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Help Me Scout Retirement Locations…. (2 Viewers)

steelerfan1

steelerfan1

Footballguy
Looking for the wisdom of the FFA. About 5 years out, so this may be a tad early, but would actually like to start visiting recommended areas based on some criteria listed. I haven’t traveled the states much, so looking for input from people who have. Have lived in MA and currently NC. After making a list of things we’d ideally like, wondering if such a place exists that could scratch most everything off our list. So, here goes..

***MUST HAVES***
Housing at or below ours. Our house estimate is $435k 3 bed 2.5 bath 2k sq ft on .67 acre lot nice area. Can be a smaller home and land, but not cost more or be in bad location.

***WANTS***
Tax friendly to SS, pensions and 401k
Lowerish COL
Low crime
Mild summers. We hate heat and humidity
Not violent winters. Prefer no minus 20’s but like snow
4 seasons
Close to lakes
Close to mountains
Close to hiking/state/national parks and possible 4 wheeling/snow mobile access
Close to good medical facilities
Close to airport
Close to Costco/Dining/Shopping
Water abundance and good drinking quality. No worries about shortage/restriction/drought/tainted
Lower risk of wildfires/air pollution
Fair car/house insurance rates
Fair utility rates
Not impossible to own a gun
No major traffic issues
Female heroes-thanks @northern exposure

So, if any of you are in such a place, I’d love to hear about it.

Areas recommend by fbg’s:
AZ
Flagstaff
Prescott

CO
Colorado Springs
Ft. Collins
Grand Junction

CT
Avon
Canton

ID
Boise
Coeur d'Alene
Hayden

MI
Traverse City

MN
Duluth

NV
Carson City
Gardnerville
Lake Tahoe
Minden
Reno

OH
Brecksville

PA
Pittsburgh
Poconos

TN
Chattanooga
Knoxville

UT
Ogden
SLC

VA
Harrisonburg

WI
Minocqua
 
Last edited:
steelerfan1 said:
Looking for the wisdom of the FFA. About 5 years out, so this may be a tad early, but would actually like to start visiting recommended areas based on some criteria listed. I haven’t traveled the states much, so looking for input from people who have. Have lived in MA and currently NC. After making a list of things we’d ideally like, wondering if such a place exists that could scratch most everything off our list. So, here goes..

Tax friendly to SS, pensions and 401k
Lowerish COL
Low crime
Mild summers. We hate heat and humidity
Not violent winters. Prefer no minus 20’s but like snow
4 seasons
Close to lakes and fairly close to mountains. Closer the better. Both would be great
Close to hiking/state/national parks and possible 4 wheeling/snow mobile access
Close to good medical facilities
Close to airport
Close to Costco/dining
Water abundance and good drinking quality. No worries about shortage/restriction/drought/tainted
Housing less than ours
Fair car/house insurance rates
Fair utility rates
Not impossible to own a gun

So, if any of you are in such a place, I’d love to hear about it.
Click to expand...

That's basically where I live, East Tennessee.

The only trouble is everyone else has figured that out too so prices aren't what they used to be. But still below lots of places.

Do you live in Pittsburgh now? I could easily live there. Love it.
 
If you're going to be living there in your retirement years, doesn't health care cost and availability have be a concern?
 
NutterButter said:
How close you want to be from costco? I respect that you have that on your list.
Click to expand...
lol. Our lake lot, where we plan to semi-retire first in 2-3 years, is about 55 minutes from a Costco. There is a BJs closer but I figure with no kids at home, I could handle a Costco run every few weeks.

I don’t agree with everything on the list above but a lot of what he listed I agreed with and made sure about before getting the lot like a good hospital/medical facilities.
 
From ChatGPT

1. Duluth, Minnesota​

  • Taxes: Tax-friendly for Social Security and pensions.
  • Cost of Living: Affordable housing options.
  • Crime Rate: Generally low crime rates.
  • Weather: Mild summers; winters are cold but manageable.
  • Nature: Close to Lake Superior, hiking trails, and state parks.
  • Healthcare: Good medical facilities available.
  • Airport: Regional airport with connections.
  • Amenities: Costco and dining options nearby.

2. Burlington, Vermont​

  • Taxes: Favorable tax treatment for retirement income.
  • Cost of Living: Moderate housing costs.
  • Crime Rate: Low crime rates in the area.
  • Weather: Four seasons with mild summers.
  • Nature: Close to Lake Champlain and the Green Mountains.
  • Healthcare: Access to quality medical facilities.
  • Airport: Burlington International Airport nearby.
  • Amenities: Costco and dining options available.

3. Traverse City, Michigan​

  • Taxes: Friendly tax policies for retirees.
  • Cost of Living: Reasonable housing prices.
  • Crime Rate: Low crime rates.
  • Weather: Moderate summers; snowy winters.
  • Nature: Near Lake Michigan, with access to parks and trails.
  • Healthcare: Good local hospitals and clinics.
  • Airport: Traverse City Airport for travel.
  • Amenities: Costco and local dining options.

