Cash? (1 Viewer)

[squidrope]

Always over $100. I can't stand not having cash.

This

 

[Wrigley]

I've got $2 in my wallet right now

 

[Dentist]

$30-50

But I always make sure I can get up to $100,000 within 48 hours in case an incredible opportunity arises.

 

[fantasycurse42]

$30-50

But I always make sure I can get up to $100,000 within 48 hours in case an incredible opportunity arises.

Magnets!

 

[sports_fan]

About $150 but I rarely spend it because I hate carrying around a bunch of change.

 

[jon_mx]

$30-50

But I always make sure I can get up to $100,000 within 48 hours in case an incredible opportunity arises.

Magnets!

HEMP at $0.11!

 

[Redwes25]

100 to 300. Hate using the card unless bigger purchases. Usually take 200 out of ATM and reload when I get to about 100. Money clip guy as well with seperate card wallet that holds license, ATM card and credit card.

 

[Kenny Powers]

I typically have $20 or less on me. I really only carry more than that because I withdraw it for that night/weekend knowing Im going to need the cash.

Funny how it seems like most FBGs either carry $20 or less, or $100+.....I wonder if this is generational? Seems like most of the less cash crowd are younger based on my notebook.

 

[MAC_32]

I typically have $20 or less on me. I really only carry more than that because I withdraw it for that night/weekend knowing Im going to need the cash.

Funny how it seems like most FBGs either carry $20 or less, or $100+.....I wonder if this is generational? Seems like most of the less cash crowd are younger based on my notebook.

####, I'm old.

 

[Kenny Powers]

$0 I actually have $12 right now because I paid for my employees lunch on my card and she gave me cash. I also don't keep cash in my ATM. I just transfer as needed and pull it out.

Although it may surprise you, its pretty standard to pull it out before you go ### to mouth and not keep the cash.

 

[chauncey]

$20-$100 around town. $200-$500 out of town.

Those money clip thin wallets are the way to go. I had a gf buy me the old fat bifold style as a gift once and carried that ##### around for years. Never again.

 

[Super King]

I'm in the card generation, and I carry between $150-$300 at all times. I carry my card just in case, but I just prefer paying cash.

 

[No. 16]

Start with $100 and then once that gets below $20, take out another $100.

I usually charge everything to my card, so the cash is for: cash only spots, settling debts/gambling/bills with friends, or payment for "other" substances or services.

 

[kutta]

I typically have $20 or less on me. I really only carry more than that because I withdraw it for that night/weekend knowing Im going to need the cash.

Funny how it seems like most FBGs either carry $20 or less, or $100+.....I wonder if this is generational? Seems like most of the less cash crowd are younger based on my notebook.

####, I'm old.

I'm old too

 

[tommyGunZ]

The phone-case wallet is the best invention in the last couple of years. Once you ditch the front pocket wallet, you'll never go back. It's extremely liberating.

Haven't carried a full size wallet in 5 years... The card holder/money clip is amazing

Do yourself a favor and switch to the phone case wallet. No more having to remember both. I had a similar clip/card holder previously, and the phone case wallet is light years better.

Link to the one you have?

http://store.apple.com/us/product/HB936ZM/A/sena-lugano-wallet-for-iphone-5?fnode=47Keep my ID in one slot, one debit and one credit card in the other.

 

[jamny]

The phone-case wallet is the best invention in the last couple of years. Once you ditch the front pocket wallet, you'll never go back. It's extremely liberating.

Haven't carried a full size wallet in 5 years... The card holder/money clip is amazing

Do yourself a favor and switch to the phone case wallet. No more having to remember both. I had a similar clip/card holder previously, and the phone case wallet is light years better.

Link to the one you have?

http://store.apple.com/us/product/HB936ZM/A/sena-lugano-wallet-for-iphone-5?fnode=47Keep my ID in one slot, one debit and one credit card in the other.

I don't think I'd feel comfortable with all that important stuff in one place. My phone, wallet and cash are all separate. I'd be too nervous putting my phone down for a minute.

