Jump to content
Fantasy Football - Footballguys Forums

MechEng

Members
  • Posts

    268
  • Joined

  • Last visited

Posts posted by MechEng

  1. They should have Wonked a little harder and looked at the labor force participation rate by age group. That analysis shows that the decline in the labor participation rate is mostly explained by the lack of participation of the 16-24 year old age cohort compared with pre-recession levels. Lack of labor participation also happens to be heavily skewed in the African American population.

    Leaving race aside for a moment, is this such a bad outcome regarding age? Both on the lower end and the higher end? If we've become more efficient as a society, is it altogether bad that the prime working years are 24-65? Younger folks should be getting more and more education prior to age 25, and the U-3 rate by education level shows that those with a bachelor's degree or higher is around 4% or less.

    The youth unemployment rate is a huge concern going forward, especially the unemployed and underemployed recent college grads.

    The highest unemployment rates are among the 16-19 year old age cohort (20.4%) and among African Americans (13.7%). While recent college graduates may have it somewhat tougher than pre-recession rates, their rates of unemployment are still around 4-5%.

    I'm listening as to why this is a huge concern. Kids are kids for longer now than when we were young, I'd rather them stay in school getting advanced degrees in STEM and Business fields so we can compete globally rather than having them employed at some low wage job at age 16-19 just to lower the unemployment rate. I'd also like to see a reversal in the trend of U.S. corporations hiring foreign nationals from Asia and India with advanced degrees from their home country taking career level jobs that U.S. kids should be getting, and one way for that to change is to promote advanced education during those years at the expense of a lower earning job.

    Data:

    http://www.bls.gov/news.release/empsit.t02.htm

    http://www.bls.gov/news.release/empsit.t04.htm

    http://www.bls.gov/news.release/empsit.t15.htm

    How are they supposed to pay for college if they can't get a job? Sure they can take out loans, but then how do they pay them back when they can't find a job when they graduate.

  2. Gotta say...She's aggressive. I thought we were headed down the road to Awkwardville on her 2nd 1-on-1 with the military guy. He clearly had no clue what to say in the pool. I always hate how many dates end in those awkward moments, so I give her props for helping the guy out. She just broke the ice for him and then practically ate his face.

    She probably really likes him and knew he was nervous. I'd say he should go far.

  3. Assuming the 30% tax rate that was listed earlier in the thread

    13,000 * .3 = $3,900

    If that 30% variable has been changed and I missed it, please ignore.

    The $3K isn't taxed here.

    >The $3,000 into a taxable account is going to be taxed before it goes in. Hence the $2,100.

    No, it isn't- you don't pay a tax to put money into a normal brokerage account.

    If you earned it you paid tax on it sometime.

  4. What I mean is throw out an example. At this point I really dont even know what you are trying to say. An example might clear it up.

    Using the hypothetical we've been discussing with one adjustment- assume you have $13K to invest with a $10K cap on the retirement contribution. Your choices are (same investments in all accounts):

    1- put $10K into a Roth account and send $3K to the IRS

    or

    2- put $10K into a traditional retirement account and $3K into a taxable account.

    If it helps, think of it as a "do I convert my $10K traditional IRA to a Roth" decision.

    I think the bolded should be $2100? But continue.

    The $3,000 into a taxable account is going to be taxed before it goes in. Hence the $2,100.

  5. Sort of splitting hairs at this point, as all four girls are pretty good and worthy of winning.

    I had to agree with Jimmy on Amber. Terrible song. Actually, I thought all four of the choices for one-hit wonders were pretty bad.

    Agree...and not sure what they were listening to again with Amber. That last song of hers...the low notes were awful...and it seemed to me that many of the high ones were off as well.

    According to rumors they want Amber to win. They feel she is the most marketable. I think the comments from last night show those rumors to be true. I thought it was great how Jimmy called them out.

  6. Anyone see the new episode last night featuring "Cecilia the poor college student" who tried to sell that military water?Good Lord! :wub:My first-born to whomever locates her Facebook, Twitter, or pics of her in very little clothing.

