*** Official 2024 Atlantic Hurricane Season Thread *** Post Helene and Milton (1 Viewer)

[Harry Manback]

What is going to happen to the Florida insurance industry?

Increase rates countrywide to offset claims.

Can't do that. Have to prove rates need an increase in each individual state.

I suspect we'll just see most all major insurance carriers pulling out of Florida entirely.

It's going to have to go to something like flood insurance where it's just run by the government because nobody will insure FL.

I can't imagine Florida will want that, sounds suspiciously like socialism.

 

[GregR]

Evacuation is a difficult thing. It works best if it starts early so there is time to get everyone out. But leave too early and there can often be a lot of uncertainty in where a storm will end up going. You could end up relocating into the path of it rather than away.

But for those in coastal and high-flood prone areas, I think it's well worth it. Friend in St Petersburg got his family to Tallahassee safely. Said he left at 11:30 am (edit to add: yesterday). What would normally be the first hour's drive took 2.5 hours. But it flowed relatively well after that, just a little slower than normal.

 

[FreeBaGeL]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

 

[beer 30]

What is going to happen to the Florida insurance industry?

Increase rates countrywide to offset claims.

Can't do that. Have to prove rates need an increase in each individual state.

I suspect we'll just see most all major insurance carriers pulling out of Florida entirely.

It's going to have to go to something like flood insurance where it's just run by the government because nobody will insure FL.

Run by the government with what money? Or are we just gonna give free houses to people on the beach now?

They underwrite flood insurance now, be the same thing. And no, we aren't giving free houses on the beach.

I can't imagine Florida will want that, sounds suspiciously like socialism.

Call it whatever, when insurance companies quit insuring Floridians, somebody will need to. The whole of Florida isn't going to just pick and move because they can't get insurance.

What is going to happen to the Florida insurance industry?

Increase rates countrywide to offset claims.

Can't do that. Have to prove rates need an increase in each individual state.

I suspect we'll just see most all major insurance carriers pulling out of Florida entirely.

I thought I remember you working in insurance, correct?

I wouldn't be surprised if it goes the way they do manufactured/mobile home insurance where they write policies that don't cover 100% of loss. It could be something like 40% if it's a total loss.

I live in an older FL community. It's not a 55 plus community but it pretty much is. Quite a few people have their homes paid off and choose to essentially self-insure and not pay the high insurance premiums. I think it's horrible idea but interesting idea nonetheless.

No, not insurance. Just a hunch based on how they operate. It's not a profitable state to be in moving forward. It's a major loss and if they aren't allowed to recoup from other states they will leave. Capitalism!

This is how it should be. It seems to me that it is about time to stop building houses in low-lying coastal regions that are prone to hurricanes. Also, we should probably discourage people from building houses in places that are subject to high wildfire risk.

We should want insurance companies to start pricing in this stuff. If they can't write profitable insurance policies, then people who live there need to understand the underlying risks and be ready to self-insure.

The stuff in NC was a freak event that it makes sense to insure against. "Hurricane season" and "wildfire season" are completely predictable and more dangerous than they were 50 years ago. Those are not freak events. "Hurricane season" is just "fall."

I live in NC and it concerns me to read articles speculating that rates statewide will increase due to Helene and follow it up with how Climate change is making weather more extreme and unpredictable, so insurance companies will begin factoring in "Unpredictable weather events" into rates.

You should be concerned, we all should be. Believe in climate change or don't, my job for the last 13 years has been focused on climate control/HVAC. The climate patterns have changed and weather has gotten more extreme. It may revert back but for the current period, winter has moved from November to January and gotten shorter. Summer hasn't necessarily gotten hotter but where it is getting hot has changed. The Northwest doesn't have homes with AC for a reason. The last 5 years they've probably had more 100 degree days then they've had in the last 50 years. Fires are more prevalent because of the lack of rain (and ****ty forest management).

 

[Dinsy Ejotuz]

It's going to have to go to something like flood insurance where it's just run by the government because nobody will insure FL.

Agreed. Except no one is going to accept the taxpayer-protection rules that come with that solution because government. Seems like a horrible mess to me and I'm not sure how we get around it short of mass migration or watching many of our fellow countryfolk ruined every time there's a natural disaster.

I expect there's close to zero political will to overcome any of the bad options that are in front of us, but something has to give. So, maybe?

 

[Capella]

understand, you evacuated out of Florida or to higher ground? Stay Safe bud
How would you like to have a son who is already a homeowner in St Pete and won't leave for a variety of reasons that are hard to explain

We went to Georgia. My home is in the last evac group but I have an anxious son and he is now laughing playing foosball at this air bnb instead of potentially watching his roof rip off. Worth every dollar and time we spent driving.

