PayPal is Hillary Clinton (1 Viewer)

[Doctor Detroit]

That's what you get for trying to buy a Rynocock.

 

[NutterButter]

I guess u missed the part where you use your CC through PayPal. I agree it's not smart to use a real banking account there.

Hell, I'll post my credit card number on a bathroom wall. One fraudulent charge and I can report it stolen and I don't owe a thing. Here we're talking about your checking account. I have been deprived of $500 for a few days. In the end it's little more than an inconvenience but it's clearly worse than a credit card being compromised.

Yeah but if you use it a lot, it's a huge inconvenience not to have your checking account linked. As a buyer, if I'm using a credit card I have to remember to immediately make a payment to the CC bank or I'll probably end up carrying that transaction into the next month and incurring interest charges. As a seller, now I can't transfer money to checking; I have to request a physical check. Everything gets slowed down.

I'm not following the buyer scenario you're talking about. If my CC bill is due on say the 6/15 and I buy something on the 6/10, I have until 7/15 to pay the CC for that transaction before acquiring interest on that.

 

[McGarnicle]

I guess u missed the part where you use your CC through PayPal. I agree it's not smart to use a real banking account there.

Hell, I'll post my credit card number on a bathroom wall. One fraudulent charge and I can report it stolen and I don't owe a thing. Here we're talking about your checking account. I have been deprived of $500 for a few days. In the end it's little more than an inconvenience but it's clearly worse than a credit card being compromised.

Yeah but if you use it a lot, it's a huge inconvenience not to have your checking account linked. As a buyer, if I'm using a credit card I have to remember to immediately make a payment to the CC bank or I'll probably end up carrying that transaction into the next month and incurring interest charges. As a seller, now I can't transfer money to checking; I have to request a physical check. Everything gets slowed down.

I have a secondary (low $$) bank account that's linked. I'd never let a third party have access to my real accounts.If you are a buyer the CC can send you a bill each month so you don't forget (plus you earn points by using a CC).

If you are a seller there are several ways to move money out of the bank account fast.

I think the secondary account is the way I'll end up going. Remove my main checking account entirely.

 

[comfortably numb]

I don't know how you guys get screwed over with paypal. Other than Amazon, everything I buy on the net goes through paypal and I've never had a problem. I absolutely love the convenience.

My experience thus far has only been positive as well.

Most people who have a big issue with paypal are people who have been selling an item.

Minor things like holding your funds, limited withdrawals on YOUR money and all the way to you selling a $500 item, shipping it, deebag receives item opens a claim with PP that they never received it and now you are out of your $500 and the item you sold.

 

[comfortably numb]

and don't get me started on :wadeboggs:

 

[dickey moe]

That's what you get for trying to buy a Rynocock.

But it was free shipping!

 

[17seconds]

Maybe I'm missing something but PayPal is a major pain in the ### for recurring billing. There's a company I use which takes a fee out every month and they only do it through PayPal. But you have to hold a balance - it won't go directly to the verified bank account you have behind PayPal.

So I always have to make sure I've got enough in there. If I don't I have to do a transfer, which usually takes a few days. So I'm constantly monitoring it and reloading it at least a few days before I get billed.

I better check it now, I can't remember how much is in there...

 

[Buddy Ball 2K3]

Had a similar issue a few years ago. I called and went nuts and the guy on the other end asked why I wasn't using all of their security functions. They have a service that all transactions and sign in actions must for get verification via a code that is texted to your phone. Zero issues since then.

 

[[icon]]

I guess u missed the part where you use your CC through PayPal. I agree it's not smart to use a real banking account there.

Hell, I'll post my credit card number on a bathroom wall. One fraudulent charge and I can report it stolen and I don't owe a thing. Here we're talking about your checking account. I have been deprived of $500 for a few days. In the end it's little more than an inconvenience but it's clearly worse than a credit card being compromised.

Yeah but if you use it a lot, it's a huge inconvenience not to have your checking account linked. As a buyer, if I'm using a credit card I have to remember to immediately make a payment to the CC bank or I'll probably end up carrying that transaction into the next month and incurring interest charges. As a seller, now I can't transfer money to checking; I have to request a physical check. Everything gets slowed down.

I have a secondary (low $$) bank account that's linked. I'd never let a third party have access to my real accounts.If you are a buyer the CC can send you a bill each month so you don't forget (plus you earn points by using a CC).

If you are a seller there are several ways to move money out of the bank account fast.

I think the secondary account is the way I'll end up going. Remove my main checking account entirely.

Yep this is actually a pretty good idea given I use paypal quite a bit.

 

[McGarnicle]

Had a similar issue a few years ago. I called and went nuts and the guy on the other end asked why I wasn't using all of their security functions. They have a service that all transactions and sign in actions must for get verification via a code that is texted to your phone. Zero issues since then.

Jebus, that is actually an awesome feature. No idea why they didn't suggest that yesterday or why it's buried in their site. Just activated that and it works great. That pretty much ensures my account can't get hacked again (unless the ******** steals my phone too).

 

[thecatch]

Had a similar issue a few years ago. I called and went nuts and the guy on the other end asked why I wasn't using all of their security functions. They have a service that all transactions and sign in actions must for get verification via a code that is texted to your phone. Zero issues since then.

Jebus, that is actually an awesome feature. No idea why they didn't suggest that yesterday or why it's buried in their site. Just activated that and it works great. That pretty much ensures my account can't get hacked again (unless the ******** steals my phone too).

Just added it to my account. Thanks for the tip.

 

[Nathan R. Jessep]

Had a similar issue a few years ago. I called and went nuts and the guy on the other end asked why I wasn't using all of their security functions. They have a service that all transactions and sign in actions must for get verification via a code that is texted to your phone. Zero issues since then.

