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  1. Tons more. He was the sender, not the recipient. Had a discussion with wife this morning about this - her thoughts were that if those emails were sent that Gruden should have blown the whistle then. Gruden can’t be the only person Allen sent those photos to.
  2. A few years back I was…. Can’t Hyde my Chubb One year I had Aaron Rodgers when he had that horrible mustache and Kareem Hunt…..mustaches on the (fill in the blank)
  3. Keep in mind it was raining pretty good the second half of the last game. That can throw off timing of receiver, grip on ball, flight of ball…. One more game needed, hopefully with decent weather. to really see where everyone is.
  4. Rasheem Green or Jacob Tuioti-M…. (The OLB listed as a DE) if you only have one spot available as a DE2?
  5. 10 teamer, half ppr, start 1rb, 2wr, 2 flex team a trades Corey Davis ream b trades 2022 2nd round rookie pick team a has wr depth, team b just lost Jeudy
  6. Thanks. Didn’t mean to derail thread of my own making, and haven’t done nearly as much reading in these threads as I did pre covid. Carry on with topic at hand if you wish.
  7. Awareness was likely the wrong word to use. Anyway, here’s the paper I was referring to that was being discussed - the topic of “leaky vaccines” (vaccines that allow breakthrough cases).
  8. Sorta, maybe. Yes, they “self insure”by simply paying claims out of the premiums that they collect, but they may still have “stop loss” insurance that would kick if for the “million dollar baby” claim or anything after the individual hits a certain level. So sure delta is self insuring, but they have a backstop most likely. regardless, delta is able to do this because they AREN’T an insurance carrier, they are a self insured employer. If they just had United insure their employees and didn’t self insure, they (United) couldn’t do this. The overall health insurance premiums being charged didn’t change here, simply the allocation of how much of that premium each party pays.
  9. Smoking and drinking can affect others (10k drunk driving deaths a year), though the numbers don’t fully compare. Your lifestyle choices could also be placed on your family members, as your choices of diet and lifestyle choices are spread into them. And further could be spread to society at large when obesity (as an example) is normalized. when you see so many other fat people around you don’t care so much about being overweight yourself. I used to be a pseudo running coach for a local running club (as well as one for “Team in training”). I feel my involvement inspired others to join and participate and get healthier themselves. One girl lost over 90 pounds because of it. I currently do a lot of mountain biking with a local club, and feel much of the same about it. Lots of our members are healthier now because of it. My child was infected from a vaccinated teacher, so while it may lower risks they are still there. There may also be scientific evidence that vaccines that don’t prevent illness but rather suppress it could itself lead to variants. Joe Rogan had a bit about that in its podcast. The virus may realize it must mutate in a person with certain antibodies. Just really pointing those things out to stir up conversation/debate.
  10. Interesting to me that so many people would be ok with carriers charging more to an unvaxxed person - which would go directly against the ACA as it’s currently written. The delta airlines thing was a decision from a private company with their self insured deal, it didn’t come from a health insurance company. So if we’re ok charging people more due to a lifestyle choice (getting vaxxed or not), what other lifestyle choice should we be ok with charging more for?
  11. Not really money saving, just risk adjustment. It apparently costs more to insure an unvaxxed person than a vaxxed person - the numbers you shared show this. So to offset that increased cost, they would charge more to the person with the increased risk. That’s how insurance worked pre ACA. Costs more to insure a woman, so they’d be priced a bit higher. Costs more to insure an obese person, so they’d get charged more. So on and so on.
  12. Can’t do that either. No caps/limits for treatments.
  13. Insurance would have to start charging more for everyone, though, as they can’t pick and choose who to charge more to.
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