Retirement.....what are you gonna do? (1 Viewer)

[eoMMan]

What do you plan on doing each day in retirement?

I think the typical answer is either travel (well, you can't travel every day unless you are very well off) or to do nothing. If nothing is your answer, what does that mean (lots of tv, computer, gym, etc???)

 

[BillyBarooo]

nothing, i'll be dead before i retire. does that count?

 

[roadkill1292]

Smoke weed and watch futbol.

 

[NewlyRetired]

Depends on when you retire, your general health etc.

When people ask me me what I do all day, I say this.

The biggest change in retirement is waking up and saying "what do I want to do today", and not "what do I have to do today"

 

[gameday]

I'm 56 and I'm retiring in 20 months. I have a 13 YO and 16 YO boy so it'll be several years before they're both out of the house. So, it's not like I can just pick up and jet off somewhere.

I've been talking to my financial planner and reading the book "The New Retirementality" for insight. I know many people that retired before they were forced to for physical, medical, or mental issues, and nearly all of them returned to some sort of job.

And, per the book I just noted, the author points out that many people quickly find you can't golf, fish, or vacation every day. Retirees have a high incidence of alcoholism, among many other issues.

Lots to think about.

 

[Bull Dozier]

I'll probably get to that "to do" list that's been sitting on my counter perpetually since I've been married.

 

[belljr]

I'm 56 and I'm retiring in 20 months. I have a 13 YO and 16 YO boy so it'll be several years before they're both out of the house. So, it's not like I can just pick up and jet off somewhere.

I've been talking to my financial planner and reading the book "The New Retirementality" for insight. I know many people that retired before they were forced to for physical, medical, or mental issues, and nearly all of them returned to some sort of job.

And, per the book I just noted, the author points out that many people quickly find you can't golf, fish, or vacation every day. Retirees have a high incidence of alcoholism, among many other issues.

Lots to think about.

I'll find out

 

[Parrothead]

become a gentleman of leisure

 

[FUBAR]

optimal goal - beach house, bike and swim every day, volunteer around the community

 

[3C's]

About what I do now except not go to work, although I'll probably pick up a part time job for a while handing out carts at Walmart (entertainment value).

 

[BustedKnuckles]

moving to cape town south africa ...seriously

 

[ClownCausedChaos2]

become a gentleman of leisure

Don't forget to pick up a suit.

 

[jamny]

We've travelled a lot in the past 20+ years so we'll probably cut back when we retire. Our ultimate goal would be to retire in Italy but that's probably a longshot. Realistically, we'd like to get a house in upstate NY or maybe someplace like Wyoming. A little piece of property where we might have a few goats, ducks, dogs or whatever. I do voiceovers and my wife is in accounting so neither of us ever plan on stopping working. Hopefully ignore the news and live life quietly.

 

[joffer]

I play a lot of golf

 

[Jayrok]

What I'd like to do and what I end up doing are two different things. I'd like to work for about 15 more years then call it quits. I enjoy doing projects around the house. I couldn't golf or fish every day but would certainly enjoy golfing at least once a week and fish once or twice. My goal is to find a lakehouse where I can have renovation projects and jump on my boat whenever I'd like. I get tired of hauling my boat up to the lake that 45 minutes away. If I had one at the dock, I'd fish more.

I'd like to hit the golf course about once a week if possible. Other than that, I want to sit on my porch, or dock, and sip whiskey and enjoy my cigar while looking at the lake.

I'm not much on traveling (military for 24 years) so I prefer to stay at home... except for the occasional vacation of course. I want a place where my grandchildren can enjoy when they come to visit. Lake, game room, etc.

 

[Dentist]

6:00 - wake up - get in 30-40 minutes of cardio either at a local gym, taking a walk, etc

6:45 - Shower

7:15 - make some breakfast or goto breakfast with the wife, or maybe meet a retired buddy/buddies occasionally (although not in the first ten years because they won't retire until 65 and i'll be done at 55)

8:30-9:00 - check my investments and see how the market is doing.

9:30 - read a book/magazine for an hour

10:30-Noon - any "chores" needed to get done today... yard work, cleaning, vehicle work, dmv, etc.

Noon - Lunch

1:00 - consider a short nap

2:00 - log into FBG's even though i quit fantasy football and barely watch the NFL to brag about how awesome being retired is. Otis is recovering well from his heart attack and is working 10 hours a day from the hospital and Eminence has finally reached middle management at CVS - nice job guys!

