question about a new roof (1 Viewer)

[Quez]

I got 3 estimates ranging from 10,500-12,800. The house is about 2k sqft, with a small flat portion over part of the back porch.

My question is regarding the peel & stick. Does anyone know what kind of insurance savings you get by having this instead of the regular tar paper. It's about $500 more.

 

[johnnycakes]

Don't have a clue. But I just got roof estimates ranging from around $10k to over $100k depending on whether I wanted low-grade asphalt or 16oz copper.

 

[STEADYMOBBIN 22]

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

 

[STEADYMOBBIN 22]

Don't have a clue. But I just got roof estimates ranging from around $10k to over $100k depending on whether I wanted low-grade asphalt or 16oz copper.

My wife's cousin got $100 for a guy to cone out and give us an estimate. All he did for 5 minutes was remark how our roof was so big. Quoted me $50k. I couldn't get him out the door fast enough.

 

[Quez]

Driving around finding roofers is probably a similar process to driving around finding Meth.

 

[DCThunder]

I just had a new roof installed on my townhouse. It cost $7,500.

That is all...

 

[johnnycakes]

I also know a roofer from AA - sober well over 30 years - who used to be a roofer and who swears ALL roofers are drunks! fwiw.

 

[STEADYMOBBIN 22]

Driving around finding roofers is probably a similar process to driving around finding Meth.

How so?

 

[DCThunder]

I also know a roofer from AA - sober well over 30 years - who used to be a roofer and who swears ALL roofers are drunks! fwiw.

The guys who did my roof were all from Bolivia. They didn't appear to be drinkers.

 

[D in the D]

I also know a roofer from AA - sober well over 30 years - who used to be a roofer and who swears ALL roofers are drunks! fwiw.

Assuming they don't drink on the job (which would be totally crazy), roofer has to be up there on my list of jobs to NOT show up to hungover.

 

[Quez]

Driving around finding roofers is probably a similar process to driving around finding Meth.

How so?

Well, I'd probably look at places like dirt tracks, bridges to fish off of, biker bars, or trashy strip clubs at happy hour .

 

[xulf]

Driving around finding roofers is probably a similar process to driving around finding Meth.

How so?

In most of the US, roofers aren't just standing around street corners looking for work.

 

[Bucks]

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

If you do this then buy your own workers comp policy for the job. This is one of the highest injury % jobs and has the highest insurance costs for this reason.

 

[johnnycakes]

I also know a roofer from AA - sober well over 30 years - who used to be a roofer and who swears ALL roofers are drunks! fwiw.

Assuming they don't drink on the job (which would be totally crazy), roofer has to be up there on my list of jobs to NOT show up to hungover.

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

If you do this then buy your own workers comp policy for the job. This is one of the highest injury % jobs and has the highest insurance costs for this reason.

 

[eoMMan]

Driving around finding roofers is probably a similar process to driving around finding Meth.

Crowther residential roofing.....WE'RE ON TOP!!!!

Their commercials are catchy.

 

[MC Gas Money]

I also know a roofer from AA - sober well over 30 years - who used to be a roofer and who swears ALL roofers are drunks! fwiw.

Assuming they don't drink on the job (which would be totally crazy), roofer has to be up there on my list of jobs to NOT show up to hungover.

Seems like heroin would be the drug of choice in that field.

Those guys never fall over.

 

[NutterButter]

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

Drive around where? What town do you live in where roofers are just hanging around? How do you even know they're roofers?

 

[jps]

I got 3 estimates ranging from 10,500-12,800. The house is about 2k sqft, with a small flat portion over part of the back porch.

My question is regarding the peel & stick. Does anyone know what kind of insurance savings you get by having this instead of the regular tar paper. It's about $500 more.

The peel and stick goes by many names like ice and water guard or ice shield. It is a superior underlayment over standard tar paper and is worth the upgrade depending on the roof material being used over it. The ice and water will last longer and be more leak resistant than tar papers. If you are in a northern or cold climate area it really helps against the ice back up at eaves and valleys. Most nail holes will self seal with the higher end ice and water products as well. If you are dealing with a higher end roof product having the underlayment last as long and function as well as the primary roof product makes it absolute value upgrade. Especially if you going to be living in your house for any length of time. If it is fix and flip maybe it not worth giving the next owner the peace of mind or spending the extra money.

 

[STEADYMOBBIN 22]

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

Drive around where? What town do you live in where roofers are just hanging around? How do you even know they're roofers?

Because they are installing a new roof. On someone's house.

