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  1. That is the entire point . It is not in any way monotonous to me.I love tv, movies, sports, cooking etc. I go to bed very late each night sad that the day is ending but happy knowing I can start up right up again the next day.
    3 points
  2. Me too. It'll be nice getting back to normal non-gemmed real life. My ADHD had me hyper-focused on not wasting those 6 gems rather than spending time with my wife & kids. yeah, I need to reevaluate what is important some times. My 5 year old is constantly asking me to delete the app. He asked me for my 40th birthday to please delete clash of clans. All he wants me to do is lace up my skates and play hockey with him. 24/7. The downfall of having a rink in the basement (synthetic ice) lol wut Here you go GB https://www.youtube.com/watch?v=SWtRTQnv5QU
    3 points
  3. I look at it thinking, I'm building up savings and letting the market do its thing (while adjusting risk for age, of course), over the course of about 40 years to allow me to live how I want to live in retirement. For me, I will invest to the point where the market doing its job gets me there if I do my job being disciplined to keep saving, rebalancing and risk adjusting for age all along the way. That's grossly over simplified, but what I'm basically doing. Use the lowest cost asset manager (Vanguard, Schwab, etc.) to do the heavy lifting of setting up your ETF's, give them their fees (which are very reasonable), and do minimal actual work outside of allocating to the appropriate investment buckets relative to age. Comparing nest eggs and retirement age is for the most part a fool's errand. When do you want to retire, and how dedicated are you to that? If you set a game plan, educate yourself and commit to saving and monitoring your investments with your asset manager doing the rest, you generally should be in good shape.
    2 points
  4. Yeah, without checking it up I guess there was a lot of trick plays down there with all these backup RBs, fullbacks and Fasano getting work... When they draft a WR in one of the first couple rounds this year we should hopefully see a more traditional red zone offense and not just trick plays. But the by far most impressive metric, and I'm sure this has been mentioned earlier in this thread, was his yards per target where he ranked number 1 in the NFL at 9.9 yds. Gronk had 8.6 yds. So even with Smith at QB, with very few other receivers for defenders to key in on, with a short aDOT, and playing his first NFL season on the field he was still amazingly effective. It's very impressive.
    2 points
  5. Venetian has always been one of my favorite places on the strip, but then again you're supporting this guy when you stay there: http://en.wikipedia.org/wiki/Sheldon_Adelson
    2 points
  6. Just re-read the first post. Can't believe that was 3 years ago. I was such a ##### back then.
    2 points
  7. Dentist, this is a little backtracking but agree with DD, you need a little perspective. It is easy as pie for a dentist to talk about other people's crappy retirement and lack of planning, but that makes you seem some mix of elitist, entitled, and complete lack of empathy. Most people are not educated on the needs to live below their means and don't have good influences / examples to draw from. Most don't have much disposable income. All marketing is designed to get people to spend every dollar they make, and while you might think people need better willpower, marketing is effective. Basically, you might not be a 1%er but you are likely a 5%er, so to look down on the lower 50% is a little much. I contribute a bit to these threads with the main intention of helping those that don't have the financial education / influence and open their eyes to other possibilities.
    2 points
  8. The best case scenario is that Kroenke sells the Rams to another owner or to the City of St. Louis and then is rewarded an expansion team in L.A. Then it turns out that Kroenke is highly leveraged in some business that goes bad,he loses all of his money, is homeless, then gets ball cancer.
    2 points
  9. Um, Universal has Disaster and Twister. But, what else? If we were there for a week plus, cool, but we're only doing two days of parks. Minions Ride, Shrek, Transformers, Simpsons, MIB, even ET. My just-turned-six son loved all of those and was still young enough to also enjoy Seussland (if you also want to do the Islands of Adventure park, too.) Add that to his love of natural disasters and I would think it's at least equally in the conversation with Epcot.
    1 point
  10. This. Nothing I heard in the podcasts or have read since have convinced me 100% that either of those 2 killed her. Could they have? Sure. But I haven't seen enough proof that IMO, leaves me with no doubt. So, you believe they are both involved in the murder of a human being but because you don't know with absolute certitude the level of involvement of each party that they should both be free men? Are you listening to yourself? Pretty sure you're supposed to convict someone beyond all reasonable doubt. There's plenty of reasonable doubt around this case. "That is not how this works. That is not how any of this works." So you're completely fine putting people in jail for life because you think they may have done it, but can't really say for sure? You believe Adnan was involved. You also believe Jay was involved. However, you don't know who did what. If the scenario you heard as a juror included the following: Jay testifies that Adnan killed Hae, but he helped bury the body. Adnan testifies that Jay killed Haie, but he helped bury the body. All other facts remain the same. Your position as a juror is that neither would and nor should they be found guilty of murder? Yes Sorry, you're incorrect under your own scenario. If the prosecutor didn't send conspiracy to the jury, and the prosecutor didn't prove murder beyond a reasonable doubt, jurors would be correct to acquit.
