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Health Insurance Costs 2017 (1 Viewer)

How much did your health insurance go up in 2017 compared to 2016 (covering just yourself)?

  • Over $2k

    Votes: 3 5.1%

  • $1500-$1999

    Votes: 0 0.0%

  • $1000-$1499

    Votes: 3 5.1%

  • $750-$999

    Votes: 0 0.0%

  • $500-$749

    Votes: 2 3.4%

  • $250-$499

    Votes: 2 3.4%

  • $0-$249

    Votes: 13 22.0%

  • I cover others

    Votes: 36 61.0%
  • Total voters
    59
fantasycurse42

fantasycurse42

Footballguy Jr.
Just looked at my first paystub of 2017... Quick calculation says my health insurance is up $500 YoY.

I've got great benefits, I can only imagine what this means to others.

If by some miracle your insurance didn't go up, put yourself in the lowest bracket.

ETA - poll is annual, not monthly

 
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Went from a more expensive plan last year to get maximum savings for a pregnancy/birth to a plan that is cheaper even with an extra individual.

 
fantasycurse42 said:
I feel like adding kids is a tiny addition compared to the cost of when initially adding a spouse. 
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Yes, but was still happy to see that between an extra yute and us getting older a year we were able to cut our monthly premium even after the insurance premium Armageddon of '17.

 
Last year had an HMO. Kids in college and needed to be covered so we had to upgrade to the PPO to the tune of $330- more a month. Under the HMO my boys wisdom teeth were to come out for a $60- copay each. Now with the "better" plan PPO costing almost $4k more a year and I find out that the wisdom teeth are not covered now and will cost $2250- a piece.

Needless to say, I hate health insurance companies.

ETA and kids still have extra teef

 
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Insurance is through my wife's company thank god.  I have no idea how much its gone up.  I know we don't pay that much.   Maybe $4k. 

 
Honestly, not to be a ####, but I think a majority don't know how to compare a 2016 to 2017 pay stub or do simple math.

0% chance less than half had no increase in their premiums.

 
Up $750 for the year for family coverage.  Also increased co-pay, deductible and OOP maximum for same coverage. 

 
Mine went from about $1003.00 to over $1300 per month.  I'm not exactly sure what the exact amount for 2017 is off the top of my head.  It's a Gold Plan with $1000 deductible (I think that is per person with $2000 max for the family).  There are 3 of us in the family.  Since I work for myself and there is no ability to get in a "group", I'm debating as to whether to change it to a Bronze level $6500 deducible HSA...that will be about $850 a month...so  cheaper than last year but with a much higher deducible and worse coverage.  3 years ago the plan I'm on was really great as I had some major health issues,-8 days in a hospital, multiple MRI's, multiple CT Scans, 2 Surgeries, and lots of specialists (GI, GI Surgeon, Cardiologist, Vascular Surgeon, Neurosurgeon, Retina specialists...AND a physical)

I look forward to the repeal of Obamacare and the clusterduck that follows. What we have right now is a disaster, and what's about to happen is probably going to be worse for most people.  I think we're 6 years away from some form of nationalized system with private insurance for those who want more/better/faster.  

I've covered my own health insurance since 1996...and there has never been a year where my premium didn't go up--many years (even years before Obamacare) it rose more than 10% (there were some years it probably went up 25%+).

 
Over $8000 a year. Obama care, no change in income, my original plan was not offered again. Only change in new plan was going from a $12,000 deductible to a $10,000 deductible. Original plan was $550 a month with $500 in tax credits. New plan was $1150 a month with $410 in tax credits.

So went from $50 a month to $740 a month with only a $2000 drop in deductible. I didn't purchase the new plan and will go without insurance.

 
Mine didn't go up because as a company we chose not to raise the EE contribution. We have a great plan with a low deductible and low EE contributions. We even added short term and long term disability for 2017, 100% paid for by the co. The dental was tweaked a notch too so if an EE gets at least one cleaning done per year, they can roll over the remaining unused limit to the next year with a max of 50% per year for three years. That extra limit should help when you need a higher priced procedure like a crown.

 
My wife has a pre-existing condition and I am self-employed so she went for years without coverage.

Went on Obamacare two years ago and it is crap coverage. Still cost me a boatload and didn't cover much at all. We switched to a high deductible HSA this year because the crap coverage went up 200+ a month and the deductible went up to.

I am ready for the Obamacare to be overturned! I know the insurance program needs reformed but what Obama passed is not the answer!

