coopersdad
Footballguy
So I'll go on a little rant regarding Best Buy so that you or someone else may be aware of this before it happens to them.
Youngest son was heading off to college in August and wanted a new laptop. We head up to the local BB and he figures out which one he wants, what accessories he needs, etc. Had planned all along to put it on the debit card (not @chet shape w/ cash, but still), but assistant tells us that as a college student he can apply for a Best Buy card w/ no interest or fees for 12 months as long as the total amount is paid off in 12 months. I'm all for keeping my money, so I tell the son to sign up. Goes though the whole process and 2/3 ($2000) of the total will be put on the new card. 1st bill comes last month and I pay $200. Next bill comes today and I look it over, and low and behold there is a $59 annual fee added to the card.
Seems as if there are 3 cards that you can apply for via best buy when you check out 1 - A Best Buy card, 2 - Visa Best Buy Silver, and 3 - Visa Best Buy Gold. The Best Buy and Silver have no annual charges, but the gold does. None of this was explained to us at check out.
So I call the store and talk to the manager, and he says "it's policy to give you the best card that you qualify for". And I ask "what about the no fees and no interest" statement? He says "that is a best buy policy, the fee comes from the credit card company (bank)."
Needless to say, I had son call the CC company and cancel the account, and scheduled a payment at the end of the month for the remainder of the balance less the annual fee.
Wonder how many people...................
Youngest son was heading off to college in August and wanted a new laptop. We head up to the local BB and he figures out which one he wants, what accessories he needs, etc. Had planned all along to put it on the debit card (not @chet shape w/ cash, but still), but assistant tells us that as a college student he can apply for a Best Buy card w/ no interest or fees for 12 months as long as the total amount is paid off in 12 months. I'm all for keeping my money, so I tell the son to sign up. Goes though the whole process and 2/3 ($2000) of the total will be put on the new card. 1st bill comes last month and I pay $200. Next bill comes today and I look it over, and low and behold there is a $59 annual fee added to the card.
Seems as if there are 3 cards that you can apply for via best buy when you check out 1 - A Best Buy card, 2 - Visa Best Buy Silver, and 3 - Visa Best Buy Gold. The Best Buy and Silver have no annual charges, but the gold does. None of this was explained to us at check out.
So I call the store and talk to the manager, and he says "it's policy to give you the best card that you qualify for". And I ask "what about the no fees and no interest" statement? He says "that is a best buy policy, the fee comes from the credit card company (bank)."
Needless to say, I had son call the CC company and cancel the account, and scheduled a payment at the end of the month for the remainder of the balance less the annual fee.
Wonder how many people...................
) ever happens when one steps foot in a Best Buy.