4. Coeur d'Alene, Idaho​

  • Taxes: Social Security not taxed; favorable for retirees.
  • Cost of Living: Relatively low housing costs.
  • Crime Rate: Low crime rates overall.
  • Weather: Mild summers; winters can be snowy but not extreme.
  • Nature: Close to lakes and mountains, excellent hiking.
  • Healthcare: Quality medical facilities available.
  • Airport: Nearby airport for travel needs.
  • Amenities: Costco and various dining options.

5. Flagstaff, Arizona​

  • Taxes: Friendly tax environment for retirees.
  • Cost of Living: Slightly higher but manageable compared to major cities.
  • Crime Rate: Generally low crime rates.
  • Weather: Cooler summers; snowy winters.
  • Nature: Close to national parks and hiking opportunities.
  • Healthcare: Access to good medical facilities.
  • Airport: Regional airport nearby.
  • Amenities: Costco and various restaurants.

6. Harrisonburg, Virginia​

  • Taxes: Favorable tax policies for retirement income.
  • Cost of Living: Affordable housing market.
  • Crime Rate: Low crime rates.
  • Weather: Mild summers; winters are typically moderate.
  • Nature: Close to the Blue Ridge Mountains and Shenandoah National Park.
  • Healthcare: Good access to healthcare facilities.
  • Airport: Regional airport within reach.
  • Amenities: Costco and dining options available.

Summary​

These locations offer a blend of mild weather, outdoor activities, affordability, and access to amenities. Each has its own unique charm, so consider visiting to see which feels like the best fit for your retirement lifestyle!
 
gianmarco said:
From ChatGPT

1. Duluth, Minnesota​

  • Taxes: Tax-friendly for Social Security and pensions.
  • Cost of Living: Affordable housing options.
  • Crime Rate: Generally low crime rates.
  • Weather: Mild summers; winters are cold but manageable.
  • Nature: Close to Lake Superior, hiking trails, and state parks.
  • Healthcare: Good medical facilities available.
  • Airport: Regional airport with connections.
  • Amenities: Costco and dining options nearby.

2. Burlington, Vermont​

  • Taxes: Favorable tax treatment for retirement income.
  • Cost of Living: Moderate housing costs.
  • Crime Rate: Low crime rates in the area.
  • Weather: Four seasons with mild summers.
  • Nature: Close to Lake Champlain and the Green Mountains.
  • Healthcare: Access to quality medical facilities.
  • Airport: Burlington International Airport nearby.
  • Amenities: Costco and dining options available.

3. Traverse City, Michigan​

  • Taxes: Friendly tax policies for retirees.
  • Cost of Living: Reasonable housing prices.
  • Crime Rate: Low crime rates.
  • Weather: Moderate summers; snowy winters.
  • Nature: Near Lake Michigan, with access to parks and trails.
  • Healthcare: Good local hospitals and clinics.
  • Airport: Traverse City Airport for travel.
  • Amenities: Costco and local dining options.

4. Coeur d'Alene, Idaho​

  • Taxes: Social Security not taxed; favorable for retirees.
  • Cost of Living: Relatively low housing costs.
  • Crime Rate: Low crime rates overall.
  • Weather: Mild summers; winters can be snowy but not extreme.
  • Nature: Close to lakes and mountains, excellent hiking.
  • Healthcare: Quality medical facilities available.
  • Airport: Nearby airport for travel needs.
  • Amenities: Costco and various dining options.

5. Flagstaff, Arizona​

  • Taxes: Friendly tax environment for retirees.
  • Cost of Living: Slightly higher but manageable compared to major cities.
  • Crime Rate: Generally low crime rates.
  • Weather: Cooler summers; snowy winters.
  • Nature: Close to national parks and hiking opportunities.
  • Healthcare: Access to good medical facilities.
  • Airport: Regional airport nearby.
  • Amenities: Costco and various restaurants.

6. Harrisonburg, Virginia​

  • Taxes: Favorable tax policies for retirement income.
  • Cost of Living: Affordable housing market.
  • Crime Rate: Low crime rates.
  • Weather: Mild summers; winters are typically moderate.
  • Nature: Close to the Blue Ridge Mountains and Shenandoah National Park.
  • Healthcare: Good access to healthcare facilities.
  • Airport: Regional airport within reach.
  • Amenities: Costco and dining options available.

Summary​

These locations offer a blend of mild weather, outdoor activities, affordability, and access to amenities. Each has its own unique charm, so consider visiting to see which feels like the best fit for your retirement lifestyle!
Click to expand...
ChatGPT just got fired

Seems like somewhere in the suburbs of Colorado or Idaho would work. Affordability is relative.
 
gianmarco said:
From ChatGPT

1. Duluth, Minnesota​

  • Taxes: Tax-friendly for Social Security and pensions.
  • Cost of Living: Affordable housing options.
  • Crime Rate: Generally low crime rates.
  • Weather: Mild summers; winters are cold but manageable.
  • Nature: Close to Lake Superior, hiking trails, and state parks.
  • Healthcare: Good medical facilities available.
  • Airport: Regional airport with connections.
  • Amenities: Costco and dining options nearby.