Hope your son is safe. I’m sure he’s relatively young - we both know how stubborn that age is. Looting is the least of his worries. If the worst that happens to me is my tv and some other stuff is gone that is a huge win.

25 and he knows it all


-It's coming just you wait...actually enjoy the time you have right now. I missed out on his early life, lucky to have him in my daily life now

I enjoy every day with the two of them. My life is blessed immeasurably because of them and my wife. Even if the 6 year old gets a little sassy sometimes lol.

 

[Mjolnirs]

I feel like we should have a list of Dos and Don'ts during hurricanes/major natural events and have it pinned somewhere. Things like:

DO take pictures of your house, contents, etc before the hurricane comes through.
DON'T run your generator in your house/garage. Make sure it's outside.
DO have enough water/food/non-refrigerated snacks for when the power goes out.
DO have enough of your prescriptions on hand.
DO have a copy of your insurance policy along with important numbers/contacts. Tell loved ones where you will be when the storm hits.

etc
etc

Do have some cash on hand. My friend that lives outside of Asheville reminded me of this one this morning. With no electricity, there is no using credit cards.

The prescription one always gets me. Will pharmacies refill if you are low if it is early? I know there are some medications that they are very strict on with refill frequency.

 

[GregR]

Last update from corporate guy was there are some trends it may track a little more towards Sarasota, which would help Tampa some. But it might only be in the final hours before landfall that'll know for sure.

 

[Todem]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

Yes they are really good at it.

 

[FreeBaGeL]

FWIW on the insurance discussion and socializing it in Florida, the insurance that is most relevant to this storm here (flood insurance) is already run by the government. There are no private companies that offer flood insurance in Florida. You can only buy it through the government.

 

[Doug B]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

Hurricane prognostication has changed remarkably in the last decade -- and even a lot just in the last few years.

Storms like Helene and Milton are now seen coming, with approximate tracks, no more than 10 days out. Tracks are set pretty well -- with a relatively small chance of late shifts -- about a week out ... then locked in tight by three or even four days out.

Gone were the heady days of the 1990s and early 2000s, where you could blow off a storm track coming right at your town: "Pfft! It'll turn ... it's three days out, they have no idea where it's going!"

 

[3C's]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

There's not much uncertainty to this one...but, it could go a little further south which could change things quite a bit for Tampa.

 

[FreeBaGeL]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

Hurricane prognostication has changed remarkably in the last decade -- and even a lot just in the last few years.

Storms like Helene and Milton are now seen coming, with approximate tracks, no more than 10 days out. Tracks are set pretty well -- with a relatively small chance of late shifts -- about a week out ... then locked in tight by three or even four days out.

Gone were the heady days of the 1990s and early 2000s, where you could blow off a storm track coming right at your town: "Pfft! It'll turn ... it's three days out, they have no idea where it's going!"

I feel like even 2-3 years ago they would still change a lot. I remember Ian (the last one to roll through Orlando) two years ago it changed pretty substantially and we got it a lot less directly than was predicted 4-5 days out and saw lots of path changes in that last week.

Pretty crazy what they're able to do now. It's still on the exact same path they were talking about before the thing was even classified as a tropical storm. Incredible.

 

[Ministry of Pain]

We went into the Warner bucees yesterday lol. Absolute mad house.

We travel along Western GA either 75 and then jump over to 441 or all the way on 441 and keep going up thru Madison, Milledgeville, Athens
We always stop at Black Rock Mtn/Clayton near the GA/NC state line, always a fun stop on the way to the Smokies and W.Carolina area

Buc'ees near Daytona is awful, I'll never stop at that one again, it's too hard getting on and off I-95, seems to converge with I-4 and it's just a mess
The one close to Jacksonville is easy and the one at Warner Robbins in GA while sometimes a zoo, rather easy getting on and off I-75
Even when crowded the bathrooms are still spin n span, the center BBQ sammich section is always stocked and they're making fresh ones right in front of you
10 lb bags of ice $1, always a good spot to reload the coolers with fresh ice

"Carrolls Sausage and Country Store" on the way back if you have time, good spot to check out.
They do have some hot food and you can bring back some awesome stuff if you have room in the cooler
South of Warner Robbins, not sure of the exact location, good place to stretch and walk around

 

[Yo Mama]

Time lapse video from the Dragon Endeavor flying over Milton. Crazy to see its size from space.

x.com

x.com

 

[Uruk-Hai]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

Hurricane prognostication has changed remarkably in the last decade -- and even a lot just in the last few years.

