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Recent content by towney

  1. towney

    Personal Finance Advice and Education!

    Thanks for the input. My biggest concern is the 1.5 enough. If I sell the home and downsize to smaller I could probably add another 200k to that amount.
  2. towney

    Personal Finance Advice and Education!

    79k IRA taking RMD currently. 60/40 stocks, annuity, the ira and 600k in liquid account earning 4% all in brokerage account. Forgot to mention no mortgage on a 500k home.
  3. towney

    Personal Finance Advice and Education!

    Thats after FRA. Health is good, parents lived to 90. Financially I'm OK, at least broker says. Your bump is 8% after FRA
  4. towney

    Personal Finance Advice and Education!

    Each month I wait I get delayed credit amount of approx $20 per month so at 68.5 next Jan it goes to about $3,100
  5. towney

    Personal Finance Advice and Education!

    OK I have a SSI question for the experts here. I'm grappling with taking it now or waiting. Here's my situation I'm 67.5 yrs old, not married, good health & currently working at minimal stress free job I have well enough in brokerage accounts to retire ( but never think its enough 1.5 mil)...
  6. towney

    Stock Thread

    Love Union Pacific UNP. Released positive earning report this morning and stock up over 5%. Another positive is the dividend return. Have had this stock over 10 yrs and always reinvested the quarterly dividends. Getting to that retirement age and would like to add more dividend stocks for that...
  7. towney

    What do you think is wrong with me

    Keep us posted. I don't know about you and kidney stones for I had them last year. Doubled over with sharp pain in back right quadrent, pain was intense.  ER visit with 2 morphine shots to stop pain.  Ended up having to get shock wave surgery few weeks later for stones were big 8 and 11mm...
  8. towney

    Testosterone treatments - educate me.

    Problem is primary Doc can not prescribe HCG.  Now concerned that being on test therapy I will have to be on it going forward and even if I stop my body will not produce again, am I correct.
  9. towney

    Testosterone treatments - educate me.

    Just suggestion from Doc.  I guess the pill form has less side effects and no hassle with shots.  Myself I'm OK with shots.  What is the true reason for taking Anastrazole?  I'm glad Doc switched to twice a week shots.  The once every 2 weeks wasn't doing anything.  Hoping for increased energy...
  10. towney

    Testosterone treatments - educate me.

    Saw primary the other day and after going over levels he changed me to 100ml twice a week shots.  Also prescribed me Anastrozole 1mg once every 3 days, as I understand this is to keep the test from converting to estrogen.  We also discussed a change from shots to pill form Jatenzo. Last test...
  11. towney

    Super Bowl LVI - Bengals vs Rams - Discussion & GAME Thread

    Well  mattress Mack can't be to happy with his 9.5 mil $ loss.
  12. towney

    Testosterone treatments - educate me.

    Primary doc.  Why might I ask 2x a week vs 160mg every week?  Did u take a break or is this continuously?  Consensus here seem my every 2 weeks is the incorrect course to take and should be once a week.
  13. towney

    Testosterone treatments - educate me.

    So what would be the right regiment and dosage?  50-100mg 1 ml once a week?  Is there a pause in T treatment or on going?  Trying to get enough info to discuss with doc next week.  Been on this regiment for a few months and quite honestly don't feel a great impact beside the initial boost after...
  14. towney

    Testosterone treatments - educate me.

    Thanks.  I was wondering if only 200ml everything 2 weeks was the right way.  If I up to 100mg once a week did I just cut the amount to .5 ml instead of the 1ml every 2 weeks.  I do notice a spike right after shot and a drop off later.   So I can discuss with doctor next week what would be the...
  15. towney

    Testosterone treatments - educate me.

    But I'm now doing one shot 200mg vial every 14 days. So your suggestion is (1) 1/2 vial once a week? 
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