2. Burlington, Vermont​

  • Taxes: Favorable tax treatment for retirement income.
  • Cost of Living: Moderate housing costs.
  • Crime Rate: Low crime rates in the area.
  • Weather: Four seasons with mild summers.
  • Nature: Close to Lake Champlain and the Green Mountains.
  • Healthcare: Access to quality medical facilities.
  • Airport: Burlington International Airport nearby.
  • Amenities: Costco and dining options available.

3. Traverse City, Michigan​

  • Taxes: Friendly tax policies for retirees.
  • Cost of Living: Reasonable housing prices.
  • Crime Rate: Low crime rates.
  • Weather: Moderate summers; snowy winters.
  • Nature: Near Lake Michigan, with access to parks and trails.
  • Healthcare: Good local hospitals and clinics.
  • Airport: Traverse City Airport for travel.
  • Amenities: Costco and local dining options.

4. Coeur d'Alene, Idaho​

  • Taxes: Social Security not taxed; favorable for retirees.
  • Cost of Living: Relatively low housing costs.
  • Crime Rate: Low crime rates overall.
  • Weather: Mild summers; winters can be snowy but not extreme.
  • Nature: Close to lakes and mountains, excellent hiking.
  • Healthcare: Quality medical facilities available.
  • Airport: Nearby airport for travel needs.
  • Amenities: Costco and various dining options.

5. Flagstaff, Arizona​

  • Taxes: Friendly tax environment for retirees.
  • Cost of Living: Slightly higher but manageable compared to major cities.
  • Crime Rate: Generally low crime rates.
  • Weather: Cooler summers; snowy winters.
  • Nature: Close to national parks and hiking opportunities.
  • Healthcare: Access to good medical facilities.
  • Airport: Regional airport nearby.
  • Amenities: Costco and various restaurants.

6. Harrisonburg, Virginia​

  • Taxes: Favorable tax policies for retirement income.
  • Cost of Living: Affordable housing market.
  • Crime Rate: Low crime rates.
  • Weather: Mild summers; winters are typically moderate.
  • Nature: Close to the Blue Ridge Mountains and Shenandoah National Park.
  • Healthcare: Good access to healthcare facilities.
  • Airport: Regional airport within reach.
  • Amenities: Costco and dining options available.

Summary​

These locations offer a blend of mild weather, outdoor activities, affordability, and access to amenities. Each has its own unique charm, so consider visiting to see which feels like the best fit for your retirement lifestyle!
Click to expand...
HFS.... proves you can't believe everything one reads. The only place on that list that is worth considering is Burlington, Vermont, but the winters there can be darned tough. For me, I have my sights set on Chatham, Massachusetts, on Cape Cod, for a retirement home.
 
Ron Swanson said:
I originally thought with your list that you'd already found you perfect spot in NC. But the GPT list has me thinking you should check out Flagstaff. Or Prescott.
Click to expand...
Yeah, Flagstaff looked interesting.

And, I'm wondering why Boise isn't on the list. I'm curious which box it doesn't check.
 
gianmarco said:
Ron Swanson said:
I originally thought with your list that you'd already found you perfect spot in NC. But the GPT list has me thinking you should check out Flagstaff. Or Prescott.
Click to expand...
Yeah, Flagstaff looked interesting.

And, I'm wondering why Boise isn't on the list. I'm curious which box it doesn't check.
Click to expand...
What "water abundance" does Flagstaff have? And isn't it hotter than the sun?
 
Ron Swanson said:
I originally thought with your list that you'd already found you perfect spot in NC. But the GPT list has me thinking you should check out Flagstaff. Or Prescott.
Click to expand...
Granted I only spent a day there, but I don’t think there is a Costco in Flagstaff, but it seemed to tick a lot of the boxes.

Out west I’d also look at the suburbs of Salt Lake. I think most of CO, Boise, Jackson, and Bozeman are priced out now for this sort of thing. Other place may be Taos/Sante Fe, but I think there are probably better choices. There aren’t a lot of cheap places out west with seasons.
 
Mrs. Rannous said:
gianmarco said:
Ron Swanson said:
I originally thought with your list that you'd already found you perfect spot in NC. But the GPT list has me thinking you should check out Flagstaff. Or Prescott.
Click to expand...
Yeah, Flagstaff looked interesting.

And, I'm wondering why Boise isn't on the list. I'm curious which box it doesn't check.
Click to expand...
What "water abundance" does Flagstaff have? And isn't it hotter than the sun?
Click to expand...
It’s roughly 7k in elevation, so it’s a pretty unique microclimate.
 