Storms like Helene and Milton are now seen coming, with approximate tracks, no more than 10 days out. Tracks are set pretty well -- with a relatively small chance of late shifts -- about a week out ... then locked in tight by three or even four days out.

Gone were the heady days of the 1990s and early 2000s, where you could blow off a storm track coming right at your town: "Pfft! It'll turn ... it's three days out, they have no idea where it's going!"

Even "regular" weather like summer thunderstorms or snow are predicted with so much accuracy now. I know it's been a thing forever to complain about the weather forecasts, but hat tip to science - they nail it a large majority of the time anymore.

 

[Ministry of Pain]

Tampa Mayor Jane Castor had a very dire warning for anyone that stays in the mandatory evacuation zones
"You will die!"

That's pretty sobering and raw coming from the leader of the city.
People can't say they weren't told to leave or they weren't warned ahead of time

 

[Ministry of Pain]

My son tells me most gas stations are empty in and around St Pete, they filled up days ago and haven't been driving around much, got all their supplies over the weekend

 

[Desert_Power]

Rep. Jeff Jackson from NC

I love this guy. He speaks the truth about what’s going on in Congress but also what is going on now in NC. He never mentions specific names, but you know who he is talking about.

It’s too bad that he got gerrrymandered out of his district for the next election but I think he will end up being state Attorney General.

He's been my Senator at the state level for a few years before that too. Used to see him around the community all the time.

Saying nothing of his politics but it is really admirable how seriously he takes his role to serve constituents and inform them.

 

[culdeus]

What is going to happen to the Florida insurance industry?

Increase rates countrywide to offset claims.

Can't do that. Have to prove rates need an increase in each individual state.

I suspect we'll just see most all major insurance carriers pulling out of Florida entirely.

It's going to have to go to something like flood insurance where it's just run by the government because nobody will insure FL.

Run by the government with what money? Or are we just gonna give free houses to people on the beach now?

They underwrite flood insurance now, be the same thing. And no, we aren't giving free houses on the beach.

I can't imagine Florida will want that, sounds suspiciously like socialism.

Call it whatever, when insurance companies quit insuring Floridians, somebody will need to. The whole of Florida isn't going to just pick and move because they can't get insurance.

What is going to happen to the Florida insurance industry?

Increase rates countrywide to offset claims.

Can't do that. Have to prove rates need an increase in each individual state.

I suspect we'll just see most all major insurance carriers pulling out of Florida entirely.

I thought I remember you working in insurance, correct?

I wouldn't be surprised if it goes the way they do manufactured/mobile home insurance where they write policies that don't cover 100% of loss. It could be something like 40% if it's a total loss.

I live in an older FL community. It's not a 55 plus community but it pretty much is. Quite a few people have their homes paid off and choose to essentially self-insure and not pay the high insurance premiums. I think it's horrible idea but interesting idea nonetheless.

No, not insurance. Just a hunch based on how they operate. It's not a profitable state to be in moving forward. It's a major loss and if they aren't allowed to recoup from other states they will leave. Capitalism!

This is how it should be. It seems to me that it is about time to stop building houses in low-lying coastal regions that are prone to hurricanes. Also, we should probably discourage people from building houses in places that are subject to high wildfire risk.

We should want insurance companies to start pricing in this stuff. If they can't write profitable insurance policies, then people who live there need to understand the underlying risks and be ready to self-insure.

The stuff in NC was a freak event that it makes sense to insure against. "Hurricane season" and "wildfire season" are completely predictable and more dangerous than they were 50 years ago. Those are not freak events. "Hurricane season" is just "fall."

I live in NC and it concerns me to read articles speculating that rates statewide will increase due to Helene and follow it up with how Climate change is making weather more extreme and unpredictable, so insurance companies will begin factoring in "Unpredictable weather events" into rates.

You should be concerned, we all should be. Believe in climate change or don't, my job for the last 13 years has been focused on climate control/HVAC. The climate patterns have changed and weather has gotten more extreme. It may revert back but for the current period, winter has moved from November to January and gotten shorter. Summer hasn't necessarily gotten hotter but where it is getting hot has changed. The Northwest doesn't have homes with AC for a reason. The last 5 years they've probably had more 100 degree days then they've had in the last 50 years. Fires are more prevalent because of the lack of rain (and ****ty forest management).

I am curious why people think the government should keep paying people to live in a impact area of hurricanes which are occuring with increasing frequency.

There are other places to live even within Florida, that would remove the financial risk.

