Too much of it is through overpriced #####y schools and not enough of it is through good schools that cost a reasonable price.Do you think it gives students the best four years of studying?
A lot of the majors are useless/impractical for real life jobs.
While I agree with you whole-heartedly on this, I find this a bit hypocritical coming from the same team that demeans and insults anyone without a college degree as "uneducated" and "rednecks".A lot more people go to college than is really necessary. Not everyone should go to college. To compound that we have these for-profit private colleges that accept anyone, cost a lot, and deliver worthless degrees.
...and cost the taxpayers tons of money with bad debt while the "students" get taken advantage of. It's criminal.A lot more people go to college than is really necessary. Not everyone should go to college. To compound that we have these for-profit private colleges that accept anyone, cost a lot, and deliver worthless degrees.
Like what?A lot of the majors are useless/impractical for real life jobs.
This.Like anything else it can be used for a lot of good and it can be a total waste.
How 'bout them apples?College has passed religion as America's #1 social branding system and that is the only reason it is allowed to refrain from entering the cyber age and cost at least 5x more than it should.
Go to your local Starbucks and ask the baristas what they went to school for. That should give you some examples of impractical majors.Like what?
I don't go to Starbucks.Go to your local Starbucks and ask the baristas what they went to school for. That should give you some examples of impractical majors.
Just get AP credit. Next problem.Required classes that have nothing to do with your major or minor field of study. Such as liberl arts classes for a science major.
damn - lots of truth in this.College has passed religion as America's #1 social branding system and that is the only reason it is allowed to refrain from entering the cyber age and cost at least 5x more than it should.
So, I disagree with a lot of this. True - kids don't have a clue what they want to do at 18. I didn't. Went to school to major in fire science and be a fireman, then after a couple of business classes that fire was lit and went into sales. I still believe a college degree gives you options. You can figure stuff later on. Nobody can take it away from you. Your options are a) entrepreneur b) learn a trade c) get a degree and figure stuff out. You can say just go be an electrician or be a carpenter but that's pretty simplistic, and options are limited. The question is value - return on investment if debt is taken on. But I think overall people with college degrees will out earn those who don't have one, and the investment will pay off. Not the case every time, but I'm glad my kids all have degrees.Combo of a lot of things, IMO. A lot have been mentioned:
1. Way too expensive/can't get out of the loans.
Just nuts that people are dropping 100K on an education that just provides a base education for a 40-50K starting job. Takes so long to get out from under the cloud of the loan. If I remember right, I think the UW's tutition has gone up around 15x since I was there 20 years ago. No way wages can keep up with that.
2. A lot of worthless degrees that don't translate.
3. I think we push the 'go to college' route too young. So many people I know changed majors, careers, dropped out, etc. So hard to know and pick what you want to do for the rest of your life at 18 years old. ... and while you figure it out - see #1.
4. Piggybacking on #3, there are too many people going to college. I think what that has done is just made the college degree worth even less and you need to go on to yet more school to make a decent wage for a lot of degrees.
Don't get me wrong, it was some of the most fun I had in my life, but it's completely different now, mostly b/c of cost. Not sure what I am going to suggest my kids do in 8 years when they are going to have to think about this.
While I agree with this statement, it is not practical for the majority of college students out there to enjoy the leisure of this approach. Instead they get bogged down with unmanageable debt in pursuit of the greater good of learning with no escape hatch on the other side of this noble pursuit.Keep in mind that universities aren't supposed to just be job training programs. Learning for the sake of learning has great value in and of itself.
The one additional year masters program where you take masters class in your senior year is a pretty good value.I like the students who go straight through and get their masters....So tell me what your last job was like?..... huh, I have been in school...What practical experience do you have.?..what, I've been in school....Have you ever had a job?...well no...So tell me why I should hire you?....I think I would make a great VP
Maybe but they are already capped.Stop federal subsidized loans that are guaranteed and college costs will come back down.
Was it ever that high? Twenty years ago, I got 5500 in stafford and 1500 perkins and that was it. If anything, it doesn't sound like they've been adjusting for college inflation from the numbers you listed.Maybe but they are already capped.
THe amount of a loan from federal
Freshman - 5500 a year
Sophmore - 6000
Junior - 6500
Senior 7000
give or take. You are not getting 100k in federal loans anymore
At least that how it worked the past 5 years shrug
I don't remember for me - but the idea that federal loans are driving the cost of college upwards I don't agree withWas it ever that high? Twenty years ago, I got 5500 in stafford and 1500 perkins and that was it. If anything, it doesn't sound like they've been adjusting for college inflation from the numbers you listed.
I just walked away from a 3 year post graduate degree with 140K in loans. (I had a scholarship too, but for some stupid reason they didn't allow us to work for a full year, and unpaid internships are a thing in this field.)Maybe but they are already capped.
THe amount of a loan from federal are now capped
Freshman - 5500 a year
Sophmore - 6000
Junior - 6500
Senior 7000
give or take. You are not getting 100k in federal loans anymore
At least that how it worked the past 5 years shrug
But they weren't 140k in federal subsidized loans were they?I just walked away from a 3 year post graduate degree with 140K in loans. (I had a scholarship too, but for some stupid reason they didn't allow us to work for a full year, and unpaid internships are a thing in this field.)
It sucks. My loan payments are more than my rent.
Yep. Unless Fedloan Servicing is lying to me.But they weren't 140k in federal laons were they?
Ah I see the difference you were in grad schoolYep. Unless Fedloan Servicing is lying to me.