 

[MattFancy]

Usually just use my debit or credit card for the majority of purchases. Only time I really have cash is if I go out to a bar or something.

 

[E-Z Glider]

The phone-case wallet is the best invention in the last couple of years. Once you ditch the front pocket wallet, you'll never go back. It's extremely liberating.

Haven't carried a full size wallet in 5 years... The card holder/money clip is amazing

Do yourself a favor and switch to the phone case wallet. No more having to remember both. I had a similar clip/card holder previously, and the phone case wallet is light years better.

Link to the one you have?

http://store.apple.com/us/product/HB936ZM/A/sena-lugano-wallet-for-iphone-5?fnode=47Keep my ID in one slot, one debit and one credit card in the other.

I don't think I'd feel comfortable with all that important stuff in one place. My phone, wallet and cash are all separate. I'd be too nervous putting my phone down for a minute.

I actually slip a $20 in there and have it all (cash, phone, credit, debit) in one convenient place. I love only having one thing to worry with.

 

[MattFancy]

The phone-case wallet is the best invention in the last couple of years. Once you ditch the front pocket wallet, you'll never go back. It's extremely liberating.

Haven't carried a full size wallet in 5 years... The card holder/money clip is amazing

Do yourself a favor and switch to the phone case wallet. No more having to remember both. I had a similar clip/card holder previously, and the phone case wallet is light years better.

Link to the one you have?

http://store.apple.com/us/product/HB936ZM/A/sena-lugano-wallet-for-iphone-5?fnode=47Keep my ID in one slot, one debit and one credit card in the other.

I don't think I'd feel comfortable with all that important stuff in one place. My phone, wallet and cash are all separate. I'd be too nervous putting my phone down for a minute.

It's bad enough when you lose one of those, but to lose both? That would suck big time.

I've thought about using Google Wallet on my phone so I'd always have money with me, but I'm nervous about losing my phone.

 

[NCCommish]

I almost never have cash. I use debit for everything.

 

[jason12vb]

Wow, sunned by how overwhelming the responses are.

I don't carry any cash, because cash is hard to track where your money goes. I've turned a financial disaster of a life around because of budgeting and tracking all expenses. The first thing I tell people when they ask for my help is to try to never carry cash so you have an electronic transaction you can tie every purchase to.

I know we've got people on this board who are here because they want to live like FBGs but feel like there's no way...always carrying $100+ around in cash is not going to help.

 

[DocHolliday]

I have not carried much cash around for years. I use my CC to pay for everything. I take $100 out from the ATM and reload when it's gone. I have $2 in my wallet right now. That $2 has been in there for over a week. I will be happy when cash is not used at all. Seems so outdated.

 

[ZenMaster]

I usually have between $20-$100 on me. I never use my debit card except at the ATM.

 

[mquinnjr]

I usually have between $20-$100 on me. I never use my debit card except at the ATM.

Yep, same. I spend within my limits, pay my CC's in full every month. Why wouldn't I take the points/bonuses I don't get using cash.

 

[jamny]

A really good German deli near me only takes cash. They have some little BS atm in the store but who wants to pay an additional $5 fee or whatever it is. Plus, if you just want a bottle of water, it's much easier to bypass the line and drop a dollar on the counter than to wait on line with a debit card.

 

[Limp Ditka]

A really good German deli near me only takes cash. They have some little BS atm in the store but who wants to pay an additional $5 fee or whatever it is. Plus, if you just want a bottle of water, it's much easier to bypass the line and drop a dollar on the counter than to wait on line with a debit card.

Mind you that this was 15 years ago, but when I moved into the neighborhood I'm in now, I had to search far and wide for a liquor store that took CCs/debits. It was maddening.

 

[jamny]

A really good German deli near me only takes cash. They have some little BS atm in the store but who wants to pay an additional $5 fee or whatever it is. Plus, if you just want a bottle of water, it's much easier to bypass the line and drop a dollar on the counter than to wait on line with a debit card.

Mind you that this was 15 years ago, but when I moved into the neighborhood I'm in now, I had to search far and wide for a liquor store that took CCs/debits. It was maddening.

We had a new liquor store open up nearby and they seemed to have a great wine selection. I usually buy by the case and get a 10%-20% discount but this place only gave a discount when paying cash. wtf!

Haven't gone back since.

 

[The General]

Carry around 100 but don't like paying cash. Only pay in cash if place doesn't take cards. I'm a whore for the credit card points.

 

[Two Deep]

When I get below $20, I usually take out another $100.

this

 

[AK83NY]

I keep an "emergency" $20 in my wallet just in case I go somewhere to eat that doesn't accept CC. The way I look at it is why use cash when your card gets you points?

 

[shadyridr]

Not only do I not carry cash on me but I rarely spend any $$ whatsoever during the work week. I eat breakfast at home, make my cup of coffee at home, bring my lunch and any snacks to work.

 

[NCCommish]

Not only do I not carry cash on me but I rarely spend any $$ whatsoever during the work week. I eat breakfast at home, make my cup of coffee at home, bring my lunch and any snacks to work.

I enjoy getting out of the office for lunch. And lunch is usually my biggest meal of the day. I generally eat a light dinner.

 

[shadyridr]

Not only do I not carry cash on me but I rarely spend any $$ whatsoever during the work week. I eat breakfast at home, make my cup of coffee at home, bring my lunch and any snacks to work.

I enjoy getting out of the office for lunch. And lunch is usually my biggest meal of the day. I generally eat a light dinner.

I goto the gym at lunch every day so technically I am out of the office still

 

[Leroy Hoard]

paying cash leaves you unprotected.

True, hackers might get a hold of my $20 bill.

 

[TheIronSheik]

I rarely ever have cash. I probably hit the ATM about 5 times a year.

 

[kutta]

Wow, sunned by how overwhelming the responses are.

I don't carry any cash, because cash is hard to track where your money goes. I've turned a financial disaster of a life around because of budgeting and tracking all expenses. The first thing I tell people when they ask for my help is to try to never carry cash so you have an electronic transaction you can tie every purchase to.

I know we've got people on this board who are here because they want to live like FBGs but feel like there's no way...always carrying $100+ around in cash is not going to help.

If you can't afford to carry 100 bucks around I'd say you aren't yet out of the financial disaster.

 

[mquinnjr]

Not only do I not carry cash on me but I rarely spend any $$ whatsoever during the work week. I eat breakfast at home, make my cup of coffee at home, bring my lunch and any snacks to work.

I do the same thing. It is amazing how much money you save per month when you add up prices of going out for lunch daily, and snacks/drinks from vending machines.

 

[Johnny Rock]

over $200 usually

i know 3 people that have had their bank accounts drained recently, due to identity theft. i HATE putting in my pin number anywhere and i don't like to use cc's.

I never use my pin except at the ATM. Just hit credit. No pin required.

 

[TheIronSheik]

over $200 usually

i know 3 people that have had their bank accounts drained recently, due to identity theft. i HATE putting in my pin number anywhere and i don't like to use cc's.

I never use my pin except at the ATM. Just hit credit. No pin required.

Me too. I always say Credit when using my Debit card.

 

[Leroy Hoard]

Ironicly, Johnny Cash always payed by check.

 

[jason12vb]

Wow, sunned by how overwhelming the responses are.

I don't carry any cash, because cash is hard to track where your money goes. I've turned a financial disaster of a life around because of budgeting and tracking all expenses. The first thing I tell people when they ask for my help is to try to never carry cash so you have an electronic transaction you can tie every purchase to.

I know we've got people on this board who are here because they want to live like FBGs but feel like there's no way...always carrying $100+ around in cash is not going to help.

If you can't afford to carry 100 bucks around I'd say you aren't yet out of the financial disaster.

That's an awfully rude and presumptive conclusion based on what little you know. I'd say if the amount of money you carry around is what you think determines your financial health then you've got some growing up to do.

It's not a matter of being able to afford to do it, it's a matter of exercising financial responsibility and the extra hassle that comes with recording your cash payments so you know where you're money is going.

Perhaps you've got nothing but healthy debt, are fully ready for retirement, and can buy whatever you wish without sacrificing in any other aspect of your life...if you do then kudos to you...you've earned the right in your little circle to look down and judge the rest of us. For some of us though, spending money in one place means sacrificing in another, be it retirement, fun, savings, loans, investment vehicles, home improvements, or the money we have on hand to help those that are less fortunate than us. Can I afford to carry $100 around with me...yes, but I like to know where my money is going so I can analyze if I'd get more enjoyment out of spending it on X instead of so much on Y or Z

I also don't carry cash because I have a minimalist money clip and hate change in my pocket...does my having a teeny tiny money clip suggest I can't afford a man-bag?

 

[kutta]

Wow, sunned by how overwhelming the responses are.

I don't carry any cash, because cash is hard to track where your money goes. I've turned a financial disaster of a life around because of budgeting and tracking all expenses. The first thing I tell people when they ask for my help is to try to never carry cash so you have an electronic transaction you can tie every purchase to.

I know we've got people on this board who are here because they want to live like FBGs but feel like there's no way...always carrying $100+ around in cash is not going to help.

If you can't afford to carry 100 bucks around I'd say you aren't yet out of the financial disaster.

That's an awfully rude and presumptive conclusion based on what little you know. I'd say if the amount of money you carry around is what you think determines your financial health then you've got some growing up to do.

It's not a matter of being able to afford to do it, it's a matter of exercising financial responsibility and the extra hassle that comes with recording your cash payments so you know where you're money is going.

Perhaps you've got nothing but healthy debt, are fully ready for retirement, and can buy whatever you wish without sacrificing in any other aspect of your life...if you do then kudos to you...you've earned the right in your little circle to look down and judge the rest of us. For some of us though, spending money in one place means sacrificing in another, be it retirement, fun, savings, loans, investment vehicles, home improvements, or the money we have on hand to help those that are less fortunate than us. Can I afford to carry $100 around with me...yes, but I like to know where my money is going so I can analyze if I'd get more enjoyment out of spending it on X instead of so much on Y or Z

I also don't carry cash because I have a minimalist money clip and hate change in my pocket...does my having a teeny tiny money clip suggest I can't afford a man-bag?

I'm really not trying to be rude. You made it sound like tracking small purchases electronically is important for good financial health. I would say sure, it might help you out of a big bind. But if you have to track purchases at that level you are probably not yet financially healthy. I think that's a statement of fact, not one meant to belittle or insult.

 

[shadyridr]

Count me in as someone who thinks tracking your purchases is definitely a sign of financial health

 

[TheIronSheik]

Count me in as someone who thinks tracking your purchases is definitely a sign of financial health

It might even help you realize that you have a $1800 bill for school coming up.

 

[fantasycurse42]

paying cash leaves you unprotected.

True, hackers might get a hold of my $20 bill.

Returning something you paid cash for may be a nightmare.... Returning something on an Amex is a breeze 99.99999% of the time.

Amex also leaves the customer with zero liability for fraud.

 

[jason12vb]

Wow, sunned by how overwhelming the responses are.

I don't carry any cash, because cash is hard to track where your money goes. I've turned a financial disaster of a life around because of budgeting and tracking all expenses. The first thing I tell people when they ask for my help is to try to never carry cash so you have an electronic transaction you can tie every purchase to.

I know we've got people on this board who are here because they want to live like FBGs but feel like there's no way...always carrying $100+ around in cash is not going to help.

If you can't afford to carry 100 bucks around I'd say you aren't yet out of the financial disaster.

That's an awfully rude and presumptive conclusion based on what little you know. I'd say if the amount of money you carry around is what you think determines your financial health then you've got some growing up to do.

It's not a matter of being able to afford to do it, it's a matter of exercising financial responsibility and the extra hassle that comes with recording your cash payments so you know where you're money is going.

Perhaps you've got nothing but healthy debt, are fully ready for retirement, and can buy whatever you wish without sacrificing in any other aspect of your life...if you do then kudos to you...you've earned the right in your little circle to look down and judge the rest of us. For some of us though, spending money in one place means sacrificing in another, be it retirement, fun, savings, loans, investment vehicles, home improvements, or the money we have on hand to help those that are less fortunate than us. Can I afford to carry $100 around with me...yes, but I like to know where my money is going so I can analyze if I'd get more enjoyment out of spending it on X instead of so much on Y or Z

I also don't carry cash because I have a minimalist money clip and hate change in my pocket...does my having a teeny tiny money clip suggest I can't afford a man-bag?

I'm really not trying to be rude. You made it sound like tracking small purchases electronically is important for good financial health. I would say sure, it might help you out of a big bind. But if you have to track purchases at that level you are probably not yet financially healthy.I think that's a statement of fact, not one meant to belittle or insult.

While I was initially offended, I am fine after reading this. I think you and I just have a different idea of what financial health means....as well as the definition of a"statement of fact".

If you're happy with your financial state then I'm happy for you and not going to judge your methods and beliefs. You should probably have a baseline and support system for them though if you ever feel the need to give out financial advice.

 

[southbound]

As a server I always have cash.

 

[kutta]

Wow, sunned by how overwhelming the responses are.

I don't carry any cash, because cash is hard to track where your money goes. I've turned a financial disaster of a life around because of budgeting and tracking all expenses. The first thing I tell people when they ask for my help is to try to never carry cash so you have an electronic transaction you can tie every purchase to.

I know we've got people on this board who are here because they want to live like FBGs but feel like there's no way...always carrying $100+ around in cash is not going to help.

If you can't afford to carry 100 bucks around I'd say you aren't yet out of the financial disaster.

That's an awfully rude and presumptive conclusion based on what little you know. I'd say if the amount of money you carry around is what you think determines your financial health then you've got some growing up to do.

It's not a matter of being able to afford to do it, it's a matter of exercising financial responsibility and the extra hassle that comes with recording your cash payments so you know where you're money is going.

Perhaps you've got nothing but healthy debt, are fully ready for retirement, and can buy whatever you wish without sacrificing in any other aspect of your life...if you do then kudos to you...you've earned the right in your little circle to look down and judge the rest of us. For some of us though, spending money in one place means sacrificing in another, be it retirement, fun, savings, loans, investment vehicles, home improvements, or the money we have on hand to help those that are less fortunate than us. Can I afford to carry $100 around with me...yes, but I like to know where my money is going so I can analyze if I'd get more enjoyment out of spending it on X instead of so much on Y or Z

I also don't carry cash because I have a minimalist money clip and hate change in my pocket...does my having a teeny tiny money clip suggest I can't afford a man-bag?

I'm really not trying to be rude. You made it sound like tracking small purchases electronically is important for good financial health. I would say sure, it might help you out of a big bind. But if you have to track purchases at that level you are probably not yet financially healthy.I think that's a statement of fact, not one meant to belittle or insult.

While I was initially offended, I am fine after reading this. I think you and I just have a different idea of what financial health means....as well as the definition of a"statement of fact". If you're happy with your financial state then I'm happy for you and not going to judge your methods and beliefs. You should probably have a baseline and support system for them though if you ever feel the need to give out financial advice.

My financial advice to people is usually as simple as, "make more money," so admittedly I'm not the best person to offer advice on how to conserve.

 

[fantasycurse42]

Ordered delivery to my office yesterday... When it got here, I realized I was short $8 bucks. My two closest friends in the office weren't present when my food arrived, so I had to basically announce out loud to 10 people that I need to borrow $10 dollars. I got the money no problem, but it still felt embarrassing.

Maybe carrying around like $30 at all times isn't a bad idea.

 

[Zow]

Usually just a few bucks, if any. I blow through cash quickly because the wife and I don't account for it in the budget so I tend to get reckless.