 

[rustycolts]

My son tells me most gas stations are empty in and around St Pete, they filled up days ago and haven't been driving around much, got all their supplies over the weekend

I had to drive to Altoona to find gas
It's right outside the Ocala national forest. Every station in the Eustis,Tavares,Mt.Dora area out.

 

[Harry Manback]

What is going to happen to the Florida insurance industry?

Increase rates countrywide to offset claims.

Can't do that. Have to prove rates need an increase in each individual state.

I suspect we'll just see most all major insurance carriers pulling out of Florida entirely.

It's going to have to go to something like flood insurance where it's just run by the government because nobody will insure FL.

Run by the government with what money? Or are we just gonna give free houses to people on the beach now?

They underwrite flood insurance now, be the same thing. And no, we aren't giving free houses on the beach.

I can't imagine Florida will want that, sounds suspiciously like socialism.

Call it whatever, when insurance companies quit insuring Floridians, somebody will need to. The whole of Florida isn't going to just pick and move because they can't get insurance.

What is going to happen to the Florida insurance industry?

Increase rates countrywide to offset claims.

Can't do that. Have to prove rates need an increase in each individual state.

I suspect we'll just see most all major insurance carriers pulling out of Florida entirely.

I thought I remember you working in insurance, correct?

I wouldn't be surprised if it goes the way they do manufactured/mobile home insurance where they write policies that don't cover 100% of loss. It could be something like 40% if it's a total loss.

I live in an older FL community. It's not a 55 plus community but it pretty much is. Quite a few people have their homes paid off and choose to essentially self-insure and not pay the high insurance premiums. I think it's horrible idea but interesting idea nonetheless.

No, not insurance. Just a hunch based on how they operate. It's not a profitable state to be in moving forward. It's a major loss and if they aren't allowed to recoup from other states they will leave. Capitalism!

This is how it should be. It seems to me that it is about time to stop building houses in low-lying coastal regions that are prone to hurricanes. Also, we should probably discourage people from building houses in places that are subject to high wildfire risk.

We should want insurance companies to start pricing in this stuff. If they can't write profitable insurance policies, then people who live there need to understand the underlying risks and be ready to self-insure.

The stuff in NC was a freak event that it makes sense to insure against. "Hurricane season" and "wildfire season" are completely predictable and more dangerous than they were 50 years ago. Those are not freak events. "Hurricane season" is just "fall."

I live in NC and it concerns me to read articles speculating that rates statewide will increase due to Helene and follow it up with how Climate change is making weather more extreme and unpredictable, so insurance companies will begin factoring in "Unpredictable weather events" into rates.

You should be concerned, we all should be. Believe in climate change or don't, my job for the last 13 years has been focused on climate control/HVAC. The climate patterns have changed and weather has gotten more extreme. It may revert back but for the current period, winter has moved from November to January and gotten shorter. Summer hasn't necessarily gotten hotter but where it is getting hot has changed. The Northwest doesn't have homes with AC for a reason. The last 5 years they've probably had more 100 degree days then they've had in the last 50 years. Fires are more prevalent because of the lack of rain (and ****ty forest management).

Why should I pay for people in Florida to have insurance? Unless you think the state of Florida will sponsor it?

 

[Harry Manback]

What is going to happen to the Florida insurance industry?

Increase rates countrywide to offset claims.

Can't do that. Have to prove rates need an increase in each individual state.

I suspect we'll just see most all major insurance carriers pulling out of Florida entirely.

It's going to have to go to something like flood insurance where it's just run by the government because nobody will insure FL.

Run by the government with what money? Or are we just gonna give free houses to people on the beach now?

They underwrite flood insurance now, be the same thing. And no, we aren't giving free houses on the beach.

I can't imagine Florida will want that, sounds suspiciously like socialism.

Call it whatever, when insurance companies quit insuring Floridians, somebody will need to. The whole of Florida isn't going to just pick and move because they can't get insurance.

What is going to happen to the Florida insurance industry?

Increase rates countrywide to offset claims.

Can't do that. Have to prove rates need an increase in each individual state.

I suspect we'll just see most all major insurance carriers pulling out of Florida entirely.

I thought I remember you working in insurance, correct?

I wouldn't be surprised if it goes the way they do manufactured/mobile home insurance where they write policies that don't cover 100% of loss. It could be something like 40% if it's a total loss.

I live in an older FL community. It's not a 55 plus community but it pretty much is. Quite a few people have their homes paid off and choose to essentially self-insure and not pay the high insurance premiums. I think it's horrible idea but interesting idea nonetheless.

No, not insurance. Just a hunch based on how they operate. It's not a profitable state to be in moving forward. It's a major loss and if they aren't allowed to recoup from other states they will leave. Capitalism!

