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Recent content by matttyl

  1. matttyl

    US Healthcare Business Stinks Thread II

    Yes, was interesting as that came out as we were discussing a particular drug’s cost above. I believe it’s just a short list of drugs, but some of those GLPs may be included. It is an industry that needs some looking into, specifically the price differences from country to country for the...
  2. matttyl

    US Healthcare Business Stinks Thread II

    While the drug is being used mainly by “a very specific group of people”, it’s generally speaking being funded by everyone in the US, via health insurance premiums. I don't take any of these GLP drugs, but I pay health insurance premiums (as does my employer) which go to pay for them.
  3. matttyl

    US Healthcare Business Stinks Thread II

    A quick google search tell me a month of Wegovy costs &1,349 in the US, $137 in Germany, $82 in the UK, $265 in Canada. We are cheaper than in the United Arab Emirates where it’s $1,865, though I doubt there is much demand there.
  4. matttyl

    US Healthcare Business Stinks Thread II

    It’s manufacturer (Novo Nordisk) had $41 billion in sales last year, with a profit margin of nearly 50%. It’s not an American company, though.
  5. matttyl

    Personal Finance Advice and Education!

    Yes, they are very friendly with one another - likely to feed off of each others audiences. My wife loves listening to Caleb, but she doesn’t get much financial information out of it since the vast majority on his show is in massive debt and isn’t yet at a place where they can invest. The...
  6. matttyl

    Personal Finance Advice and Education!

    Agreed, I think they are good dudes in general. Brian recent wrote a book which became a NYT best seller I believe. Their basic advice is pretty simple, the FOO (financial order of operations) similar to “the baby steps”, but I think is more mathematically sound and applies to more folks...
  7. matttyl

    2025 Papal Conclave - UPDATE: **POPE LEO XIV - First American Pope**

    No worries about no Pope after 2 rounds - round 3 is where all the value is.
  8. matttyl

    Bicycle Guys!

    Found a unicorn. Been looking for an early 90s specialized Hardrock with the iconic cranberry to violet fade paint job. Hopefully picking up this afternoon, and will do a restoration on it turning it into a retro gravel bike. Did a similar project last year for my 9 year old when I found an xs...
  9. matttyl

    Personal Finance Advice and Education!

    Reading your answers below, I think it again comes back to what do you want to do? You’re 51, and currently working. When would you like to retire? If after 59.5, you’ll have (penalty free) access to your 401k. If before that, you’ll need to adjust your plan, possibly incorporating a...
  10. matttyl

    Personal Finance Advice and Education!

    Have enough cash on hand to get through an emergency (6 months of expenses if possible). Don’t have any high interest debt. Do Roth as much as you can, HSA as well if eligible. After that, it all depends on what you want to do - what your goal is, to know how to best utilize different account...
  11. matttyl

    Personal Finance Advice and Education!

    Well, what’s your goal? How close are you to that goal. Much different answer here if you are hoping/planning to retire at 55 than at 67.
  12. matttyl

    Bicycle Guys!

    Having a trail dog is a step by step process - and you have to have the right dog. My first trail dog was my wife’s border collie who was already a bit past his prime. He did extremely well, but at his age he could go for too long of a ride. I then tried to work with my cattle dog, but as...
  13. matttyl

    High Fidelity -The Movie

    The other 4? Grosse Point Blank, 2012, runaway jury, say anything.
  14. matttyl

    Most Depressing Movies

    Old yeller
  15. matttyl

    Messaging Apps - WhatsApp - Voxer - Signal etc vs just regular text?

    So a question that’s sorta related here, I think, but not worth its own thread…. Can an older iphone without a SIM card, but with wifi, send any messages or makes calls? The situation is that my kid has an old iPhone of mine that he uses to watch videos, listen to music, and play games on...
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