Jebus, that is actually an awesome feature. No idea why they didn't suggest that yesterday or why it's buried in their site. Just activated that and it works great. That pretty much ensures my account can't get hacked again (unless the ******** steals my phone too).

Just added it to my account. Thanks for the tip.

Is that what they call the "Security key"?

 

[thecatch]

Had a similar issue a few years ago. I called and went nuts and the guy on the other end asked why I wasn't using all of their security functions. They have a service that all transactions and sign in actions must for get verification via a code that is texted to your phone. Zero issues since then.

Jebus, that is actually an awesome feature. No idea why they didn't suggest that yesterday or why it's buried in their site. Just activated that and it works great. That pretty much ensures my account can't get hacked again (unless the ******** steals my phone too).

Just added it to my account. Thanks for the tip.

Is that what they call the "Security key"?

I think so.

 

[[icon]]

Had a similar issue a few years ago. I called and went nuts and the guy on the other end asked why I wasn't using all of their security functions. They have a service that all transactions and sign in actions must for get verification via a code that is texted to your phone. Zero issues since then.

Jebus, that is actually an awesome feature. No idea why they didn't suggest that yesterday or why it's buried in their site. Just activated that and it works great. That pretty much ensures my account can't get hacked again (unless the ******** steals my phone too).

Just added it to my account. Thanks for the tip.

Ditto.

Paypal seeming LESS like Satan now....

 

[McGarnicle]

Had a similar issue a few years ago. I called and went nuts and the guy on the other end asked why I wasn't using all of their security functions. They have a service that all transactions and sign in actions must for get verification via a code that is texted to your phone. Zero issues since then.

Jebus, that is actually an awesome feature. No idea why they didn't suggest that yesterday or why it's buried in their site. Just activated that and it works great. That pretty much ensures my account can't get hacked again (unless the ******** steals my phone too).

Just added it to my account. Thanks for the tip.

Ditto.

Paypal seeming LESS like Satan now....

I can't figure out how to change the thread title.

 

[NutterButter]

I don't know how you guys get screwed over with paypal. Other than Amazon, everything I buy on the net goes through paypal and I've never had a problem. I absolutely love the convenience.

My experience thus far has only been positive as well.

Most people who have a big issue with paypal are people who have been selling an item.

Minor things like holding your funds, limited withdrawals on YOUR money and all the way to you selling a $500 item, shipping it, deebag receives item opens a claim with PP that they never received it and now you are out of your $500 and the item you sold.

I could see that but you can mitigate that by not selling to someone that doesn't have a high rating. Not sure what else could be done besides decreasing the protections that the buyer has.

 

[Statcruncher]

I was an early adopter of Paypal as I sold thousands of items on eBay. I had it linked to my checking account and it was easy to transfer cash back and forth, completely awesome. Then the "buyer protection" era started and I started getting B.S. holds/frozen funds. I closed the checking account that I had linked to Paypal and added a Mastercard as the only linked funding option. Sure, it takes a couple days to get a check from them, but that's way better than allowing them access to my bank. Every time I log on the Paypal website it prompts me to update my bank accounts, uh, no.

 

[McGarnicle]

I was an early adopter of Paypal as I sold thousands of items on eBay. I had it linked to my checking account and it was easy to transfer cash back and forth, completely awesome. Then the "buyer protection" era started and I started getting B.S. holds/frozen funds. I closed the checking account that I had linked to Paypal and added a Mastercard as the only linked funding option. Sure, it takes a couple days to get a check from them, but that's way better than allowing them access to my bank. Every time I log on the Paypal website it prompts me to update my bank accounts, uh, no.

I sold a hard drive on Ebay a long time ago and was scammed by their buyer protection. I sold and shipped the item, then the buyer said it was an unauthorized purchase. Kept the hard drive, the funds were charged back and I was basically screwed. I forget all the exact details but distinctly remember that the recipient's address was "confirmed" according to PayPal which at the time I assumed meant I was protected no matter what. Not sure exactly how the scam worked but I remember being really enraged by the whole thing.

 

[[icon]]

Paypal seeming LESS like Satan now....

I can't figure out how to change the thread title.

Paypal is Hillary Clinton?

 

[McGarnicle]

Paypal seeming LESS like Satan now....

I can't figure out how to change the thread title.

Paypal is Hillary Clinton?

I'm cool with it. My only option under Topic Moderation is to delete the whole thread though. Mods?

 

[[icon]]

Paypal seeming LESS like Satan now....

I can't figure out how to change the thread title.

Paypal is Hillary Clinton?

I'm cool with it. My only option under Topic Moderation is to delete the whole thread though. Mods?

I had no idea you had the "Otis" modset.

 

[Nathan R. Jessep]

Paypal seeming LESS like Satan now....

I can't figure out how to change the thread title.

Paypal is Hillary Clinton?

I'm cool with it. My only option under Topic Moderation is to delete the whole thread though. Mods?

Edit Post #1, then hit the Use Full Editor button

 

[McGarnicle]

Paypal seeming LESS like Satan now....

I can't figure out how to change the thread title.

Paypal is Hillary Clinton?

I'm cool with it. My only option under Topic Moderation is to delete the whole thread though. Mods?

Edit Post #1, then hit the Use Full Editor button

Thanks.

 

[Dinsy Ejotuz]

Thanks for the Security Key thing... nice feature.

Have I got it right that as long as I'm not selling anything I'm more or less ripoff free at this point?

 

[[icon]]

at thread title

 

[McGarnicle]

Updates:

1. The money will be back in my account overnight tonight.
2. Yesterday when I finally spoke to someone at PayPal, she said 5 hours on hold is not the norm and I must have been dumped into some kind of phone queue glitch thing. So to test that theory, I just tried again. A live person picked up within 5 minutes.