 
For the first time in the history of my organization (local government) our employees are bearing some of  the costs.  It's $50 monthly for an individual, so $600 increase for the year.  The monthly cost to the employer went up from 900/month to 1100/month in addition to the employee cost. We are self-insured, so it's not an Obamacare plan (although it has to meet the Obamacare coverage requirements).

 
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Been retired 3 years (for health coverage) gone up $350/mo. since I retired ...not counting the doubling at the point of retirement.  

####ers.

$13K a year now.  

 
Insurance been going up and up last few years. You guys think this new undecided R plan is going to save us money? 

 
Don't buy it if you don't need it, especially for the crazy money policies people are posting. They're repealing the individual mandate and chances are Trump and Congress direct the IRS not to enforce the penalty until the repeal takes full effect.

 
Grace Under Pressure said:
Don't buy it if you don't need it, especially for the crazy money policies people are posting. They're repealing the individual mandate and chances are Trump and Congress direct the IRS not to enforce the penalty until the repeal takes full effect.
Click to expand...
What happens if you get diagnosed with something like cancer or you have to go to the emergency room for whatever reason? 

 
Beef Ravioli said:
My wife has a pre-existing condition and I am self-employed so she went for years without coverage.

Went on Obamacare two years ago and it is crap coverage. Still cost me a boatload and didn't cover much at all. We switched to a high deductible HSA this year because the crap coverage went up 200+ a month and the deductible went up to.

I am ready for the Obamacare to be overturned! I know the insurance program needs reformed but what Obama passed is not the answer!
Click to expand...
Same story with MIL and she had to drop it.

 
Beef Ravioli said:
My wife has a pre-existing condition and I am self-employed so she went for years without coverage.

Went on Obamacare two years ago and it is crap coverage. Still cost me a boatload and didn't cover much at all. We switched to a high deductible HSA this year because the crap coverage went up 200+ a month and the deductible went up to.

I am ready for the Obamacare to be overturned! I know the insurance program needs reformed but what Obama passed is not the answer!
Click to expand...
I think the intent was good, but he just didn't go far enough. It seems we'd be better off going full single payer (or hell, even going the entire other direction and going fully out of pocket).

Americans are already spending a ton of money towards healthcare between insurance premiums, additional personal costs, and taxes. It really doesn't seem right that a massive private industry is making huge profits off of this money spent by acting as the middle man between patients and healthcare providers. 

The burden of paying for healthcare is a lot for Americans. I'm not sure why we need the burden of ensuring the continued profitability of private insurance providers too.

 
I feel like health insurance companies need to have a meeting with "the Bobs" from Office Space. People get sick and have bad things happen. They need to get well, and they spend a lot of their income trying to do so.

"In this process, what is it that you, the insurance companies, do here? Do you help the cause at all? Do you stick any needles in anybody? No. Do you create any new drugs? No. Do you change any bedpans? No. Do you do any surgeries? No.

So, let me get this straight. You physically take the money from the public and hand it to the skilled people that make them well again?"

"Well, sort of. We don't give it all to them. We keep a good chunk for our troubles"

"And that good chunk of money you keep is for you to physically hand it to the skilled people that save lives?"

"Well, the computers really do that. Or the patients often just write a check to the hospital themselves"

"OK, so again, what is it you actually do here?"

 
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pollardsvision said:
I feel like health insurance companies need to have a meeting with "the Bobs" from Office Space. People get sick and have bad things happen. They need to get well, and they spend a lot of their income trying to do so.

"In this process, what is it that you, the insurance companies, do here? Do you help the cause at all? Do you stick any needles in anybody? No. Do you create any new drugs? No. Do you change any bedpans? No. Do you do any surgeries? No.

So, let me get this straight. You physically take the money from the public and hand it to the skilled people that make them well again?"

"Well, sort of. We don't give it all to them. We keep a good chunk for our troubles"

"And that good chunk of money you keep is for you to physically hand it to the skilled people that save lives?"

"Well, the computers really do that. Or the patients often just write a check to the hospital themselves"

"OK, so again, what is it you actually do here?"
Click to expand...
Somebody has to be in charge of taking money from the healthy and giving it to the sick, while skimming off the top.  Gofundme can only do so much.

 
I want to have more kids just so I feel like I'm getting a better deal on family cost.  It's not fair that someone with 6 kids can pay the same amount as someone with 1 kid.  Mine went up 30% in 2 years.  Probably about +1k a year. 

 
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