This is how it should be. It seems to me that it is about time to stop building houses in low-lying coastal regions that are prone to hurricanes. Also, we should probably discourage people from building houses in places that are subject to high wildfire risk.

We should want insurance companies to start pricing in this stuff. If they can't write profitable insurance policies, then people who live there need to understand the underlying risks and be ready to self-insure.

The stuff in NC was a freak event that it makes sense to insure against. "Hurricane season" and "wildfire season" are completely predictable and more dangerous than they were 50 years ago. Those are not freak events. "Hurricane season" is just "fall."

I live in NC and it concerns me to read articles speculating that rates statewide will increase due to Helene and follow it up with how Climate change is making weather more extreme and unpredictable, so insurance companies will begin factoring in "Unpredictable weather events" into rates.

You should be concerned, we all should be. Believe in climate change or don't, my job for the last 13 years has been focused on climate control/HVAC. The climate patterns have changed and weather has gotten more extreme. It may revert back but for the current period, winter has moved from November to January and gotten shorter. Summer hasn't necessarily gotten hotter but where it is getting hot has changed. The Northwest doesn't have homes with AC for a reason. The last 5 years they've probably had more 100 degree days then they've had in the last 50 years. Fires are more prevalent because of the lack of rain (and ****ty forest management).

I am curious why people think the government should keep paying people to live in a impact area of hurricanes which are occuring with increasing frequency.

There are other places to live even within Florida, that would remove the financial risk.

I suppose if it's the Florida government paying for it that's one thing. Federal though? Nope.

 

[FreeBaGeL]

What is going to happen to the Florida insurance industry?

Increase rates countrywide to offset claims.

Can't do that. Have to prove rates need an increase in each individual state.

I suspect we'll just see most all major insurance carriers pulling out of Florida entirely.

It's going to have to go to something like flood insurance where it's just run by the government because nobody will insure FL.

Run by the government with what money? Or are we just gonna give free houses to people on the beach now?

They underwrite flood insurance now, be the same thing. And no, we aren't giving free houses on the beach.

I can't imagine Florida will want that, sounds suspiciously like socialism.

Call it whatever, when insurance companies quit insuring Floridians, somebody will need to. The whole of Florida isn't going to just pick and move because they can't get insurance.

What is going to happen to the Florida insurance industry?

Increase rates countrywide to offset claims.

Can't do that. Have to prove rates need an increase in each individual state.

I suspect we'll just see most all major insurance carriers pulling out of Florida entirely.

I thought I remember you working in insurance, correct?

I wouldn't be surprised if it goes the way they do manufactured/mobile home insurance where they write policies that don't cover 100% of loss. It could be something like 40% if it's a total loss.

I live in an older FL community. It's not a 55 plus community but it pretty much is. Quite a few people have their homes paid off and choose to essentially self-insure and not pay the high insurance premiums. I think it's horrible idea but interesting idea nonetheless.

No, not insurance. Just a hunch based on how they operate. It's not a profitable state to be in moving forward. It's a major loss and if they aren't allowed to recoup from other states they will leave. Capitalism!

This is how it should be. It seems to me that it is about time to stop building houses in low-lying coastal regions that are prone to hurricanes. Also, we should probably discourage people from building houses in places that are subject to high wildfire risk.

We should want insurance companies to start pricing in this stuff. If they can't write profitable insurance policies, then people who live there need to understand the underlying risks and be ready to self-insure.

The stuff in NC was a freak event that it makes sense to insure against. "Hurricane season" and "wildfire season" are completely predictable and more dangerous than they were 50 years ago. Those are not freak events. "Hurricane season" is just "fall."

I live in NC and it concerns me to read articles speculating that rates statewide will increase due to Helene and follow it up with how Climate change is making weather more extreme and unpredictable, so insurance companies will begin factoring in "Unpredictable weather events" into rates.

You should be concerned, we all should be. Believe in climate change or don't, my job for the last 13 years has been focused on climate control/HVAC. The climate patterns have changed and weather has gotten more extreme. It may revert back but for the current period, winter has moved from November to January and gotten shorter. Summer hasn't necessarily gotten hotter but where it is getting hot has changed. The Northwest doesn't have homes with AC for a reason. The last 5 years they've probably had more 100 degree days then they've had in the last 50 years. Fires are more prevalent because of the lack of rain (and ****ty forest management).

I am curious why people think the government should keep paying people to live in a impact area of hurricanes which are occuring with increasing frequency.

There are other places to live even within Florida, that would remove the financial risk.

