l dough for drugs & whores in the last days and you really don't have to pay off the other. It's an apocalypse! Get it?NCCommish said:
I do I see an untapped vertical here and lots of synergy with existing paradigms.
Lots of sales opportunities during an apocalypse, IMO.NCCommish said:
I hope not or this won't work well.I thought one had to lack a moral compass to make money selling insurance...
Exactly. My old man explained why he couldn't be a truly successful salesman like this: "To really make it as a salesman, you have to be able to sell people something they don't need. I can't do that." That's not to say that you can't make a living selling. It just points to a love for cheese sandwiches and chopped meat based dinners that took me a long time to grow out of...
Thanks I hadn't realized that. My original plan was do life first then do health and get the Medicare cert. Sounds like that may be the way to go.
Medicare cert as in Part D certification? If that's what you mean, I wouldn't. These 65+ year olds that don't work have nothing better to do all day than to call you and ask about their prescriptions. We didn't get paid enough from the carriers to deal with it, so we don't do those anymore. Just Medicare supplements.
I was thinking supplements but it may have been for part D. I have several sites I am.looking at for the pretest and one offered that as an add-on.
And a important businessman with my own aisle in the A&P500 and an office with hundreds of cuticles who knows a damned fine salesman when he sees one! Oh, and harumph!
When I got in the business I was only 21 I believe. At the time I was eating Ramen noodles, but still had enough $ for a decent bar setup in the apartment. Anyway, I was pretty broke and would sell anything to anyone that I had the license (state) and appointment (carrier) to sell. The agency I was with "made me" obtain a series 6 and 63 - which in the end I likely didn't need and I spent way too much time in obtaining, when it was really only needed for a few cases (which I could have sent to another agent for processing and he send me back some business, but whatever). At this point, all I really need is a life and health license, and to keep my CE going for my day to day.
Yes, but that's 80% of your income is coming from 20% of your clients (not from 20% of your lines of business). The 80/20 rule doesn't apply at all to health insurance, but definitely does to life insurance.
