I'll admit I'm self diagnosing.....but I've read a ton and am convinced that is what it is. What do I need to do to heal this? My fledgling efforts at becoming a runner are being hindered by this. :-(
hey, are you still around? A long time ago you sent me a document about reparing credit. Do you still have that? If so can you send it to me again? Do you still stand behind the process?