    1 point
  11. If you are able I would love to learn more about these cases. I am fascinated by the process and would be eager to see how innocent people were convicted multiple times. I agree and understand that juries aren't always right. The point I am admittedly struggling to make is that the jury had more information than people abuzz on the Internet. LINK
    1 point
  12. Pretty much Dad Of The Year on the purchase. Kids love these more than the electric scooters that their mom bought them. Have no issues with them the little bit the kids let me see them, love how quick they are, how clean and simple. The kids have yet to find anything they can't do on them. Have you messed around on it much? Thoughts on the screen? P.S. I picked up one of the sleeve cases you linked for the one I got for my daughter.
    1 point
  13. Yeah, the boost period kind of burned me out on the game a bit. To be fair, I was also feeling that way before the boost which is when I made PTTS to try to get some of the fun back.
    1 point
  14. I've been reading this thread for weeks... Sorry to all of you as this sucks. With that being said, odds are strongly in favor of a degenerate gambler who was basically using Phenoms this year as a pyramid scheme. It was dried up as the football season was finishing up and he was toast. The website thing is complete bull####, 1% < this is a real story... small chance he had just building a scam all along, but kinda doubt that. 80% chance of a loser gambler who ####ed a bunch of people 19% chance of a scam to steal from everyone 1% chance the website story is real Good luck in your endeavors, I hope Mike gets what he deserves.
    1 point
  15. World of Warcraft, easily. I've played off and on since its release in 2004. I probably have a dozen characters who are at least level 60, many of which I leveled further in expansions.
    1 point
  16. it is a good question, but I have no idea how to answer it as she does not treat me any differently from how her friends treat their dads. I don't think kids think of things that way. She knows I worked my tail off to retire early and that my wife and I really understand how to handle money. It might be different if I retired via an inheritance I guess since she might see that as an easy way out. But if she wants to equate working her butt off to getting to retire early, that is ok with me. There are a lot worse things she could think.
    1 point
  17. I still get a little giddy seeing our boys getting to play with the grownups and wearing the big-boy clothes.
    1 point
  18. #### that guy.
    1 point
  19. Including the FICA/Medicare contribution. And the loss of all the job related expenses Slapdash talked about can be a very large sum of money for some people. Many folks don't realize how much until they stop working. Same token, most people don't realize how much time they have to fill when retired. Its fine when the weather is nice, but in the middle of the summer and middle of winter, you're inside all the time and you need something to do. I'm personally wonder what I'd do all day, day after day, in the winter when I'm 70. People ask me this all the time. I retired in August of 2010 and have not been bored a single day since then. For me personally, retirement is the 100% change from waking up thinking "what do I have to do today", to thinking "what do I want to do today" At this point in my retirement I am just really enjoying a second childhood. So middle of the winter, what do you do day after day? Say hypothetically, there's 16 waking hours in the day. I know you can say read and watch tv, but that's a lot of reading and watching tv if that fills a large part of your day.But if you love those type of things, it works. My typical mid winter day is this tv, reading, playing video games, surfing, picking up daughter from school, shopping and cooking. Yeah it does. I shouldn't have even brought this up as its so subjective. There are probably people that could sit in a chair all day and stare at a wall which wouldn't cost a thing. There's also people that could work until they're 70 b/c in their mind if all they're doing is reading and watching tv all day, they might as well go to work and get paid as there's plenty of time to do that at night and on the weekend.
    1 point
  20. Dear NYCFC supporters -- we are truly sorry about that whole Lampard thing. As a token of our regret, please find enclosed Mix Diskerud.
    1 point
  21. 23rd pick again, same as three years ago. Presuming we don't go TE again: DT: Danny Shelton, Washington; Eddie Goldman, Florida State; Michael Bennett, Ohio State. CB: Trae Waynes, Michigan State, P.J. Williams, Florida State, Ifo Ekpre-Olomu, Oregon. OT: Ereck Flowers, Miami (Fla.); Cedric Ogbuehi, Texas A&M; Andrus Peat, Stanford.