I suppose if it's the Florida government paying for it that's one thing. Federal though? Nope.

They already do. Flood insurance in Florida can only be purchased through FEMA. It's been that way for a while.

 

[WDIK2]

Stay safe everyone. Wishing all of you the best.

Question for those that have jobs requiring you to be on-site/in the office. How do employers handle the "forced" time off if you need to evacuate? Use PTO if you have it? Just a cost of doing business for companies that have facilities in these areas?

 

[FreeBaGeL]

Stay safe everyone. Wishing all of you the best.

Question for those that have jobs requiring you to be on-site/in the office. How do employers handle the "forced" time off if you need to evacuate? Use PTO if you have it? Just a cost of doing business for companies that have facilities in these areas?

If you're working remote from a hurricane affected area for a business that is located in a non-hurricane area I would imagine you'd have to use PTO.

If the company is the one in the hurricane affected area, I can't imagine they would make you use PTO if they close the office. Our company never did even when they were precautionary closures for hurricane days that ended up being bright and sunny back in the past before they could predict these things as well.

 

[IvanKaramazov]

I am curious why people think the government should keep paying people to live in a impact area of hurricanes which are occuring with increasing frequency.

There are other places to live even within Florida, that would remove the financial risk.

I feel bad for the people who living in affected in areas right now. Many/most of those people are longtime residents who grew up in the state, or who moved there 20 years ago when climate change was less of a factor. Nudging those people -- or giving those people a hard elbow -- to get them to move elsewhere seems kind of cruel.

But we need to get people out of these places. I felt the same way after Katrina, and I still feel that way about New Orleans. At some point, it is more cruel to subsidize people who move into harm's way than it is to rip off the band aid and start some overdue internal migration.

 

[beer 30]

I am curious why people think the government should keep paying people to live in a impact area of hurricanes which are occuring with increasing frequency.

There are other places to live even within Florida, that would remove the financial risk.

Why should I pay for people in Florida to have insurance? Unless you think the state of Florida will sponsor it?

Forget it guys, that's not what I'm saying and I'm no mood to get into an inane discussion of "what do you mean then?" **** Florida, all 23 million of them. That better?

They already do. Flood insurance in Florida can only be purchased through FEMA. It's been that way for a while.

Thank you, enjoy explaining it to the two above you.

 

[Mookie]

My 90+ year old in laws just headed down from Michigan to their place in Englewood, FL last week - Why they couldn't wait until after Thanksgiving, nobody knows. Brought their son and DIL to help them travel and move in. They are now under evacuation. DIL freaked out yesterday am, rented a car, and left to drive back to Michigan. In laws refused to go and son agreed, saying she was overreacting, so they went out to dinner with friends last night who told them that this is just a big government overreaction. Son is an "everything will be fine, we have plenty of leftovers and I can fix things" type. Angry at my SIL for just throwing in the towel and leaving but she is an I'm getting the first seat on the lifeboat type.

It took all day, but my wife and her sisters finally convinced their brother to get them out of there this morning, so they are driving to Gainesville, where they have a cousin who is eager to help. Gainesville is not ideal as it is still on the edge of Hurricane warning, but at least they are getting away from the storm surge. In laws are pissed at being inconvenienced - whatever. They are too old to take care of themselves if it really hits the fan. I'm guessing they might just keep driving north and spend another month in Michigan if the aftermath is as bad as they are predicting,

 

[beer 30]

My 90+ year old in laws just headed down from Michigan to their place in Englewood, FL last week - Why they couldn't wait until after Thanksgiving, nobody knows. Brought their son and DIL to help them travel and move in. They are now under evacuation. DIL freaked out yesterday am, rented a car, and left to drive back to Michigan. In laws refused to go and son agreed, saying she was overreacting, so they went out to dinner with friends last night who told them that this is just a big government overreaction. Son is an "everything will be fine, we have plenty of leftovers and I can fix things" type. Angry at my SIL for just throwing in the towel and leaving but she is an I'm getting the first seat on the lifeboat type.

It took all day, but my wife and her sisters finally convinced their brother to get them out of there this morning, so they are driving to Gainesville, where they have a cousin who is eager to help. Gainesville is not ideal as it is still on the edge of Hurricane warning, but at least they are getting away from the storm surge. In laws are pissed at being inconvenienced - whatever. They are too old to take care of themselves if it really hits the fan. I'm guessing they might just keep driving north and spend another month in Michigan if the aftermath is as bad as they are predicting,

That sounds like a real hoot to have to deal with

 

[gump]

Stay safe everyone. Wishing all of you the best.

