Recent content by Sparky Polastri

There's a whole lot here that is so bizarre to me in terms of accountability and emotion. First, social media isn't doing this to them. They did it to themselves. The only victims here are the spouses/kids and it's way out of bounds for the internet to bring those people into this. Second...

ND doesn't "need" a conference because of the carveouts the NCAA and the CFP provide them historically and they tweaked the "top four conference champs" to now be "top four teams" for byes. Without the special treatment for all those years, they'd have been in a conference long ago. It would...

Yeah, that's weird. No skin off their backs AND it would help THEM sell the house. Maybe your agent didn't understand what it was :confused:

It's my understanding that this is established at the mortgage's inception (called assumable mortgages). Hard to find in conventional mortgages. Will find mostly in FHA, USDA, VA loans etc. That said, I don't think if one inherits a house they have to go through a refinance etc. Mortgage...

ugh.that sucks. Glad it all worked out!

WOW. He did it on his own or with a lawyer? That's borderline malpractice if a lawyer was helping him. The guy helping my grandmother right now has a very detailed outline for what's required in NC to make all things go. Same with my dad in FL.

No worries. I had seen the other comment. Just checking in :wink:

You can pick and choose what goes into the trust. If, for some reason, you don't want your house in the trust, you don't put it in the trust. You don't get benefit of the tax loopholes, but it doesn't have to be part of the trust.

The step up benefit I was referring to was the one to avoid federal capital gains. Doesn't matter what state you're in.

@dgreen Have any opportunity to consider my assertion/interpretation from a few pages ago suggesting Matthew and Hosea both were talking about Israel? Just wondering your thoughts.

If one can take the government out of the equation completely, it seems like a positive. I might be misunderstanding you, but it seems to me that you are saying "if your state rules are pretty simple, then don't worry about it". What if I don't want my kids to have to worry about the rules and...

Sure, a trust has to be created. I just thought the days of waiting in suspense for the lawyer to read the will and learn who got what was over. My grandparents went the trust route. My dad is going the trust route. Feels like if you own a house, these sorts of things should be trust focused...

Isn't most of this stuff now defined through trusts and if will exist, they just dump everything into the trust?

Did I miss the link to the study? I see the MSN article. There is a growing theory around the foods we eat. More importantly, what foods we eat when and its all predicated on the type of fat we are housing and the metabolic state/cycle the body is in. It wouldn't shock me at all if there is...

Another significant problem here (two sides of same coin) is the sedentary lifestyles we live along with technology advances throughout almost all aspects of our lives. Those are my three tent poles. My OPINION....no links.