Maybe Colorado Springs as well. I don’t know what the real estate prices are there, but the hour (when there isn’t traffic) to Denver wasn’t the worst.
 
Joe Bryant said:
steelerfan1 said:
Looking for the wisdom of the FFA. About 5 years out, so this may be a tad early, but would actually like to start visiting recommended areas based on some criteria listed. I haven’t traveled the states much, so looking for input from people who have. Have lived in MA and currently NC. After making a list of things we’d ideally like, wondering if such a place exists that could scratch most everything off our list. So, here goes..

Tax friendly to SS, pensions and 401k
Lowerish COL
Low crime
Mild summers. We hate heat and humidity
Not violent winters. Prefer no minus 20’s but like snow
4 seasons
Close to lakes and fairly close to mountains. Closer the better. Both would be great
Close to hiking/state/national parks and possible 4 wheeling/snow mobile access
Close to good medical facilities
Close to airport
Close to Costco/dining
Water abundance and good drinking quality. No worries about shortage/restriction/drought/tainted
Housing less than ours
Fair car/house insurance rates
Fair utility rates
Not impossible to own a gun

So, if any of you are in such a place, I’d love to hear about it.
Click to expand...

That's basically where I live, East Tennessee.

The only trouble is everyone else has figured that out too so prices aren't what they used to be. But still below lots of places.

Do you live in Pittsburgh now? I could easily live there. Love it.
Click to expand...
Love east TN Joe. We frequent Gatlinburg and Pigeon Forge frequently. Downside for me is it’s more expensive than where we are now and it’s still really hot and humid in the summer. It’s also a tad more country than the Mrs would like. Not sure about health care? I’m in NC just north of Charlotte.

This makes me a horrible Steeler fan but never been to western Pennsylvania. From me yelling at Alexa for temps in the area it seems like they have it really hot too.
 
eoMMan said:
What about NC doesn’t check your boxes?
Click to expand...
They tax my current pension and it’s been hotter than Florida here the last couple weeks. I can’t deal with the heat. There’s areas in NC that I love such as Banner Elk, Blowing Rock, but for a retirement they are missing too many of the important items on the list.
 
gianmarco said:
From ChatGPT

1. Duluth, Minnesota​

  • Taxes: Tax-friendly for Social Security and pensions.
  • Cost of Living: Affordable housing options.
  • Crime Rate: Generally low crime rates.
  • Weather: Mild summers; winters are cold but manageable.
  • Nature: Close to Lake Superior, hiking trails, and state parks.
  • Healthcare: Good medical facilities available.
  • Airport: Regional airport with connections.
  • Amenities: Costco and dining options nearby.

2. Burlington, Vermont​

  • Taxes: Favorable tax treatment for retirement income.
  • Cost of Living: Moderate housing costs.
  • Crime Rate: Low crime rates in the area.
  • Weather: Four seasons with mild summers.
  • Nature: Close to Lake Champlain and the Green Mountains.
  • Healthcare: Access to quality medical facilities.
  • Airport: Burlington International Airport nearby.
  • Amenities: Costco and dining options available.

3. Traverse City, Michigan​

  • Taxes: Friendly tax policies for retirees.
  • Cost of Living: Reasonable housing prices.
  • Crime Rate: Low crime rates.
  • Weather: Moderate summers; snowy winters.
  • Nature: Near Lake Michigan, with access to parks and trails.
  • Healthcare: Good local hospitals and clinics.
  • Airport: Traverse City Airport for travel.
  • Amenities: Costco and local dining options.

4. Coeur d'Alene, Idaho​

  • Taxes: Social Security not taxed; favorable for retirees.
  • Cost of Living: Relatively low housing costs.
  • Crime Rate: Low crime rates overall.
  • Weather: Mild summers; winters can be snowy but not extreme.
  • Nature: Close to lakes and mountains, excellent hiking.
  • Healthcare: Quality medical facilities available.
  • Airport: Nearby airport for travel needs.
  • Amenities: Costco and various dining options.

5. Flagstaff, Arizona​

  • Taxes: Friendly tax environment for retirees.
  • Cost of Living: Slightly higher but manageable compared to major cities.
  • Crime Rate: Generally low crime rates.
  • Weather: Cooler summers; snowy winters.
  • Nature: Close to national parks and hiking opportunities.
  • Healthcare: Access to good medical facilities.
  • Airport: Regional airport nearby.
  • Amenities: Costco and various restaurants.

6. Harrisonburg, Virginia​

  • Taxes: Favorable tax policies for retirement income.
  • Cost of Living: Affordable housing market.
  • Crime Rate: Low crime rates.
  • Weather: Mild summers; winters are typically moderate.
  • Nature: Close to the Blue Ridge Mountains and Shenandoah National Park.
  • Healthcare: Good access to healthcare facilities.
  • Airport: Regional airport within reach.
  • Amenities: Costco and dining options available.