Question for those that have jobs requiring you to be on-site/in the office. How do employers handle the "forced" time off if you need to evacuate? Use PTO if you have it? Just a cost of doing business for companies that have facilities in these areas?

Cost of doing business.

 

[PIK95]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

There's not much uncertainty to this one...but, it could go a little further south which could change things quite a bit for Tampa.

I brought that up here yesterday, but was mocked. Just sayin...

 

[culdeus]

North vs South of Tampa is the difference between another 0 getting added onto the damage total. 5pm track advisory is sweaty.

 

[Chemical X]

My 90+ year old in laws just headed down from Michigan to their place in Englewood, FL last week - Why they couldn't wait until after Thanksgiving, nobody knows. Brought their son and DIL to help them travel and move in. They are now under evacuation. DIL freaked out yesterday am, rented a car, and left to drive back to Michigan. In laws refused to go and son agreed, saying she was overreacting, so they went out to dinner with friends last night who told them that this is just a big government overreaction. Son is an "everything will be fine, we have plenty of leftovers and I can fix things" type. Angry at my SIL for just throwing in the towel and leaving but she is an I'm getting the first seat on the lifeboat type.

It took all day, but my wife and her sisters finally convinced their brother to get them out of there this morning, so they are driving to Gainesville, where they have a cousin who is eager to help. Gainesville is not ideal as it is still on the edge of Hurricane warning, but at least they are getting away from the storm surge. In laws are pissed at being inconvenienced - whatever. They are too old to take care of themselves if it really hits the fan. I'm guessing they might just keep driving north and spend another month in Michigan if the aftermath is as bad as they are predicting,

That sounds like a real hoot to have to deal with

i love the big government overreaction types. also the ones that will complain first about FEMA not sending a private jet to grab from off their roof.

 

[Ministry of Pain]

Stay safe everyone. Wishing all of you the best.

Question for those that have jobs requiring you to be on-site/in the office. How do employers handle the "forced" time off if you need to evacuate? Use PTO if you have it? Just a cost of doing business for companies that have facilities in these areas?

My son works in IT for one of the bigger construction companies in St Pete
He was sent home yesterday, many didn't even show up to work and he's working from home which he's done previously for them, he has a command center set up

He's not that far from the offices so he'll be one of the first to check back in, this company has folks that drive well over an hour to get there, one of them took over 3 hours getting home
Cost of doing business I would say

I am sure part of the reason my son has decided to hunker down in St Pete has something to do with his job/work, I wish that weren't the case

 

[3C's]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

There's not much uncertainty to this one...but, it could go a little further south which could change things quite a bit for Tampa.

I brought that up here yesterday, but was mocked. Just sayin...

I went back to that post and gotta say I'm not seeing the mocking. But, only a little further south, not way farther south. Storm surge in Tampa of 15' vs a 5-10 feet would make a world of difference there.

 

[Dinsy Ejotuz]

I am curious why people think the government should keep paying people to live in a impact area of hurricanes which are occuring with increasing frequency.

Probably because there are something like 60MM people living in coastal areas that are at significant hurricane risk. Moving 1/6th of the entire country from places where there are already houses to somewhere else, where there aren't currently houses, might come with some sizeable unforseens. And a whole bunch of easily seens.

 

[PIK95]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

There's not much uncertainty to this one...but, it could go a little further south which could change things quite a bit for Tampa.

I brought that up here yesterday, but was mocked. Just sayin...

I went back to that post and gotta say I'm not seeing the mocking. But, only a little further south, not way farther south. Storm surge in Tampa of 15' vs a 5-10 feet would make a world of difference there.

I felt it, and it made me not post any more on the subject, but maybe I'm just sensitive.

 

[Mrs. Rannous]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

There's not much uncertainty to this one...but, it could go a little further south which could change things quite a bit for Tampa.

I brought that up here yesterday, but was mocked. Just sayin...

I went back to that post and gotta say I'm not seeing the mocking. But, only a little further south, not way farther south. Storm surge in Tampa of 15' vs a 5-10 feet would make a world of difference there.

I felt it, and it made me not post any more on the subject, but maybe I'm just sensitive.

I think you saw something that truly wasn't there. (I just checked.)

 

[PIK95]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

There's not much uncertainty to this one...but, it could go a little further south which could change things quite a bit for Tampa.

I brought that up here yesterday, but was mocked. Just sayin...

I went back to that post and gotta say I'm not seeing the mocking. But, only a little further south, not way farther south. Storm surge in Tampa of 15' vs a 5-10 feet would make a world of difference there.