 

[Quez]

Got aN email back from the insurance adjuster and they said the peel & stick only saves about $50 a year. I'm going to just go with the tar paper seeing as I don't plan to be in the house 10+ yrs.

 

[STEADYMOBBIN 22]

Driving around finding roofers is probably a similar process to driving around finding Meth.

How so?

In most of the US, roofers aren't just standing around street corners looking for work.

Jesus Harold Christ. See my post above.

 

[belljr]

How many current layers?

 

[STEADYMOBBIN 22]

Got aN email back from the insurance adjuster and they said the peel & stick only saves about $50 a year. I'm going to just go with the tar paper seeing as I don't plan to be in the house 10+ yrs.

Why is an insurance adjuster involved?

 

[ROCKET]

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

If you do this then buy your own workers comp policy for the job. This is one of the highest injury % jobs and has the highest insurance costs for this reason.

HTF are you going to buy your own WC policy to cover the guys working on your roof? WC doesn't work that way. You can't just buy a temporary policy to cover the guys til the job is done. That is why when you use companies who have WC you will pay a premium over low-ballers who don't have it. And if they don't carry it and fall offf the roof GL getting your homeowners policy to cover the injured party. They will come after you directly. Do yourself a favor and make sure the company you hire has a legit WC policy in effect and get a certificate that names YOU additionally insured before they start any work.

 

[jon_mx]

By 2000 sq. ft you mean a ranch? Does the roof have a high pitch or seething? I assume they are removing the old roof. I would think it should be closer to $6-7k. Those guys are just hosing the insurance company. The most important thing to make sure is they are insured.

 

[TLEF316]

WC policies don't have additional insureds

 

[STEADYMOBBIN 22]

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

If you do this then buy your own workers comp policy for the job. This is one of the highest injury % jobs and has the highest insurance costs for this reason.

HTF are you going to buy your own WC policy to cover the guys working on your roof? WC doesn't work that way. You can't just buy a temporary policy to cover the guys til the job is done. That is why when you use companies who have WC you will pay a premium over low-ballers who don't have it. And if they don't carry it and fall offf the roof GL getting your homeowners policy to cover the injured party. They will come after you directly. Do yourself a favor and make sure the company you hire has a legit WC policy in effect and get a certificate that names YOU additionally insured before they start any work.

 

[STEADYMOBBIN 22]

It's almost as if none of you know WTF you're talking about.

 

[jon_mx]

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

If you do this then buy your own workers comp policy for the job. This is one of the highest injury % jobs and has the highest insurance costs for this reason.

HTF are you going to buy your own WC policy to cover the guys working on your roof? WC doesn't work that way. You can't just buy a temporary policy to cover the guys til the job is done. That is why when you use companies who have WC you will pay a premium over low-ballers who don't have it. And if they don't carry it and fall offf the roof GL getting your homeowners policy to cover the injured party. They will come after you directly. Do yourself a favor and make sure the company you hire has a legit WC policy in effect and get a certificate that names YOU additionally insured before they start any work.

You should get a statement from their insurance company showing their coverage and expiration date.

 

[ROCKET]

WC policies don't have additional insureds

My bad, you're right as it's only on General Liability which the homeowner should ask for. It's still not possible for a homeowner to take out a WC policy though.

 

[jon_mx]

Certificate of Insurance form

 

[TLEF316]

Certificate of Insurance form

This. Ask the contractor for proof of workers comp coverage from a good carrier with adequate limits. (500k across the board at a minimum. Preferably 1 million)

Any contractor worth hiring will have it and that should cover you for any potential injuries. Unless you're in a jurisdiction with weird rules (nyc has some really tough labor laws that can lay blame at the feet of property owners) you should be good to go.

 

[belljr]

Got aN email back from the insurance adjuster and they said the peel & stick only saves about $50 a year. I'm going to just go with the tar paper seeing as I don't plan to be in the house 10+ yrs.

if it's never been roofed before and you aren't staying long just shingle over the existing shingles

 

[TLEF316]

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

If you do this then buy your own workers comp policy for the job. This is one of the highest injury % jobs and has the highest insurance costs for this reason.

HTF are you going to buy your own WC policy to cover the guys working on your roof? WC doesn't work that way. You can't just buy a temporary policy to cover the guys til the job is done. That is why when you use companies who have WC you will pay a premium over low-ballers who don't have it. And if they don't carry it and fall offf the roof GL getting your homeowners policy to cover the injured party. They will come after you directly. Do yourself a favor and make sure the company you hire has a legit WC policy in effect and get a certificate that names YOU additionally insured before they start any work.

