A few years back Steve McNair was an underrated QB. Then, so many people started using the "Steve McNair is perennially underrated" argument with absolution that he actually became overrated. For years, people that saw McNair as underrated were ahead of the curve, they were sharks. By the end of it, it was so overused and poorly placed that saying it became the sign of a guppy.
This "talent over situation" phrase has followed the same path. 3-4 years ago you only heard the sharks saying it. While guppies gobbled up guys in great situations, the sharks were content to sit back and wait and get the more talented player who would shine through eventually.
Now though, people have taken it to far. "Talent over situation" is used in absolution, and that's stupid.
Situation has a place in fantasy football. A big place. I've ALWAYS been a talent over situation type guy, but people are taking it way too far. This isn't the same argument we had 5 years ago when people were talking about taking an obviously less talented player *extremely* early in drafts. We're talking about late 1st round rookie picks and mid-round redraft picks here. At that point, sometimes it's worth the risk. Mediocre talents in good situations often amount to nothing. But sometimes, and not all that rarely, they win fantasy championships for people.
Again, we're talking about the late 1st round of rookie drafts and middle rounds of regular drafts here. Most people picked in those spots are going to be busts anyway. It's not like people are passing up on Adrian Peterson for Roy Helu. They're passing up on other guys who are just as unlikely to ever amount to anything worthwhile.
The other thing that people need to start taking account of to improve their fantasy football game is that they can be wrong about players. If I'm rating two players on a scale of 1-10, and I rate one of them a 6 and one of them a 5, if the 5 is in a significantly better situation I'll take him every time. Why? Because my opinions on their talent aren't their actual talent, and if I have the two rated even semi-close (or if we're talking about two guys where I don't have either as particularly elite talents) then I'd rather take my chances with the guy who has the opportunity to be an FF superstar if that talent actually is there.
I'm still a talent over situation guy, but people use the phrase with way too much absolution nowadays. Just repeating those words doesn't make you a shark like some people seem to think it does. All I hear is "Hey guys, look at me, I heard someone say talent over situation so now I use it everywhere, that means that I really know my stuff".