Recent content by wittyusername

Thanks, this is looking better and better for me - at least from what I originally envisioned. 

Thanks, best advice yet. Will do.

Yes that is what I am thinking.  It is in the best interest of the Landlord that their tenants do not all have to file bankruptcy and therefore they should be ready/willing to negotiate.  It also remains to be seen what/how the Federal and State emergency relief programs will look like once they...

I live in Florida, and yes thanks I'll look for a Bankruptcy Lawyer here in the Tampa Bay area.

Well... we do receive the state (Florida) Homestead Exemption for tax purposes, so I assume that would cover this?

I signed a Personal Guarantee, but it does not specifically identify collateral so I am assuming the house it at risk.

Thanks, that is what I am assuming - also my Social Security is probably protected.  I suspect I should go see a bankruptcy lawyer with my lease, SBA Loan documents, etc to let them review and make recommendations to pre-position my finances in the worse happens.  Or should I see an accountant? ...

Thanks, my sentiments exactly.  My wife - the eternal optimist wants to take the loans, but I am more of a realist and am very wary.   I'll wait it out a while but the wife is going to be pissed, ha!

While I am hoping for the best, I need to plan for the worst.  I am a retired from the USG and have a federal annuity/pension & social security.  My wife and I opened a small retail business and had to sign a "Personal Guarantee" for our SBA Loan and with our landlord for our lease.  Our ...

Great thread idea.  Question - I am the owner of a small retail store.  Only been open about 3 months so we're going through the expected and planned growing pains, not making any profit and barely covering billsb(before COVID-19).  With all of the SBA and other programs offering interest free...

Dallas Texas.  Particularly remember the "Texas Star" dance.  Doe-see-doe!

Hello FBG guys. Yes I know there are many Las Vegas conversations but I would like current.  I've never been and would like suggestions.  Maybe 3 nights, 4 days.  Would like to stay in an iconic place on the strip.  Most glitzy hotel to stay, best shows to see, etc. Not a big gambler but will...

This!

No brainer - do it and don't hesitate.  I'm a US Foreign Service Officer and I've been there many times.  Raised two kids in overseas schools. Very stable country for that part of the world.  You can find international schools with US curriculum.  When kids are young (elementary school are) they...

Ok, thanks. Geez.