Recent content by matttyl

Senior in college. Living off campus. On my drive the news was talking about the first plane strike (and the speculation it might be an accident or whatever) when the second plane hit and the reporters knew we were being attacked. Parked car and ran to the student center where the TVs behind...

Bro g completely honest and sincere here - any upgrade you make to any iPhone being sold today will be a HUGE improvement for you. If you’re looking for a deal. Upgrade to the cheapest new iPhone you can find. Last year I upgraded from the iPhone SE (still had a button below screen) to a...

I agree with the above about a gravel type bike if you’re only going to have 1. My gravel bike is a Salsa journeyman, heavily upgraded, which I’ve named Sergeant Peppers. I put racks on the rear so can carry a large bag for when the family all rides together - I’m the one carrying extra...

Think about it this way - if all of time since the Big Bang were condensed into a single year, dinosaurs came around on December 25th and Jesus walked the Earth on December 31 at 11:59:55 pm. Columbus landed in the new world at 11:59:58 pm.

There are only a few games that’s he’s playing on it. Can you break down that “it will keep all your saved games intact” comment? Let’s say I play GTA5 o e weekend and get 20% done. Then stop playing it and end up removing it to make space. If I redownload it from disc, am I still 20% done...

Ok, I’m old so please forgive me. I’ve tried to learn this on my own, and think I have, just want to be sure I understand it. I don’t game too much, but my kid is getting more and more into it. We have an X Box One S. It came with a 500 gb hard drive. The operating system alone uses up...

Why do all Swedish Naval vessels have bar codes on their hulls? So when they come into port they can Scandinavian.

…or later.

Yes, so long as you leave employment from that employer you have a 401k with. Only applies to that 401k, not IRAs, or 401ks with prior employers. Uncle Sam wants its money sooner.

Well, do you have any monies in a brokerage account (non retirement)? Does your 401k plan have the rule of 55? You’re nearly 52, when do you plan to retire?

To me, Roth vs trad has more to do with current and assumed future tax rates and less on age. I’m younger than you, but I’m assuming a smaller tax rate in retirement than what my wife (combined) have now. Also matters what you currently have in traditional assets and what you currently have...

Correct. Same is true for a traditional Ira as well as a 401k.

You good with your health insurance?

Depends on what you mean by “pretty penny”, but with traditional Medicare (not Medicare advantage) most folks get premium free part A, pay $185/m for part B, around $120-150/m for a supplement, and likely under $20/m for a part D plan. With all that, you really don’t have any out of pocket...

You’ll need to check with each of a 3 to 6 month gig will make you eligible for benefits. In many places that would be considered “seasonal” or “temporary “ and thus not eligible - and even if you were, many plans allow you to enroll only after some waiting period, like “1st of the month...