Summary​

These locations offer a blend of mild weather, outdoor activities, affordability, and access to amenities. Each has its own unique charm, so consider visiting to see which feels like the best fit for your retirement lifestyle!
Click to expand...
I’ve been to Burlington. Beautiful, but everything I’ve seen about VT is that it’s one of the least friendly tax states.

Flagstaff and Boise are probably way too much money for us although I’ve always wanted to visit flagstaff.

Funny to see Traverse City. A lady who just started working with us is from there and from talking to her it seemed like the whole western MI area checks a lot of the boxes on our list.

I will look at the other options you listed.
 
Judge Smails said:
gianmarco said:
From ChatGPT

1. Duluth, Minnesota​

  • Taxes: Tax-friendly for Social Security and pensions.
  • Cost of Living: Affordable housing options.
  • Crime Rate: Generally low crime rates.
  • Weather: Mild summers; winters are cold but manageable.
  • Nature: Close to Lake Superior, hiking trails, and state parks.
  • Healthcare: Good medical facilities available.
  • Airport: Regional airport with connections.
  • Amenities: Costco and dining options nearby.

2. Burlington, Vermont​

  • Taxes: Favorable tax treatment for retirement income.
  • Cost of Living: Moderate housing costs.
  • Crime Rate: Low crime rates in the area.
  • Weather: Four seasons with mild summers.
  • Nature: Close to Lake Champlain and the Green Mountains.
  • Healthcare: Access to quality medical facilities.
  • Airport: Burlington International Airport nearby.
  • Amenities: Costco and dining options available.

3. Traverse City, Michigan​

  • Taxes: Friendly tax policies for retirees.
  • Cost of Living: Reasonable housing prices.
  • Crime Rate: Low crime rates.
  • Weather: Moderate summers; snowy winters.
  • Nature: Near Lake Michigan, with access to parks and trails.
  • Healthcare: Good local hospitals and clinics.
  • Airport: Traverse City Airport for travel.
  • Amenities: Costco and local dining options.

4. Coeur d'Alene, Idaho​

  • Taxes: Social Security not taxed; favorable for retirees.
  • Cost of Living: Relatively low housing costs.
  • Crime Rate: Low crime rates overall.
  • Weather: Mild summers; winters can be snowy but not extreme.
  • Nature: Close to lakes and mountains, excellent hiking.
  • Healthcare: Quality medical facilities available.
  • Airport: Nearby airport for travel needs.
  • Amenities: Costco and various dining options.

5. Flagstaff, Arizona​

  • Taxes: Friendly tax environment for retirees.
  • Cost of Living: Slightly higher but manageable compared to major cities.
  • Crime Rate: Generally low crime rates.
  • Weather: Cooler summers; snowy winters.
  • Nature: Close to national parks and hiking opportunities.
  • Healthcare: Access to good medical facilities.
  • Airport: Regional airport nearby.
  • Amenities: Costco and various restaurants.

6. Harrisonburg, Virginia​

  • Taxes: Favorable tax policies for retirement income.
  • Cost of Living: Affordable housing market.
  • Crime Rate: Low crime rates.
  • Weather: Mild summers; winters are typically moderate.
  • Nature: Close to the Blue Ridge Mountains and Shenandoah National Park.
  • Healthcare: Good access to healthcare facilities.
  • Airport: Regional airport within reach.
  • Amenities: Costco and dining options available.

Summary​

These locations offer a blend of mild weather, outdoor activities, affordability, and access to amenities. Each has its own unique charm, so consider visiting to see which feels like the best fit for your retirement lifestyle!
Click to expand...
ChatGPT just got fired

Seems like somewhere in the suburbs of Colorado or Idaho would work. Affordability is relative.
Click to expand...
Thought the same thing judge. Actually started researching Colorado Springs and there were quite a few negatives. Boise was a tad more than we could afford.
 
Ron Swanson said:
I originally thought with your list that you'd already found you perfect spot in NC. But the GPT list has me thinking you should check out Flagstaff. Or Prescott.
Click to expand...
Maybe I’m missing something but I believe those areas are a lot more costly unfortunately than we could do.
 
johnnycakes said:
gianmarco said:
From ChatGPT

1. Duluth, Minnesota​

  • Taxes: Tax-friendly for Social Security and pensions.
  • Cost of Living: Affordable housing options.
  • Crime Rate: Generally low crime rates.
  • Weather: Mild summers; winters are cold but manageable.
  • Nature: Close to Lake Superior, hiking trails, and state parks.
  • Healthcare: Good medical facilities available.
  • Airport: Regional airport with connections.
  • Amenities: Costco and dining options nearby.

