I am cracking up at some of the anecdotes on this thread! I find my worst finishes are TD heavy leagues also (don't play them ever now, maybe 10 years ago) and draft only with no transactions (ANARCHY comes to mind) since I can't get rid of injured players which I ALWAYS draft, lol. Over last 15 years or so, I have finished top half/made playoffs easily more than 80% of the time, but probably only played in one really competitive league each season, which I usually have a shot of winning. Most people can't find 12-14 "sharks" in their local setting, so there is no shame in taking money from "guppies" to fund your competitive leagues. It gives you water cooler fodder and bragging rights which is worth a playoff spot in itself. My favorite pasttime is taking over orphan teams and building them up. Took over one team two seasons ago with a horrible roster and high draft pick. Made a couple of trades to get 1-2 semi-studs and ended up winning first season. Was looking forward to last season but league disbanded after commish was killed living in the Phillipines. Adopted two orphans this season. Will let you know how that goes. Later,J