2:30 - video game? goto the tennis club? afternoon is pretty well a free-for-all

5:00 - earlybird dinner special/happy hour at local establishment

7:00 - baseball during season... watch game, attend several TV/movie in off-season or new hobby i haven't even thought of yet... maybe some volunteer work

10:30 - bed

Winter - I plan to snow bird 2-3 months on some sort of island while i'm still moving well.. . Turks, Barbados, or Arizona for spring training

Plan to travel frequently whilst I feel good, roadies domestically, some international... the long trips I can't do while as a dentist.

Would love to follow Mizzou on the road for a few games during football season, or catch baseball games in several different parks during a summer, or follow the chiefs one season to several of their destination stadiums... not all at the same time... just pick a season to do one.

I'd like to take a boat to a few different lakes and do some fishing or just see some really beautiful different terrain.

I've got a really dang long list.... and I figure you probably need to do most of it in the first 10-15 years of retirement before the back half gets a lot more boring as your mobility and health drag you down.

 

[NutterButter]

Was thinking about starting the same thread since I think about retirement a lot at work to kill some time. This is more during my 50's and 60's when I'll still be active. I also plan on snowbirding down in Florida during the cold northern months using something like vrbo. Here's some of the things I have listed so far:

Going to the beach
Kayaking
Animal volunteering
Landscaping
Biking
Hiking
Minor league Baseball games
zoo/museums
Bowling
Golf
Eating out (nothing fancy. just my usual lunch spots but more frequently)
Movies
Theatre (Broadway as well as local stuff)
Cooking
Usual watching lots of tv shows and sports

I'm not a big traveler so I don't see myself doing that much. Maybe a trip or 2 a year at most.

 

[E-Z Glider]

What do you plan on doing each day in retirement?

I think the typical answer is either travel (well, you can't travel every day unless you are very well off) or to do nothing. If nothing is your answer, what does that mean (lots of tv, computer, gym, etc???)

Not true. You can travel insanely cheap and go to stunning beautiful places if you do it right. The 3 biggest keys are booking last minute, going to off-the-beaten-path places (Costa Rica, Roatan, Belize, DR, Mexico, etc) and going during the off-season.

I plan to travel and fish a lot.

 

[NutterButter]

What do you plan on doing each day in retirement?

I think the typical answer is either travel (well, you can't travel every day unless you are very well off) or to do nothing. If nothing is your answer, what does that mean (lots of tv, computer, gym, etc???)

Not true. You can travel insanely cheap and go to stunning beautiful places if you do it right. The 3 biggest keys are booking last minute, going to off-the-beaten-path places (Costa Rica, Roatan, Belize, DR, Mexico, etc) and going during the off-season.

I plan to travel and fish a lot.

you could also go the rv route

 

[Jayrok]

2:30 - goto the tennis club?

Yes, very good. I'll have a bloody mary, a steak sandwich, and.. a steak sandwich.

Very good, sir. I'll put it on the Underhill's bill.

 

[NewlyRetired]

8:30-9:00 - check my investments and see how the market is doing.

Before I retired I was obsessed. Every day I tracked and updated to see how close I was to retiring.

The day I retired a switch went off and I no longer cared anywhere near as much. I check at best once a month now.

 

[Hooper31]

I play a lot of golf

I play an obscene amount of golf. Clubs in hand at least five days a week.

 

[Guest]

Hunt down or gather something to eat since I will be living in the wilderness.

 

[Dentist]

What do you plan on doing each day in retirement?

I think the typical answer is either travel (well, you can't travel every day unless you are very well off) or to do nothing. If nothing is your answer, what does that mean (lots of tv, computer, gym, etc???)

Not true. You can travel insanely cheap and go to stunning beautiful places if you do it right. The 3 biggest keys are booking last minute, going to off-the-beaten-path places (Costa Rica, Roatan, Belize, DR, Mexico, etc) and going during the off-season.

I plan to travel and fish a lot.

This is one of the things I'm really looking forward too.. you always hear about those people that got a great deal last minute.. or get a great deal flying on weird days... or like in Vegas how it's practically free to stay Sunday to Thursday because all the traffic is Friday and Saturday.

I'm looking forward to being able to take advantage of all those deals..

Right now i'm stuck in a mode where i only can take vacation mostly during high seasons, and generally have to utilize weekends to minimize down time at work... it's the worst and most expensive way to travel..... You can get a lot further for your dollars when you can see a deal and be like.. hey honey we're leaving for Costa Rica... in 2 days... pack your bags!

 

[Brony]

I'm 56 and I'm retiring in 20 months. I have a 13 YO and 16 YO boy so it'll be several years before they're both out of the house. So, it's not like I can just pick up and jet off somewhere.

I've been talking to my financial planner and reading the book "The New Retirementality" for insight. I know many people that retired before they were forced to for physical, medical, or mental issues, and nearly all of them returned to some sort of job.