2. Burlington, Vermont​

  • Taxes: Favorable tax treatment for retirement income.
  • Cost of Living: Moderate housing costs.
  • Crime Rate: Low crime rates in the area.
  • Weather: Four seasons with mild summers.
  • Nature: Close to Lake Champlain and the Green Mountains.
  • Healthcare: Access to quality medical facilities.
  • Airport: Burlington International Airport nearby.
  • Amenities: Costco and dining options available.

3. Traverse City, Michigan​

  • Taxes: Friendly tax policies for retirees.
  • Cost of Living: Reasonable housing prices.
  • Crime Rate: Low crime rates.
  • Weather: Moderate summers; snowy winters.
  • Nature: Near Lake Michigan, with access to parks and trails.
  • Healthcare: Good local hospitals and clinics.
  • Airport: Traverse City Airport for travel.
  • Amenities: Costco and local dining options.

4. Coeur d'Alene, Idaho​

  • Taxes: Social Security not taxed; favorable for retirees.
  • Cost of Living: Relatively low housing costs.
  • Crime Rate: Low crime rates overall.
  • Weather: Mild summers; winters can be snowy but not extreme.
  • Nature: Close to lakes and mountains, excellent hiking.
  • Healthcare: Quality medical facilities available.
  • Airport: Nearby airport for travel needs.
  • Amenities: Costco and various dining options.

5. Flagstaff, Arizona​

  • Taxes: Friendly tax environment for retirees.
  • Cost of Living: Slightly higher but manageable compared to major cities.
  • Crime Rate: Generally low crime rates.
  • Weather: Cooler summers; snowy winters.
  • Nature: Close to national parks and hiking opportunities.
  • Healthcare: Access to good medical facilities.
  • Airport: Regional airport nearby.
  • Amenities: Costco and various restaurants.

6. Harrisonburg, Virginia​

  • Taxes: Favorable tax policies for retirement income.
  • Cost of Living: Affordable housing market.
  • Crime Rate: Low crime rates.
  • Weather: Mild summers; winters are typically moderate.
  • Nature: Close to the Blue Ridge Mountains and Shenandoah National Park.
  • Healthcare: Good access to healthcare facilities.
  • Airport: Regional airport within reach.
  • Amenities: Costco and dining options available.

Summary​

These locations offer a blend of mild weather, outdoor activities, affordability, and access to amenities. Each has its own unique charm, so consider visiting to see which feels like the best fit for your retirement lifestyle!
Click to expand...
HFS.... proves you can't believe everything one reads. The only place on that list that is worth considering is Burlington, Vermont, but the winters there can be darned tough. For me, I have my sights set on Chatham, Massachusetts, on Cape Cod, for a retirement home.
Click to expand...
I’ve lived near the cape. MA is way too expensive. And we won’t have a retirement home. We will have a home full time.
 
Sammy3469 said:
Ron Swanson said:
I originally thought with your list that you'd already found you perfect spot in NC. But the GPT list has me thinking you should check out Flagstaff. Or Prescott.
Click to expand...
Granted I only spent a day there, but I don’t think there is a Costco in Flagstaff, but it seemed to tick a lot of the boxes.

Out west I’d also look at the suburbs of Salt Lake. I think most of CO, Boise, Jackson, and Bozeman are priced out now for this sort of thing. Other place may be Taos/Sante Fe, but I think there are probably better choices. There aren’t a lot of cheap places out west with seasons.
Click to expand...
Unfortunately cost of living rules out a lot of the west for us as well as the PNW. plus we hate heat. Some of those west locations are not going to make me happy.
 
Sammy3469 said:
Maybe Colorado Springs as well. I don’t know what the real estate prices are there, but the hour (when there isn’t traffic) to Denver wasn’t the worst.
Click to expand...
Looked at this and a lot of the negatives were the place has grown so much the infer structure can’t handle it, the water situation isn’t good and hospitals are having issues. It’s fairly expensive as well. Cheaper than Denver, but still pricey.
 
Flagstaff is at the top of my list if I do decide to leave NJ but I wouldn't consider it affordable. Love the idea that you get mild summers and phoenix is just 3 hours away to get away during the winter.
 
Live in PA and hated it getting dark at 4:30 in the winter. Also seemed to be cloudy from January until June. The heat in the south sucks, but it's better than wishing away half the year for winter to end.
 
I do not know about tax ramifications, but otherwise, Colorado.

The climate and terrain specs simply don't exist on the East coast. Anywhere that has the mild winters is going to be too hot in the summer. Too humid in the summer and winter. And the places that do fit the bill will be too expensive.

I say Colorado because I know it better than other states out there, but I am sure neighboring states fit the bill.

Colorado Springs is too expensive? Well, good news, the rest of CO has CO weather. Grand Junction has a lot of retirees, pretty much the high desert without pits of hell Arizona summer weather. Winters in CO are much easier than people think, if you aren't right in the mountains, it's almost never bitter cold.

