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CurlyNight

Avoiding medicare part B penalty, help

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My dad will need medicare b in a couple months. He's been working from age 65 to a couple months ago, age 80 and has always had health insurance through the employers. 

I'm being told he needs to prove it from age 65. At least 1 place is no longer around and employers and insurance companies only keep records for 7 years from what I read. So how on earth can he prove health insurance coverage since 2004! Like many I'm sure, he didn't think to hang on to stuff this long. Is he hosed? 

TIA!

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Assuming he saw a doctor during this time, can't they at least provide to him who paid the claim and work backwards from there?

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44 minutes ago, FairWarning said:

Can he contact those insurance companies?

That's the only thing I could think of. For the past 15 years he's worked in a few places and had different health insurances. I googled a list of common health insurance companies for group coverage for employees and sent it to bro. They only keep records of claims fot 7 years. Don't need claims. Seems he calls, gives his social, and in the archives will provide the dates he had health insurance with them. So he's got a list to call.

Can't think of another way. Doc offices purge records once there's 7 years of inactivity and I know he's had more than 1 pcp in the past 15 years.

Ideally he should have kept policy numbers once he hit 65 still working till now at 80. 🙄

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Contact the pharmacy he uses.  They usually have old records related to prescription drug orders and payments, especially if it’s a Walgreens or something. You can order his old prescription file and it’s possible they will have insurance payments.   

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Also, if you can piece together back before the ACA (maybe even after) insurance companies found out who your previous insurer was for purposes of pre-existing condition coverage. 

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6 hours ago, NutterButter said:

How about contacting the fine folks at medicare and hearing what they suggest?  I'd think it would be worth a shot.

True.  I'm sure their hold music is snazzy.

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1 minute ago, Mrs. Rannous said:

True.  I'm sure their hold music is snazzy.

Probably a lot of Kanye now that Trump is calling the shots

Edited by NutterButter
  • Laughing 1

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