The point I wanted to explore a little was that there were two possibilities of it being steered late, north or south by either trough (spelling?) The glades were still in play when I posted it, but it seems that it will definitely be more of an in between-er (Tampa to Ft My) now. I'm still trying to figure out where the slow down is happening or happened that pushed landfall back to Thursday morning. There seems to be alot of white noise on TV right now at least. But the Yuk definitely took some steam from it as it is back up to 922. Now we pray it stays there.

 

[3C's]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

There's not much uncertainty to this one...but, it could go a little further south which could change things quite a bit for Tampa.

I brought that up here yesterday, but was mocked. Just sayin...

I went back to that post and gotta say I'm not seeing the mocking. But, only a little further south, not way farther south. Storm surge in Tampa of 15' vs a 5-10 feet would make a world of difference there.

The point I wanted to explore a little was that there were two possibilities of it being steered late, north or south by either trough (spelling?) The glades were still in play when I posted it, but it seems that it will definitely be more of an in between-er (Tampa to Ft My) now. I'm still trying to figure out where the slow down is happening or happened that pushed landfall back to Thursday morning. There seems to be alot of white noise on TV right now at least. But the Yuk definitely took some steam from it as it is back up to 922. Now we pray it stays there.

Land interaction (friction) could weaken it but this weakening was from eyewall replacement. The hope was it won't reintensify but it looks like it will/is.

 

[Mrs. Rannous]

I'm still trying to figure out where the slow down is happening

Also could be a function of the two main steering currents. There's a low over Texas/Louisiana, and a high over Caribbean. Their rotation is funneling the hurricane toward Florida. Neither system is especially strong. Any variance in the speed of their circulation affects the forward speed of Milton.

 

[Ministry of Pain]

I can't believe this thing hasn't changed the expected path yet. Usually by this time it's changed like 4 times. It's almost like if you're in the path 4 days out you're probably in the safest spot because it always changes. Are they getting that good at predicting these things?

There's not much uncertainty to this one...but, it could go a little further south which could change things quite a bit for Tampa.

I brought that up here yesterday, but was mocked. Just sayin...

I went back to that post and gotta say I'm not seeing the mocking. But, only a little further south, not way farther south. Storm surge in Tampa of 15' vs a 5-10 feet would make a world of difference there.

I felt it, and it made me not post any more on the subject, but maybe I'm just sensitive.

Keep em coming, I've ben shooting from the hip based on my previous experiences but I also am trying hard to be supportive of any mandatory warnings/evacuations
The East and North side of this storm by the time it makes landfall, St Pete and Tampa really won't benefit a lot from Sarasota if that's where it makes landfall

Also so many folks evacuated Tampa and went to Orlando, that's going to be a misstep IMHO, the storm is going to plow right thru Central Florida
And that's what i mean about people who evacuate that aren't as bright as other folks like Capella, going to Georgia is/was smart, so would the panhandle of FL this time around, that's where we sent the grandparents in the WInnebago - out of harms way if you are going to flee

But to flee Tampa, Sarasota, Ft Myers and go to Orlando, I never understand that.
Storm surge I do understand but the Tampa mayor herself said you don't need to flee the city, you just need to get out of the flood zones
And already there are reports of cars stalling out on the freeways clogging up traffic
Not everyone has a brand new SUV to flee in

 

[Mrs. Rannous]

But to flee Tampa, Sarasota, Ft Myers and go to Orlando, I never understand that.

There are hotel rooms and no storm surge. The wind is a much lesser problem. Just don't hang out by the windows.

There's no way everyone is making it to Georgia.

 

[gump]

I’ve got a hotel room reserved south in St Lucie…for the weekend. If power is gone we’re out for a few days…as long as we can drive there.

 

[gump]

North vs South of Tampa is the difference between another 0 getting added onto the damage total. 5pm track advisory is sweaty.

It’s out … any real news?

 

[CletiusMaximus]

Good luck everyone and stay safe.

I have a ton of family in Clearwater/St. Pete area and they are all moved into a few of the family members who live in safe zones. My cousin lives on the canal in Palm Harbor and is still reeling from Helene but has left his house again and is staying with friends on higher ground.

 

[Osaurus]

North vs South of Tampa is the difference between another 0 getting added onto the damage total. 5pm track advisory is sweaty.

It’s out … any real news?

Slightly southward track

 

[Mookie]

Sarasota County just ordered evacuation of Level C areas. Levels A, B, and manufactured and mobile homes were ordered yesterday.

 

[HellToupee]

These guys from Tampa are on live now saying it’s hitting south of the bay

WFLA

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Clearwater 18+ inches of rain
Wesley Chapel 12-18”