I have WAAAAYY too many credit cards....advice needed (1 Viewer)

[Henry Ford]

Cut down to 3.

Eliminate the store cards

Keep the one with the best rate

Keep the one with the best/most versatile reward program

Keep your oldest one. The "longest open credit line" is a factor in your credit score

Get rid of the rest

This, but also keep the CareCredit card. Those things are tremendous for medical and veterinary bills.

 

[3C's]

Cut down to 3.

Eliminate the store cards

Keep the one with the best rate

Keep the one with the best/most versatile reward program

Keep your oldest one. The "longest open credit line" is a factor in your credit score

Get rid of the rest

This, but also keep the CareCredit card. Those things are tremendous for medical and veterinary bills.

Except the incorrect info that the longest open credit line is a factor in the credit score.

Intrigued by the bold though. Four dogs and 4 cats = lots of vet bills.

 

[Henry Ford]

Cut down to 3.

Eliminate the store cards

Keep the one with the best rate

Keep the one with the best/most versatile reward program

Keep your oldest one. The "longest open credit line" is a factor in your credit score

Get rid of the rest

This, but also keep the CareCredit card. Those things are tremendous for medical and veterinary bills.

Except the incorrect info that the longest open credit line is a factor in the credit score.Intrigued by the bold though. Four dogs and 4 cats = lots of vet bills.

18 months 0% interest at vets who participate.