    1 point
  22. I think most people here are looking at the long term... and I'd have to put Kelce there. Maybe a guy like Olsen/Bennett outproduces him next year, but in three years I think Kelce is definitely in that top tier. Of course, if he gets a QB with any kind of arm it would help. Alex Smith is horrible. I'd be interested to see Kelce's reception chart, my guess is 50% of what he caught was within 8 yards of the line of scrimmage, and most of that right in the middle. 12 receptions behind the LOS, 39 between 0-9, 13 between 10-19, and 3 receptions 20+. His average depth of target was 6.3 which is in the same range as Bennett and Julius. The only fantasy relevant TEs with a shorter aDOT were Gresham and Reed. Most fantasy studs were between 8.5 and 10. The ones that have higher aDOT than that were mostly situational guys like Davis, Fleener and Ertz. Over the last few years the 8.5 to 10 range seems to be a sweet spot. But Kelce has fantastic YAC ability so the primary thing we're looking for is volume, not direction or depth of targets. That being said Smith went 3 for 3 when he targeted Kelce at 20+ yards so it would be nice to see more of it.
    1 point
  23. Shadow of Mordor is amazing. OMG. I'm still early on, but did the timed dagger and bow kill challenge side missions. Super cool. Now on Ratbag's story. Also cool.
    1 point
  24. Yup. My parents are taking a fire fighter pension, 2 social security checks and a not bigger than a breadbasket savings/investment account as far as it can go. A glorified double wide on a lake in NH in the summer, a 2 bedroom condo 2 mi from the beach in fla in the winter and 45-60 days on a cruise ship per year. Frugal folks other than the cruise fares. They even managed to retire early (54ish). I envy them.
    1 point
  25. Did you see him complete those in college? You mean to tell me a QB can learn to do this after playing strictly in a gimmicky offense in college?! :hogwash:
    1 point
  26. I'll be there Friday to Sunday glll, buddy
    1 point
  27. Could be this years version of Andy Miller...or at least Phil Coke.
    1 point
  28. Harang's a nice pickup....a innings eater on a 1 year deal for little money.....and if he has a good year, he can moved at the deadline.
    1 point
  29. Those are truly pathetic numbers across every single age level and income level. For those of you curious, i have over double the over 65 year old mean balance and I'm 37. But hey if are wiling to work until you're 70 and spend your retirement playing bridge, fishing at the local pond, babysitting grandchildren, watching jeoprody and eating early bird specials and your "travels" are to the local state park, it could still work out. The thing is Dentist, not everyone thinks like you. I think most people I know would be happy having just that kind of retirement. People should have goals for these things before 50, but some people don't start thinking of this stuff until well into their 50s. Others think about it and even run the numbers, but still don't press like they could. The fact is the segment who starts thinking about retirement monies in their 20s (me and many in this thread), are fairly rare. Personnel finances are largely a self-learned endeavor, schools and parents alike are bad at passing this information on. Regardless, if people are saving something, anything...they have an advantage over the many saving nothing at all. Those are the people you/we have to worry about, the others will get by and probably enjoy their golden years on fixed but sustainable incomes.
    1 point
  30. Fantasy players that talk about anything.....ok, now that Ive covered that, players that talk about AJ, CJ, MJ or whoever else. One guy was going on and on about AJ and I thought he was talking about AJ Green. Turns out he meant Andre Johnson. Saying A-Rob isnt cool, it makes you sound like a doosh and no one knows who the hell you are talking about.
    1 point
  31. I tried this one over the weekend and it was pretty tasty. Thai Chicken SoupYield: serves 6 as a main course, 8-10 as a side dish Ingredients 2 tablespoons red curry paste 2 12 ounce cans of coconut milk 2 cups chicken stock 2 tablespoons fish sauce 2 tablespoons brown sugar 2 tablespoons peanut butter 1 1/2 pounds chicken breasts, cut into 1 1/2 inch pieces 1 red bell pepper, seeded and sliced into 1/4 inch slices 1 onion, thinly sliced 1 heaping tablespoon fresh ginger, minced 1 cup frozen peas, thawed 1 tablespoon lime juice cilantro for garnish cooked white riceInstructions Mix the curry paste, coconut milk, chicken stock, fish sauce, brown sugar and peanut butter in a 4-1/2 to 6-quart slow-cooker bowl. Place the chicken breast, red bell pepper, onion and ginger in the slow cooker, cover and cook on high for 4 hours. Add in the peas and cook for 1/2 hour longer. Stir in lime juice and serve with cilantro and white rice.