Can't totally blame this guy for his ignorance. I don't even want to think about how much time I waste explaining to people why they can't be named additional insured, don't need to be named additional insured or are already automatically an additional insured.And we're not talking about the general public here. We're talking about licensed insurance professionals and representatives of massive global corporations. Banks are the worst with this. Everyone just wants to see themselves listed as AI without the faintest idea of what that means.

 

[xulf]

Driving around finding roofers is probably a similar process to driving around finding Meth.

How so?

In most of the US, roofers aren't just standing around street corners looking for work.

Jesus Harold Christ. See my post above.

Hey fella, I posted that hours before your "post above".

 

[xulf]

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

If you do this then buy your own workers comp policy for the job. This is one of the highest injury % jobs and has the highest insurance costs for this reason.

HTF are you going to buy your own WC policy to cover the guys working on your roof? WC doesn't work that way. You can't just buy a temporary policy to cover the guys til the job is done. That is why when you use companies who have WC you will pay a premium over low-ballers who don't have it. And if they don't carry it and fall offf the roof GL getting your homeowners policy to cover the injured party. They will come after you directly. Do yourself a favor and make sure the company you hire has a legit WC policy in effect and get a certificate that names YOU additionally insured before they start any work.

Can't totally blame this guy for his ignorance. I don't even want to think about how much time I waste explaining to people why they can't be named additional insured, don't need to be named additional insured or are already automatically an additional insured.And we're not talking about the general public here. We're talking about licensed insurance professionals and representatives of massive global corporations. Banks are the worst with this. Everyone just wants to see themselves listed as AI without the faintest idea of what that means.

Sidebar, contractors are notorious for showing proof and cancelling coverage. No way am I paying a random dude to do something where I lose my ####.

 

[Quez]

Got aN email back from the insurance adjuster and they said the peel & stick only saves about $50 a year. I'm going to just go with the tar paper seeing as I don't plan to be in the house 10+ yrs.

if it's never been roofed before and you aren't staying long just shingle over the existing shingles

They already did that before me and you can only do it once. I actually have a small leak, and it already messed up the ceiling a little. I paid to get the popcorn ceilings redone when I moved in a year ago, so I don't want to have more problems during the rainy season.

 

[xulf]

Got aN email back from the insurance adjuster and they said the peel & stick only saves about $50 a year. I'm going to just go with the tar paper seeing as I don't plan to be in the house 10+ yrs.

if it's never been roofed before and you aren't staying long just shingle over the existing shingles

They already did that before me and you can only do it once. I actually have a small leak, and it already messed up the ceiling a little. I paid to get the popcorn ceilings redone when I moved in a year ago, so I don't want to have more problems during the rainy season.

I hope you mean removed and not redone.

 

[belljr]

Got aN email back from the insurance adjuster and they said the peel & stick only saves about $50 a year. I'm going to just go with the tar paper seeing as I don't plan to be in the house 10+ yrs.

if it's never been roofed before and you aren't staying long just shingle over the existing shingles

They already did that before me and you can only do it once. I actually have a small leak, and it already messed up the ceiling a little. I paid to get the popcorn ceilings redone when I moved in a year ago, so I don't want to have more problems during the rainy season.

that's why I asked

 

[SWC]

I got 3 estimates ranging from 10,500-12,800. The house is about 2k sqft, with a small flat portion over part of the back porch.

My question is regarding the peel & stick. Does anyone know what kind of insurance savings you get by having this instead of the regular tar paper. It's about $500 more.

The peel and stick goes by many names like ice and water guard or ice shield. It is a superior underlayment over standard tar paper and is worth the upgrade depending on the roof material being used over it. The ice and water will last longer and be more leak resistant than tar papers. If you are in a northern or cold climate area it really helps against the ice back up at eaves and valleys. Most nail holes will self seal with the higher end ice and water products as well. If you are dealing with a higher end roof product having the underlayment last as long and function as well as the primary roof product makes it absolute value upgrade. Especially if you going to be living in your house for any length of time. If it is fix and flip maybe it not worth giving the next owner the peace of mind or spending the extra money.

this is the best post in this here thread bromigos i would get the grace ice and water all over the roof spend the extra bucks and never have to worry about it again in the north that stuff is the best for having no ice dams that get your house wet take that to the bank brochachos from other nachomamas

 

[Quez]

Got aN email back from the insurance adjuster and they said the peel & stick only saves about $50 a year. I'm going to just go with the tar paper seeing as I don't plan to be in the house 10+ yrs.

if it's never been roofed before and you aren't staying long just shingle over the existing shingles

They already did that before me and you can only do it once. I actually have a small leak, and it already messed up the ceiling a little. I paid to get the popcorn ceilings redone when I moved in a year ago, so I don't want to have more problems during the rainy season.

