Recent content by Peggy

Dude, get your priorities straight. Bros over soccer! Welcome back!

Post more!

Yeah man. That's the secret sauce!

I think that is conservative, but, that's what you want to do in planning. Run it up and see what happens to percent success rate.

I think in the last clash flow analysis I did it was 6% return and 2.5% for inflation. So close to what OZ said.

That's what I was getting at with same asset allocation with different (but the same) funds each year. Etfs one year, same thing but in the mutual fund version the next hear switch from vanguard to Fidelity funds in year 3 etc etc.

I mean there is a total amount available and a total amount still unter time constraints. They have to know that and it wouldn't/shouldn't matter which funds/dollars are sold and used as long as the minimum under time constraints is still there.

Yeah, it's the conversations. Which I plan to start doing next year. I think I'll do each year's asset allocation in different but similar funds. Auto reinvest divs. That way it's all there in the funds even without a spreadsheet. Just need a set of 5 rolling allocations. ETA: I still...

Property two down from us had multiple bids and just sold for 11% over asking.

1 Pix Media free streaming of live channels including ppv and xxx is pretty cool, and free.

So I know a guy that gets a new Roth account every year to keep track of which hit 5 years when. You don't need to do that right? Just a spreadsheet or something. Can't the bank tell which funds are available?

It's 100% a tax avoidance exercise. At 52 I'm guessing you're at a higher tax bracket than most of your life. Therefore go regular 401k. (You'd do Roth 401k early in your career at a lower tax bracket) Then when you retire convert it to Roth when you don't have an̈y income, ie low tax...

Well it was marketed and is defined as getting more people on heathcare, regardless of wealth. I mean regular insurance is so expensive I might choose to self insure at some point if ACA wasn't there. So I need it. My guess is lawmakers thought income would mean a high paying job in most...

Novo cuts ozempic price in half for those paying in cash.

Why is it a "loophole"? Is the ACA a plan to provide affordable Healthcare for everyone or just poor people? I don't recall it just being for poor people, there is Medicaid for that. From the googles