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Well, subsidy structure could change, we dont know yet. That’s a major reason for the government shutdown. Nothing Im really too curious about. From the above, make sure the HMO you’re looking at will work for you and spouse.
I have to say, I’m not at all impressed by the Va marketplace site this year (or any previous for that matter). As I mentioned above, they don’t list the individual deductible when you quote for a family (or the individual max OOP), which makes the numbers looks huge - which they would be...
Yes, $5,500 per person, for a total of up to $11k for a family. Keep in mind that the deductible is what’s called “embedded” (verifying this, but in the past it had been), meaning that no individual needs to come
out of pocket over 5,500 to meet their individual deductible. And the family unit...
Here’s what I think I know - on exchange Anthem will have 5 HSA eligible plans in Va next year. All bronze tier. Deductibles range from 5500-8700. Of course all of them are HMO network plans (I think you and I have talked about that before). Off exchange, where there would be no subsides and...
First off, that’s not an ACA thing. It’s an IRS thing, technically. To be eligible to have an HSA (health savings account), you need to be enrolled in an HDHP (high deductible health plan), and the rules for those are set by the IRS. It’s more than just deductible level - there are also max...
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