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Considering LASIK (1 Viewer)

Anyone know if you can pull this off? My lasik doc that I got a consultation from offers a 24 month interest free payment plan. FSA only allows you to deduct $2500 from you yearly pay for medical (including lasik). Say my lasik cost 5K. So with the payment plan, I'd be paying $2500 in year one and $2500 in year two. Can a do an fsa deduction for each year and use that for the lasik payments for that year or are you only allowed to do the deduction for the year in which you had the surgery?
I used to audit these kind of claims.*

No you can't present paperwork that says you spent $5,000 and spread it over two years. What you can do is schedule your surgery as close to the end of the fiscal year for your FSA. Then ask your doctor for a different bill for each eye. Have them date one June 30th and the other dated July 1st (or Dec. 31st, Jan. 1st whenever the fiscal year changes over.) Be sure your claim is filed within the grace period for the prior year.

Note that you can get the entire value of your anticipated annual contributions on day one. Keep this in mind when you retire, or leave the company. You can make a claim for the full amount you would contribute if you worked there all year even if you are leaving and will have no more paychecks to contribute funds. So if you have a choice make the last date of employment shortly into the new fiscal year for FSAs so you can make a claim for the full year's worth of contributions when you will only contribute one pay check worth. It's free extra money, assuming you can spend enough to generate sufficient claims shortly into a new fiscal year.

*I haven't dealt with FSAs in years and Obamacare has changed some rules(more restrictions) so check with whoever deals with your claims to verify what I've written.

 
Thanks for the info guys. After finding out that both my wife and I can each put $2500 into fsa, the $5k total is enough to cover the procedure so this is a moot point. Combine that with a 2 year interest deferred payment plan and this is working out pretty well.

 
I still think you are overpaying, but it's your eyes. Go with what you feel comfortable. As for a previous posting, LASIK is so quick and easy that it makes sense to do them both at the same time. With other eye surgeries they typically recommend doing them separately. I was looking at lens replacement and they had to be a week apart.

Bottom line - if you want to improve distance vision it will be awesome. Good luck.

 
My wife had this 2 years ago. During her first couple of checkups, they had to go back into one of her eyes as her sight was that far off.

Appararently, that was the worst pain she has ever felt. Didn't hurt during the first surgery. But evenso, she said she'd do it all over again to get her sight fixed. :thumbup:

 
Hoping someone has some experience and can help with this question.

I had RK surgery about 20 years ago. The vision in my left eye is getting worse to the point where I need to wear glasses. Can I get LASIK done after having RK surgery?

 
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I had my eyes done at age 29 (4 years ago) and agree that it was the best money I've ever spent. I've been 20-15 ever since. My MIL got the surgery when she was 58.
This, only 30 and 5 years ago...I wore glasses from the time I was 6. I wish I would've done this in my early 20's. It would've saved me a lot of dry-eye when I'd wake up in a random place after having slept in my contacts for lack of a case.

Best money I ever spend on a medical procedure. For me, zero side-effects.

 
Todays the day fellas. In the waiting room right now.
I just looked at how old this thread is, so I guess my last post isn't too relevant...So can you drive yourself to the follow-up appointment?

That was the real measure for me. I woke up the next day and drove myself the 5 miles to my follow-up without much issue. The day before the surgery I was so blind uncorrected that I couldn't see the big "E" on the eye chart.

 
Having my eyes done in a few hours. Goodbye contact lenses.

Not looking forward to wearing glasses to bed for a couple nights.

 
Having my eyes done in a few hours. Goodbye contact lenses.

Not looking forward to wearing glasses to bed for a couple nights.
??? Why do you think you need to wear glasses to bed for a couple nights? When I had mine done, the first night I just had to tape these cover things to my eyes so I didn't accidentally scratch in the middle of the night. After that first night though I believe it was smooth sailing and just needed to take some drops and make sure to not rub for a week or so.

 
Having my eyes done in a few hours. Goodbye contact lenses.

Not looking forward to wearing glasses to bed for a couple nights.
??? Why do you think you need to wear glasses to bed for a couple nights? When I had mine done, the first night I just had to tape these cover things to my eyes so I didn't accidentally scratch in the middle of the night. After that first night though I believe it was smooth sailing and just needed to take some drops and make sure to not rub for a week or so.
Well I guess I should have said protective glasses or whatever so I don't scratch. I just sleep on my side. I'm thinking of buying a sleeping mask.
 
Todays the day fellas. In the waiting room right now.
I just looked at how old this thread is, so I guess my last post isn't too relevant...So can you drive yourself to the follow-up appointment?

That was the real measure for me. I woke up the next day and drove myself the 5 miles to my follow-up without much issue. The day before the surgery I was so blind uncorrected that I couldn't see the big "E" on the eye chart.
I drove that night to the store. Took the valium, wife drove me home after the procedure which was insanely easy, took a nap, and when I woke up, it was like nothing happened except I no longer needed my glasses. Just crazy how hassle free the whole procedure went. I can see why insurance doesn't cover this. If you're qualified, there would be no reason not to do it.

 
Just woke up from the post op nap. Damn, why didn't I do this sooner?

Also, I had no idea I was this good looking.

 
Just woke up from the post op nap. Damn, why didn't I do this sooner?

Also, I had no idea I was this good looking.
Oof - I'd ask for your money back, something clearly went awry...you must have gotten the beer goggles surgery.

 
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Just had it done last week. Apparently I was the perfect candidate because of my thick corneas. Doc said he would slightly undercorrect one eye to help with reading once I got past 40. Instant gratification and it's getting better each day. Amazing to wake up in the morning and see the clock on the cable box. Still having difficulty with road signs at a great distance. No crazy side effects, although my eyes seem to take longer to adjust after I turn out the lights. Mrs SB had a consult and she has to get PRK because of thin corneas. He said the recovery is about 5 days, vs near instant with LASIK. Apparently the tech has gotten better since Mad Cow made his comments 5 years ago in another LASIK thread.