And, per the book I just noted, the author points out that many people quickly find you can't golf, fish, or vacation every day. Retirees have a high incidence of alcoholism, among many other issues.

Lots to think about.

pretty much my plan.

 

[comfortably numb]

I think i will still want to work.

Whether it be 2-3 days at Home Depot or whatever industry I am in see if I can do something PT to keep busy.

I think i need some semblance of structure in my day to day life and including a couple of days of work would do me well.

 

[gameday]

8:30-9:00 - check my investments and see how the market is doing.

Before I retired I was obsessed. Every day I tracked and updated to see how close I was to retiring.

The day I retired a switch went off and I no longer cared anywhere near as much. I check at best once a month now.

I used to be obsessed as well. The day I hired an outstanding Financial Planner it all changed. Now, I meet with him once a quarter to go over results and strategies, and I never even fret about it beyond that. Best move we ever made.

 

[comfortably numb]

I play a lot of golf

I play an obscene amount of golf. Clubs in hand at least five days a week.

Realistically, how much will this cost you each week?

 

[3C's]

What do you plan on doing each day in retirement?

I think the typical answer is either travel (well, you can't travel every day unless you are very well off) or to do nothing. If nothing is your answer, what does that mean (lots of tv, computer, gym, etc???)

Not true. You can travel insanely cheap and go to stunning beautiful places if you do it right. The 3 biggest keys are booking last minute, going to off-the-beaten-path places (Costa Rica, Roatan, Belize, DR, Mexico, etc) and going during the off-season.

I plan to travel and fish a lot.

you could also go the rv route

Neighbors bought one of those luxury ($400k) tour bus like things and were gone all winter. Came back and they hardly have even gone in the house, still living out of the RV. Damn thing is nice. Pretty sure their house will be on the market soon and that thing will be their "house" for the foreseeable future.

 

[Treynwreck3]

Ride fences. Pretty much what I do now.

 

[NewlyRetired]

8:30-9:00 - check my investments and see how the market is doing.

Before I retired I was obsessed. Every day I tracked and updated to see how close I was to retiring.The day I retired a switch went off and I no longer cared anywhere near as much. I check at best once a month now.

I used to be obsessed as well. The day I hired an outstanding Financial Planner it all changed. Now, I meet with him once a quarter to go over results and strategies, and I never even fret about it beyond that. Best move we ever made.

Same with me. As I moved into retirement, I did not understand the bond world well enough so we hired a planner to take care of generating the retirement income. It has worked out well so far.

 

[Dentist]

8:30-9:00 - check my investments and see how the market is doing.

Before I retired I was obsessed. Every day I tracked and updated to see how close I was to retiring.

The day I retired a switch went off and I no longer cared anywhere near as much. I check at best once a month now.

I used to be obsessed as well. The day I hired an outstanding Financial Planner it all changed. Now, I meet with him once a quarter to go over results and strategies, and I never even fret about it beyond that. Best move we ever made.

Interesting.

I couldn't do it (or at least i don't think i could)

I feel like I know more than most of those guys do and just don't feel like they could accomplish anything for me, and I'd be offended paying someone that knew less than I did on the subject.

 

[Ditkaless Wonders]

I'm going to have a rocking chair on the porch to my cabin. Next to it I will have a banjo I will never be good at playing. I will have a three legged dog named Tripod, even if to get him I have to cut one leg off of a four-legger. Tripod will lay around all day, parking at anyone who happens bye. I will have a little garden where I grow pot, ingredients for salsa, and I will have a still were I make my own whiskey. I will wile away the hours stoning, drinking and kayaking and fishing. I will be crotchety and semi-hostile to strangers who happen bye, greeting them with shotgun in hand. I will rarely wear pants. I will try my hand at sculpting rocks on my property into incongruous forms or images, potentially starting a hoax about the origin of the items. You know, maybe bury a rune stone implying that the Knights Templar may have buried something around the property with help from the Vikings. If people dig in the right place they may even find helmets fashioned as the conquistadors wore under Cortez. I will be appropriately flummoxed.

 

[NewlyRetired]

8:30-9:00 - check my investments and see how the market is doing.

Before I retired I was obsessed. Every day I tracked and updated to see how close I was to retiring.The day I retired a switch went off and I no longer cared anywhere near as much. I check at best once a month now.

I used to be obsessed as well. The day I hired an outstanding Financial Planner it all changed. Now, I meet with him once a quarter to go over results and strategies, and I never even fret about it beyond that. Best move we ever made.

Interesting.