If you haven't been out to that area of the country, you have no idea how nice the weather is out there year round.
 
gianmarco said:
From ChatGPT

1. Duluth, Minnesota​

  • Taxes: Tax-friendly for Social Security and pensions.
  • Cost of Living: Affordable housing options.
  • Crime Rate: Generally low crime rates.
  • Weather: Mild summers; winters are cold but manageable.
  • Nature: Close to Lake Superior, hiking trails, and state parks.
  • Healthcare: Good medical facilities available.
  • Airport: Regional airport with connections.
  • Amenities: Costco and dining options nearby.

2. Burlington, Vermont​

  • Taxes: Favorable tax treatment for retirement income.
  • Cost of Living: Moderate housing costs.
  • Crime Rate: Low crime rates in the area.
  • Weather: Four seasons with mild summers.
  • Nature: Close to Lake Champlain and the Green Mountains.
  • Healthcare: Access to quality medical facilities.
  • Airport: Burlington International Airport nearby.
  • Amenities: Costco and dining options available.

3. Traverse City, Michigan​

  • Taxes: Friendly tax policies for retirees.
  • Cost of Living: Reasonable housing prices.
  • Crime Rate: Low crime rates.
  • Weather: Moderate summers; snowy winters.
  • Nature: Near Lake Michigan, with access to parks and trails.
  • Healthcare: Good local hospitals and clinics.
  • Airport: Traverse City Airport for travel.
  • Amenities: Costco and local dining options.

4. Coeur d'Alene, Idaho​

  • Taxes: Social Security not taxed; favorable for retirees.
  • Cost of Living: Relatively low housing costs.
  • Crime Rate: Low crime rates overall.
  • Weather: Mild summers; winters can be snowy but not extreme.
  • Nature: Close to lakes and mountains, excellent hiking.
  • Healthcare: Quality medical facilities available.
  • Airport: Nearby airport for travel needs.
  • Amenities: Costco and various dining options.

5. Flagstaff, Arizona​

  • Taxes: Friendly tax environment for retirees.
  • Cost of Living: Slightly higher but manageable compared to major cities.
  • Crime Rate: Generally low crime rates.
  • Weather: Cooler summers; snowy winters.
  • Nature: Close to national parks and hiking opportunities.
  • Healthcare: Access to good medical facilities.
  • Airport: Regional airport nearby.
  • Amenities: Costco and various restaurants.

6. Harrisonburg, Virginia​

  • Taxes: Favorable tax policies for retirement income.
  • Cost of Living: Affordable housing market.
  • Crime Rate: Low crime rates.
  • Weather: Mild summers; winters are typically moderate.
  • Nature: Close to the Blue Ridge Mountains and Shenandoah National Park.
  • Healthcare: Good access to healthcare facilities.
  • Airport: Regional airport within reach.
  • Amenities: Costco and dining options available.

Summary​

These locations offer a blend of mild weather, outdoor activities, affordability, and access to amenities. Each has its own unique charm, so consider visiting to see which feels like the best fit for your retirement lifestyle!
Click to expand...

My niece is a doctor and was sent to Duluth. Did not want to go there but likes it now. Low crime, Plenty of water, eateries and breweries and a Costco. Long cold winters, they still had snow on the ground late April. Pretty much zero diversity, good or bad that is up to you.

Traverse City is really nice and has all the same as Duluth and more. Lots of wineries. But pretty much the same weather patterns. Also the housing has become very expensive. Water property, or near water property has become almost untouchable last 10 years or so. Then you get away from the lakes and it is basic northern Michigan living..very rural.
 
massraider said:
I do not know about tax ramifications, but otherwise, Colorado.

The climate and terrain specs simply don't exist on the East coast. Anywhere that has the mild winters is going to be too hot in the summer. Too humid in the summer and winter. And the places that do fit the bill will be too expensive.

I say Colorado because I know it better than other states out there, but I am sure neighboring states fit the bill.

Colorado Springs is too expensive? Well, good news, the rest of CO has CO weather. Grand Junction has a lot of retirees, pretty much the high desert without pits of hell Arizona summer weather. Winters in CO are much easier than people think, if you aren't right in the mountains, it's almost never bitter cold.

If you haven't been out to that area of the country, you have no idea how nice the weather is out there year round.
Click to expand...
I'll second most of this, but eastern CO is pretty rough. I can't say that everything east of I-25 is a wasteland, but it does kind of feel that way.
 
massraider said:
I do not know about tax ramifications, but otherwise, Colorado.

The climate and terrain specs simply don't exist on the East coast. Anywhere that has the mild winters is going to be too hot in the summer. Too humid in the summer and winter. And the places that do fit the bill will be too expensive.

I say Colorado because I know it better than other states out there, but I am sure neighboring states fit the bill.

Colorado Springs is too expensive? Well, good news, the rest of CO has CO weather. Grand Junction has a lot of retirees, pretty much the high desert without pits of hell Arizona summer weather. Winters in CO are much easier than people think, if you aren't right in the mountains, it's almost never bitter cold.