Cost $5K, but everything is more expensive here. Before surgery I was using -5/-4.75 on contacts and could barely make out the big E. Mrs. SB is something like -7.5 on her contacts and has astigmatism.

 
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Just had it done last week. Apparently I was the perfect candidate because of my thick corneas. Doc said he would slightly undercorrect one eye to help with reading once I got past 40. Instant gratification and it's getting better each day. Amazing to wake up in the morning and see the clock on the cable box. Still having difficulty with road signs at a great distance. No crazy side effects, although my eyes seem to take longer to adjust after I turn out the lights. Mrs SB had a consult and she has to get PRK because of thin corneas. He said the recovery is about 5 days, vs near instant with LASIK. Apparently the tech has gotten better since Mad Cow made his comments 5 years ago in another LASIK thread.

Cost $5K, but everything is more expensive here. Before surgery I was using -5/-4.75 on contacts and could barely make out the big E. Mrs. SB is something like -7.5 on her contacts and has astigmatism.
While PRK will do a great job, he is vastly understating the recovery time. First week is not fun, but the vision will fluctuate between OK and pretty blurry for 2-3 months. Just for the record on that.

 
Have debated this but contacts and me get along like peas and carrots. I wear disposables literally for months at a time, sleep with them and never have problems. While the idea is attractive, it just seems like for me, personally, the value add would be minimal.

 
Have debated this but contacts and me get along like peas and carrots. I wear disposables literally for months at a time, sleep with them and never have problems. While the idea is attractive, it just seems like for me, personally, the value add would be minimal.
It's one less thing to worry about during a zombie apocalypse.

 
Have debated this but contacts and me get along like peas and carrots. I wear disposables literally for months at a time, sleep with them and never have problems. While the idea is attractive, it just seems like for me, personally, the value add would be minimal.
It's one less thing to worry about during a zombie apocalypse.
True. Plus it makes swimming more enjoyable.

 
Have debated this but contacts and me get along like peas and carrots. I wear disposables literally for months at a time, sleep with them and never have problems. While the idea is attractive, it just seems like for me, personally, the value add would be minimal.
It's one less thing to worry about during a zombie apocalypse.
True. Plus it makes swimming more enjoyable.
I used to do the same but you can't put a price on waking up with nothing in your eyes and being able to see.

 
I had LASIK 5 weeks ago. I have been struggling with reading since, and but to be fair they warned me that I might need reading glasses the next day after the procedure, but at least so far I am struggling through it. Other than that I am very happy with the results.

I was -6.50 and -6.75 with an astigmatism in one of my eyes. I haven't seen the big E since I was a teenage. After the first week I was 20/15 and after a month I was 20/20. Pretty amazing results.

 
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6 years later, I still have perfect vision. These are the first six years since I was a young child that one or both of my eyes didn't eventually go out of whack within a year or two of a change of glasses. Best money I ever spent on myself. Highly recommend it.

 
I had LASIK 5 weeks ago. I have been struggling with reading since, and but to be fair they warned me that I might need reading glasses the next day after the procedure, but at least so far I am struggling through it. Other than that I am very happy with the results.

I was -6.50 and -6.75 with an astigmatism in one of my eyes. I haven't seen the big E since I was a teenage. After the first week I was 20/15 and after a month I was 20/20. Pretty amazing results.
I'm using reading glasses most of the time

 
6 years later, I still have perfect vision. These are the first six years since I was a young child that one or both of my eyes didn't eventually go out of whack within a year or two of a change of glasses. Best money I ever spent on myself. Highly recommend it.
This. Almost exactly. I had Lasik 6 years ago, at age 30. Wore glasses since I was in 1st grade and had progressively worse and worse vision until contacts stabilized it when I was in middle school.

Highly recommend. Agree that it's the best money I ever spent. I can't even imagine going back to contacts, much less glasses now.

 
I had LASIK 5 weeks ago. I have been struggling with reading since, and but to be fair they warned me that I might need reading glasses the next day after the procedure, but at least so far I am struggling through it. Other than that I am very happy with the results.

I was -6.50 and -6.75 with an astigmatism in one of my eyes. I haven't seen the big E since I was a teenage. After the first week I was 20/15 and after a month I was 20/20. Pretty amazing results.
I'm using reading glasses most of the time
My LASIK was about 10 years ago, and my vision is still great. But my near-vision (up to about 3-4 feet) isn't perfect, so I wear reading glasses a lot (always for reading and computer/desk work). I wish they'd warned me about that, but I expect I still would have gone ahead.

 
I had LASIK 5 weeks ago. I have been struggling with reading since, and but to be fair they warned me that I might need reading glasses the next day after the procedure, but at least so far I am struggling through it. Other than that I am very happy with the results.

I was -6.50 and -6.75 with an astigmatism in one of my eyes. I haven't seen the big E since I was a teenage. After the first week I was 20/15 and after a month I was 20/20. Pretty amazing results.
I'm using reading glasses most of the time
My LASIK was about 10 years ago, and my vision is still great. But my near-vision (up to about 3-4 feet) isn't perfect, so I wear reading glasses a lot (always for reading and computer/desk work). I wish they'd warned me about that, but I expect I still would have gone ahead.
I had this done a month ago and am wondering why I waited so long. The guy who did it sponsors our bike team so I got a ton of personal attention. This is one of the things he warned me of since no amount of LASIK's will correct for this as you age.

 

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