That is exactly what he meant. Its a loophole that he escapes escalation due to missing a few games but his owner can still get a very high PPG from him when healthy and just put someone else in while injured. Its not like anyone had to take the zeroes.It's actually the opposite of a loophole. If the guy performs he gets paid (name doesn't matter). If he doesn't perform he doesn't escalate. If you think a guy is going to perform you have the ability to award a contract when you draft/auction a player to limit the escalation ability with the risk that you are on the hook for that salary for the duration.
The "loophole" is that if a player gets injured (Dak or Mixon - the two I traded for) they won't finish in the top 15 of their position so they won't escalate. The anti-loophole part to that is that you aren't getting to use them when they are hurt so they aren't really helping your team. Chubb missed quite a few games keeping his points down for the year. He is currently #15 at RB in our scoring at 94 pts. The current #5 RB is at 135 pts. If he continues putting up huge points he is likely to climb into the top 10 or top 5 adding to his salary (which is currently at $25 vs Robinson at $10)
I would be rooting for everyone of my players to miss 4-5 games due to injury. Bizarre.