If you haven't been out to that area of the country, you have no idea how nice the weather is out there year round.
Click to expand...
Actually the summer weather in the East coast mountain towns like Asheville and Boone is cooler than Denver.

Next 10 days

Boone - 81, 84, 82, 80, 73, 69, 69, 71, 73, 74
Denver - 101, 100, 95, 88, 84, 88, 86, 86, 88, 91
 
BassNBrew said:
massraider said:
I do not know about tax ramifications, but otherwise, Colorado.

The climate and terrain specs simply don't exist on the East coast. Anywhere that has the mild winters is going to be too hot in the summer. Too humid in the summer and winter. And the places that do fit the bill will be too expensive.

I say Colorado because I know it better than other states out there, but I am sure neighboring states fit the bill.

Colorado Springs is too expensive? Well, good news, the rest of CO has CO weather. Grand Junction has a lot of retirees, pretty much the high desert without pits of hell Arizona summer weather. Winters in CO are much easier than people think, if you aren't right in the mountains, it's almost never bitter cold.

If you haven't been out to that area of the country, you have no idea how nice the weather is out there year round.
Click to expand...
Actually the summer weather in the East coast mountain towns like Asheville and Boone is cooler than Denver.

Next 10 days

Boone - 81, 84, 82, 80, 73, 69, 69, 71, 73, 74
Denver - 101, 100, 95, 88, 84, 88, 86, 86, 88, 91
Click to expand...
Current Asheville humidity: 84%
Current Denver humidity: 29%

That is crazy hot for Denver tho
 
Judge Smails said:
gianmarco said:
From ChatGPT

1. Duluth, Minnesota​

  • Taxes: Tax-friendly for Social Security and pensions.
  • Cost of Living: Affordable housing options.
  • Crime Rate: Generally low crime rates.
  • Weather: Mild summers; winters are cold but manageable.
  • Nature: Close to Lake Superior, hiking trails, and state parks.
  • Healthcare: Good medical facilities available.
  • Airport: Regional airport with connections.
  • Amenities: Costco and dining options nearby.

2. Burlington, Vermont​

  • Taxes: Favorable tax treatment for retirement income.
  • Cost of Living: Moderate housing costs.
  • Crime Rate: Low crime rates in the area.
  • Weather: Four seasons with mild summers.
  • Nature: Close to Lake Champlain and the Green Mountains.
  • Healthcare: Access to quality medical facilities.
  • Airport: Burlington International Airport nearby.
  • Amenities: Costco and dining options available.

3. Traverse City, Michigan​

  • Taxes: Friendly tax policies for retirees.
  • Cost of Living: Reasonable housing prices.
  • Crime Rate: Low crime rates.
  • Weather: Moderate summers; snowy winters.
  • Nature: Near Lake Michigan, with access to parks and trails.
  • Healthcare: Good local hospitals and clinics.
  • Airport: Traverse City Airport for travel.
  • Amenities: Costco and local dining options.

4. Coeur d'Alene, Idaho​

  • Taxes: Social Security not taxed; favorable for retirees.
  • Cost of Living: Relatively low housing costs.
  • Crime Rate: Low crime rates overall.
  • Weather: Mild summers; winters can be snowy but not extreme.
  • Nature: Close to lakes and mountains, excellent hiking.
  • Healthcare: Quality medical facilities available.
  • Airport: Nearby airport for travel needs.
  • Amenities: Costco and various dining options.

5. Flagstaff, Arizona​

  • Taxes: Friendly tax environment for retirees.
  • Cost of Living: Slightly higher but manageable compared to major cities.
  • Crime Rate: Generally low crime rates.
  • Weather: Cooler summers; snowy winters.
  • Nature: Close to national parks and hiking opportunities.
  • Healthcare: Access to good medical facilities.
  • Airport: Regional airport nearby.
  • Amenities: Costco and various restaurants.

6. Harrisonburg, Virginia​

  • Taxes: Favorable tax policies for retirement income.
  • Cost of Living: Affordable housing market.
  • Crime Rate: Low crime rates.
  • Weather: Mild summers; winters are typically moderate.
  • Nature: Close to the Blue Ridge Mountains and Shenandoah National Park.
  • Healthcare: Good access to healthcare facilities.
  • Airport: Regional airport within reach.
  • Amenities: Costco and dining options available.

Summary​

These locations offer a blend of mild weather, outdoor activities, affordability, and access to amenities. Each has its own unique charm, so consider visiting to see which feels like the best fit for your retirement lifestyle!
Click to expand...
ChatGPT just got fired

Seems like somewhere in the suburbs of Colorado or Idaho would work. Affordability is relative.
Click to expand...
Honestly Flagstaff makes sense as a suggestion. Duluth is way too cold in the winter. Coer d'Alene also popped into my head when I read the OP. So, not an entire ChatGPT fail.
 
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