    You know, I taking the dog out as went to commercial, and I remember hearing a preview of the next segment and some chick talking about selling old water cans. Didn't get around to watching it when I got back. Apparently, I should've taken a closer look.
    Going to need some :pics:....missed that episode
    One dude on the Pawn Stars FB page mentioned how hot she was. Other than that... :tumbleweed:She'll turn up eventually.
    The full episode is up on history channel. She is at the end.
  7. Looking for a new lens for our Rebel T1i as a Christmas present and currently have the Cannon kit lens(18-55mm and 55-250mm). I'm looking for a portrait lens. Would one of these be a good lens for the price? Not sure what the difference is except one says auto-focus. Still starting out and don't want to spend to much. Which one would be the best value?

    Canon EF 50mm

    Canon EF 50

    Great lens for the price, but you will find it has limites due to focal length.

    17-85 is a stud lens, but a costly one...but it will do great portraits!

    Check out this site: POTN

    I buy ALL MY used gear there...the best Canon site on the net....BAR NONE

    That lens is a lot out of my price range. Thanks for the info and link.
  8. Those are the same lens. One is "grey market" meaning it likely wasn't intended for the US marketplace. You may get some warranty issues b/c of that , maybe not. The non-grey is cheaper anyway, so go with that one. We got the lens in June and really like it a lot. Takes amazing pics for the cost. Just keep in mind that it is essentially always at the near-full zoom end of your kit 18-55 lens. So you'll need to be further back from subjects than you are used to. It is awesome in low light, too. Took some pics last Friday night when the kids were at a trick or treat thing with the flash off when it was definitely dark out. Pics look like they were taken before sundown.

    Thanks for the advice.
  9. Looking for a new lens for our Rebel T1i as a Christmas present and currently have the Cannon kit lens(18-55mm and 55-250mm). I'm looking for a portrait lens. Would one of these be a good lens for the price? Not sure what the difference is except one says auto-focus. Still starting out and don't want to spend to much. Which one would be the best value?

    Canon EF 50mm

    Canon EF 50

  10. I can currently refinance for 5.5% from my current 6.5%. Will they continue to drop, go up or stay steady? It just dropped .125% from yesterdays rate.

    Amazing what 4 years ca do - just locked in 30 years at 3.625 fixed.
    Now I'm at 15 years and 3.125 fixed.
  11. Matt Ryan $19

    Joe Flacco $11

    Darren Sproles $23

    Marshawn Lynch $19

    Willis McGahee $16

    David Wilson $9

    Cedric Benson $3

    Evan Royster $3

    Ronnie Brown $2

    Julio Jones $23

    Jordy Nelson $20

    Antonio Brown $17

    Danny Amendola $6

    Devery Henderson $4

    Donald Driver $2

    Eddie Royal $2

    Jimmy Graham $29

    Brandon Pettigrew $15

    Zach Miller $6

    Garrett Hartley $6

    Jason Hanson $4

    San Francisco 49ers $6

    Houston Texans $5

  12. Don't remember seeing this posted here. Pretty interesting chart (PDF) listing different categories of injury with all breeds of dogs from 1982-2011 (US and Cananda). Chart

    Check down at the bottom where they list the percentages of these categories for the most dangerous breeds of dogs combined.

    Good stuff Cunk.

    All dogs breeds are not the same.

    And that speaks directly to the Pitts breeding in that it regularly attacks/injures adults as well as children.

    Which is different from every other breed, even wolf-mixes.

    All this. The numbers don't lie.
    Actually they can and likely do. The Merritt Clifton study, referenced by Cunk, has been discussed at length. It is merely an attempt to compile media reports on dog attacks, there are a large number of inherent flaws built into the study.

    I know none of that will matter to you or BST because it supports your personal beliefs but the reality is the MC study has no scientific credibility and offers little, if any, information of value.

    This is no lie
×
  • Create New...