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Yes. But it would suck having to use my insurance to pay for another car to be fixed.
I know that. But since I'm not technically putting it on a card (insurance is paying for it) I'm guessing they won't be a part of the equation.
Whoa. Easy there, GB. Potentially smashed up. I know I'm bad luck, but let's pump the brakes a little.Why? It's another car you smashed up.
The way I look at it is you're already paying your insurance company for rental car insurance. You can choose to use it or not.
By the way, how it typically works is the credit card insurance is supplemental. If you are insured another way (such as through your car's normal insurance) the claim would be forced that way.
When I did this, they had me put a deposit down on my card. The lady told me the card would insure it still.
You can sometimes use it for an upgrade. The agents at the counter get graded by their insurance %. In the past I've gotten a luxury car at the economy rate by paying for the insurance.
But many (most?) policies don’t cover for loss of use while a damaged rental vehicle is being repaired, which can end up costing a bundle. Only a few credit cards cover this as well.Andy Dufresne said:
