My personal opinion? To the victor goes the spoils... At least that's how I've always looked at it. I never split unless I gain a significant advantage by doing so. If it's up in the air then I go for it. If I get second place, I deserve second place money. If I get first place, I deserve first place money. If I split, I don't think I deserve any money because that's either money that I shouldn't have won or half the money I should have won. Either way, I think it takes away from the SB. And it's not because of the extra money, but to me bragging rights alone means very little. I win a lot in leagues with no money. In fact, I'm a back to back champion in one league with no money with family. Does anyone care if they lose in those leagues? No, because they don't lose anything and pride in being good at FF and winning a virtual title is a very small thing when compared to real life accomplishments. The only way it becomes somewhat meaningful is when you put money behind it. Money makes things more competitive because it gives people something to lose. People hate losing something that is theirs be it 10 dollar or 1000 dollars. That's why people split, not to be "good sports" like you guys talk about. This isn't a humanitarian act here, people who play fantasy football aren't homeless, jobless, starving people who need the extra 100 to pay for their meals. People keep badmouthing people who wouldn't split but that's just the have-nots trying to get something from the haves; people hoping others would split the pot with them.And it's not bad to be competitive when it comes to fantasy football. I can't believe people here are saying it's wrong to take fantasy football too seriously. Are you crazy? Yeah, it's wrong to take fantasy football so seriously you lose your job but at the same time not wanting to split and keeping your winnings is not taking it too seriously. It's part of the game... There are winners and there are losers and competition is what makes fantasy football fun. Seriously, are we all part of capitalist, every man for himself, evolutionary minded societies here? Not saying that it's the same or on the same level, but I should think there would be more people who saw it this way.Splitting the pot dampens the competitive nature of the game. You agreed to the terms beforehand, why change them when you get to the SB unless you are scared? That is the ONLY rational reason. No one has a crystal ball and knows they are going to lose. Worse teams beat better teams all the time. Regardless of your team, your odds are closer to 50/50 than 75/25 when it comes to ONE game. Own up to it, you're scared of your sister. And heck, I don't know about you but I would never want to admit being scared of my sister.