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Chadstroma

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About Chadstroma

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  • Birthday 01/31/1977

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    Chicago

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    Oakland Raiders

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  1. Interesting. I would clarify if they would be using the balance to increase charge. If so, I would pass for sure. Many 401K's are getting fee'd to death as is regardless of selections. You don't want to add another charge on top of that. The nice thing about a target date fund is that it is set and forget and is good for those who don't otherwise know what to do.
  2. I don't know about great. He held up decently. Was superior to Young for sure. No way we bring Young back.
  3. Very pumped up now. If you have followed my posts in here you may remember that one of the things I am somewhat passionate about is my dislike of Quicken/Rocket. Mat Ishbia came out today and announced a few things and in it told brokers that they must choose.... either them or Quicken/Rocket and Fairway. Most brokers will choose UWM and drop Rocket and Fairway versus drop UWM. The gauntlet has been dropped! Also, remember when I explained that UWMC would dominate as rates increased? Today is a great example of that. They announced that they will be lowering their rates dramatically, add
  4. Remember when I explained that UWMC would dominate as rates increased? Today is a great example of that. They announced that they will be lowering their rates dramatically, added a competitive jumbo product, teased more tech in the future and told brokers that they must choose.... either them or Quicken/Rocket and Fairway. Most brokers will choose UWM and drop Rocket and Fairway versus drop UWM. Stock moved has been up since being down for a while.... still a buy in my view.
  5. Good really isn't a RT. He filled in and held up but I would be shocked if that was their plan. Brown is on the trading block right now. I think that means that they will cut him if we do not find a trade partner. We will be in the market for a new RT.
  6. T. Williams signing with the Lions for $6.2. Would have liked him back at that price but it is a bigger risk for a team to keep him after basically 1 3/4 years of unavailability than another team to take the chance on him new.
  7. IF they were in the classroom yes. IF they are not, then it is pointless. My kid's school is up and running and has been through most of the school year. There was one small outbreak which shut down the school but that was more about being careful as there were people at a golf outing (why they had that I have NO idea) that had it and the people that needed to be quarantined plus people already out they just had to go to remote learning for two weeks. The other outbreak has been the one my kids got caught in.... it seems it shut down two grades plus my sons 2nd grade class. It is a s
  8. I think Kilgore Trout answered it... because the J&J is one does versus two and the wait between shots. Yea, it would be pretty silly if it was not tied to the teachers getting back in the classroom. Otherwise, they don't need any priority for sure. I mean, I don't think zoom is a recognized venue for spreading.
  9. So..... what does the different manufacturers different vaccines have to do with it?
  10. What is the joke about that? (not baiting you, honestly have no clue what you are saying there or why)
  11. I am not anti-vaccination. I typically get flu shots every year, the kids get all their vaccines, etc. But I am not seeing the point of getting it for now. My thinking is if I have/had it.... then I have natural antibodies plus on top of that for me it was barely noticeable and honestly if I wasn't hyper sensitive about anything and everything wondering if it was rona or not, I wouldn't have noticed it at all.
  12. Good is a high priority now and this should signal that we are bringing Incognito back too. Still hoping we can deal Mariota.
  13. Yes, you need to have a high deductible plan to qualify. We don't have a choice with my wife's employer but at least her company helps fund the HSA. I would take a look at your options more deeply.... the cost savings of the fund and the likelihood of ending up spending. I had a bad car accident in 2014 that that completely drained everything then (with a lot of follow up stuff because of a long story that no one cares to hear about). Then I have had things here and there and in the last year or so a couple of trips to the ER for kidney stones sucked a whole lot of the money rea
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