I hope you mean removed and not redone.

Lol, yeah scraped & re-textured

 

[NutterButter]

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

Drive around where? What town do you live in where roofers are just hanging around? How do you even know they're roofers?

Because they are installing a new roof. On someone's house.

ah, i see. Sounds like a potentail nightmare. Other than the insurance concerns, what's your recourse if they do a poor job? Like they install the roof, looks good, you pay them and a few weeks later it rains and you have a leAK. I'd rather just go with a reputable company rather than hiring a few guys from some company on the side.

 

[Don't Noonan]

I am getting quotes for a new roof myself. Two companies are very similar in price, one recommends 2 layers of Fontana 640 40#ASTM felt and the other recommends 2 layers of Boral 40# SBS. Which is better quality? I live in Arizona if that makes a difference. Thanks!

 

[jps]

I am getting quotes for a new roof myself. Two companies are very similar in price, one recommends 2 layers of Fontana 640 40#ASTM felt and the other recommends 2 layers of Boral 40# SBS. Which is better quality? I live in Arizona if that makes a difference. Thanks!

The Boral synthetic base sheet should perform better in an Arizona climate. Much less affected by the heat extremes and less likely to rip and tear during installation.

 

[Don't Noonan]

I am getting quotes for a new roof myself. Two companies are very similar in price, one recommends 2 layers of Fontana 640 40#ASTM felt and the other recommends 2 layers of Boral 40# SBS. Which is better quality? I live in Arizona if that makes a difference. Thanks!

The Boral synthetic base sheet should perform better in an Arizona climate. Much less affected by the heat extremes and less likely to rip and tear during installation.

Thanks! That is what I was leaning towards.

 

[STEADYMOBBIN 22]

Watch a few youtube videos on how to measure and buy materials.

Buy materials

Drive around and find some roofers and ask them to do your roof on the weekend/side at a flat fee

Save > 50%.

(The warranty all roofers use is from the manufacturer)

Drive around where? What town do you live in where roofers are just hanging around? How do you even know they're roofers?

Because they are installing a new roof. On someone's house.

ah, i see. Sounds like a potentail nightmare. Other than the insurance concerns, what's your recourse if they do a poor job? Like they install the roof, looks good, you pay them and a few weeks later it rains and you have a leAK. I'd rather just go with a reputable company rather than hiring a few guys from some company on the side.

You overestimate how difficult it is to install a roof. You're hiring guys who install roofing for a living to install a roof. It's implied that you aren't hiring dudes from a sloppy company. It's common sense.

I'll leave it alone. I only offered an alternative to spending double for the exact warranty licensed roofers give you. Forsnt matter in Q's case cause we've learned it's an insurance claim.

What's more interesting is what kind of insurance claim is this? If it's covered by insurance, why is he doing all the insurances work/getting all the estimates?

 

[Quez]

Today was the day they started on my roof. I came home from work and the guy in charge told me the power went out. I went inside and the power for the entire house was out.

After calling the power company, several hours without power, having my electrician uncle come over, we were finally able to determine they hit a wire nailing the roof. They missed the 2x trusses quite a few times, and one went right through a wire going to the AC unit.

I took a bunch of pictures to show them how these knuckle heads are missing the trusses. Hopefully, they just pay for the wire to be replaced and I don't have to hire a lawyer.

 

[STEADYMOBBIN 22]

Today was the day they started on my roof. I came home from work and the guy in charge told me the power went out. I went inside and the power for the entire house was out.

After calling the power company, several hours without power, having my electrician uncle come over, we were finally able to determine they hit a wire nailing the roof. They missed the 2x trusses quite a few times, and one went right through a wire going to the AC unit.

I took a bunch of pictures to show them how these knuckle heads are missing the trusses. Hopefully, they just pay for the wire to be replaced and I don't have to hire a lawyer.

In all kinds of confused... Missing the trusses? With shingles?

What kinda wire is running along the top of your attic that would short the entire house? AND the Hvac lines?

 

[xulf]

Should have just drove around and found some roofers.

 

[Quez]

The hurricane code in FL requires them to put in more nails when installing a new roof. I think k it's every 6 inches, and they are like 3 inches nails.

The run to the AC was stapled to the truss. My uncle didn't say anything about it being against code or anything, so I guess it's ok until you get roofers going ham with the nail gun.