    1 point
  32. After a couple years off I started playing Skyrim again. Such an incredible game. I put in over 200 hours on the game previously and am still discovering new things with this playthrough. I also love how customizable characters, it accommodates pretty much any playstyle you want (trying to go heavy on conjuration this time around, something I have never really done).
    1 point
  33. That's 20% more area to drop spells in, Bogart. You'll be like a kid in a candy store.
    1 point
  34. Pumpkin spice lattes?
    1 point
  35. That was quite an impressive throw, but he did throw it into double coverage and didn't see Coby Fleener wide open on the other side of the field. True, but he wanted someone to catch it.
    1 point
  36. Probably three years after the statute of limitations for fraud is up.
    1 point
  37. Mine as well.....I then logged into my phenomsff account and my winnings have been posted. The withdrawal link has been disabled so the winnings just sit and tease me. It is possible that if there any legitimacy to his claims (and I realize that's a big "if"), he may have done this as part of establishing rightful creditors for a bankruptcy proceeding.This actually seems like a positive thing. Yeah, i don't get it. If he does not complete the calculations then the bankruptcy court will have no idea how to split the money. He is doing his job and people get pissed. Why are you bending over backwards to defend this crook? One might think you are Mike or someone close to him. You are not endearing yourself to a lot of folks who lost money to this guy. I'm not one of them, but I surely understand their grief. You might want to back off a little bit, because folks on this board have a great memory. I have not defended him. I am trying to keep people in reality. Wrapping up the leagues and determining payouts is a required step in determining how whatever money might be remaining is divided up. If I won a league, I would be happy he is doing that. Sure you may only get 20-40 percent, but you will get something unless he did loot all the money. But assuming he is somewhat telling the truth about bankruptcy (though I doubt the details he gave are all that accurate), this is a positive sign and not one to get all pissed off about. Unless you are totally ignorant of the process, which a lot of people are. If he did not figure out payouts, the court would likely just try use entry fees to figure out shares of any money left in the bankruptcy process. How much is he paying you to say this?!50 percent.Uh-oh he offered me 60% to stay quiet. One of us is getting scammed. Son of a....
    1 point
  38. I am ready to chuckle at whatever team takes this guy in the 1st round. Yeah, he's got skills and talent, but it's like some people forget how important intangibles and character are, especially when it comes to the quarterback position, and Winston is sorely lacking in the character area. He's an arrogant young kid who's got an unreal sense of entitlement who is gonna be in for a rude awakening in the NFL. He might have some good games, but over the long haul, as a franchise QB, no freaking way.
    1 point
  39. First was a mistrial based on the request and actions of the defense attorney (got the judge to call her a liar and protested loudly). After that, the jury was polled and it was determined they would have acquitted Syed.
    1 point
  40. So, every year my wife does this video thing online where Santa sends a video to each kid to let them know if they are on the naughty or nice list. It comes personalized with their name and photos, so really believable for a kid. I have a 9 year old son, 7 year old son, and 4 year old daughter. Anyway, the 9 year old wants to go first, because he's been worried this year. He gets his video, and of course he's on the nice list and is excited. Here's the conversation between my wife and 7 year old son: Wife: Were you worried that you were on the naughty list? 7 year old: Nah. Once I saw my brother made it I knew I was good.
    1 point
  41. Perhaps my point would have been illustrated this way; 12 people heard all the evidence. None of the podcast listeners did. The podcast listeners did, however, hear some of the evidence presented in a 12 hour audio series that was (by design) structured to keep them listening. Jury that heard all the evidence > hearing 12 hours of narrative audio This is a much more reasonable statement. The jury did not "hear all the evidence"--for instance, we know they did not hear the alibi witness--but generally they should be in a better position to judge innocence or guilt than listeners to a podcast. Your original posts, however, indicated that Adnan did it because the jury said he did. I worked closely with both the Innocence Project and Northwestern's Center on Wrongful Convictions between 1996-2002, including getting to know many people who were convicted and in many instances sentenced to death--some of them by two or three different juries--for crimes they did not commit. As a result I am nowhere near as convinced as you seemed to be that juries always "get it right". In fact in the appeals case that I was directly handling, after being presented with evidence that they did not see at trial, a majority of the jurors in that case said they believed our client was actually innocent.
    1 point
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