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Tom Hagen

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About Tom Hagen

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  1. You are right, I should have been more clear and said she couldn't do a tax free backdoor Roth.
  2. There are pros and cons of rolling over an employer plan to an IRA. Biggest pro is that she would probably have better/lower cost investment choices compared to the new employer plan. Some cons are that she would not be eligible for a backdoor Roth contribution if she has a rollover IRA and employer plans allow you to access money penalty free at 55 if separated from service. The rollover should come over basically as cash and should be able to be invested in whatever investments are offered by the new plan.
  3. Today I learned that there is a first unread post button.
  4. Here’s why the draft is awesome. I’m desperately hoping Melifonwu makes it to 70 despite the fact that I had no idea who he was 12 hours ago.
  5. Campbell going means one of these guys will be there and I’m happy with any of them. Campbell scared me, I’m glad he was taken.
  6. Me too but I’m hoping the Cowboys either trade down to a team that needs a QB or Jerry does something stupid.
  7. The Tate and Avery trades frustrate me more than anything else Howie has done. Tate at least made a little sense but Avery
  8. That’s my opinion also. If there was another Bosa brother at 12, great I have no problem. I don’t think Paye is good enough. I’d rather take Slater at that point because I think he’s a better player.
  9. I know a residential builder and this is an enormous problem lately. By the time he gets through permits and approvals the lumber costs have doubled in some cases. The contract allows him to charge the customer but that’s not really a practical solution in some cases. Usually they will agree to split the costs or try to make some changes elsewhere to save some money. ETA: Part of the problem is that the Suppliers have significantly cut down on the amount of time they will honor prices so you can’t even order for future delivery and lock in the price.
  10. The current rule is if you both own and use the home as your primary residence for any 2 of the last 5 years you can exclude up to $250,000 ($500,000 if filing jointly) of gain. There is no need to buy a replacement.
  11. You now have until May 17 to make an IRA contribution for 2020. Income limits for deductible traditional if covered by employer plan are here https://www.irs.gov/retirement-plans/plan-participant-employee/2020-ira-contribution-and-deduction-limits-effect-of-modified-agi-on-deductible-contributions-if-you-are-covered-by-a-retirement-plan-at-work
  12. I hate the fact that almost every mock draft has Surtain going to the Cowboys. I'm also not crazy about the fact that the Surtain, Horn and Samuel I watched have children old enough to be drafted.
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