I couldn't do it (or at least i don't think i could)

I feel like I know more than most of those guys do and just don't feel like they could accomplish anything for me, and I'd be offended paying someone that knew less than I did on the subject.

Most of the bonds I wanted to get into had buyins way above what I could afford. Once I found out that by using a planner, I could get into specific bonds, the choice to move became easier.

I was like you in that I never expected to need a planner since I managed my money more than well enough to retire early, but I can now say I was wrong about that. My planner easily covers her fee in what she has provided.

 

[Brony]

My mental image of E-Z Glider

 

[AAABatteries]

Retirees have a high incidence of alcoholism

I'm going to start here.

 

[eoMMan]

We've travelled a lot in the past 20+ years so we'll probably cut back when we retire. Our ultimate goal would be to retire in Italy but that's probably a longshot. Realistically, we'd like to get a house in upstate NY or maybe someplace like Wyoming. A little piece of property where we might have a few goats, ducks, dogs or whatever. I do voiceovers and my wife is in accounting so neither of us ever plan on stopping working. Hopefully ignore the news and live life quietly.

Voiceovers? That's pretty cool. You should do a separate thread at some point about this.

 

[Dentist]

8:30-9:00 - check my investments and see how the market is doing.

Before I retired I was obsessed. Every day I tracked and updated to see how close I was to retiring.The day I retired a switch went off and I no longer cared anywhere near as much. I check at best once a month now.

I used to be obsessed as well. The day I hired an outstanding Financial Planner it all changed. Now, I meet with him once a quarter to go over results and strategies, and I never even fret about it beyond that. Best move we ever made.

Interesting.

I couldn't do it (or at least i don't think i could)

I feel like I know more than most of those guys do and just don't feel like they could accomplish anything for me, and I'd be offended paying someone that knew less than I did on the subject.

Most of the bonds I wanted to get into had buyins way above what I could afford. Once I found out that by using a planner, I could get into specific bonds, the choice to move became easier.

I was like you in that I never expected to need a planner since I managed my money more than well enough to retire early, but I can now say I was wrong about that. My planner easily covers her fee in what she has provided.

Also interesting. And although I realize this is extremely sexist, if I did chose someone it could never been a woman. I guess I've always been comfortable with the baby bonds available via exchange traded debt, preferred stock, etc and i'm very familiar with that market and how to navigate it.

Maybe i'll change my mind... but I've read dozens of books about money, I read about it almost every day, I'm very on top of things. I felt like I missed my calling to be a financial planner of some sort. It would be incredibly difficult for me to trust anyone.

I guess I've got too much of my grandfather in me.

He's so extreme with his views of money that he won't even trust an exchange traded fund or an index fund.

He only will deal in individual equities or bonds or preferred stocks... other than transaction fees, he's offended by the idea that anyone will make any money off his money even if it's only 0.09% expense ratio like spy

 

[NutterButter]

It would be really nice if soft drugs were totally legal by time I retire and the whole autonomous car thing was in full effect.

 

[Dentist]

It would be really nice if soft drugs were totally legal by time I retire and the whole autonomous car thing was in full effect.

I"m really counting on the driverless car thing being a part of my retirement era.

I don't like driving but I would like to travel domestically... but i want to watch movies/tv or read whilst doing it.. not have to keep my eyes on the road

 

[Hooper31]

I play a lot of golf

I play an obscene amount of golf. Clubs in hand at least five days a week.

Realistically, how much will this cost you each week?

Probably not as much as you think. Memberships for people that play nearly every day are a great deal. Here's the information on the course I play most. For $1100 I can play every weekday and super cheap on weekends. If I were to play 100 rounds in a year that equates to just over $10 per round. At 200 rounds it drops all the way to just over $5 per round. Wife won't play as much as I do, but we can add her in at a huge discount.

Of course I'll want to play other courses too. Not a problem to own multiple memberships at different courses. If you play enough its still a super good deal.

Also, living in the northwest I get to play 12 months out of the year. This past winter the longest I went was two weeks.

 

[fantasycurse42]

I think if you're under 40, for most people the thought is so far off it is just a dream...

I dream of a condo on the beach and sleeping in.

 

[comfortably numb]

I play a lot of golf

I play an obscene amount of golf. Clubs in hand at least five days a week.

Realistically, how much will this cost you each week?

Probably not as much as you think. Memberships for people that play nearly every day are a great deal. Here's the information on the course I play most. For $1100 I can play every weekday and super cheap on weekends. If I were to play 100 rounds in a year that equates to just over $10 per round. At 200 rounds it drops all the way to just over $5 per round. Wife won't play as much as I do, but we can add her in at a huge discount.

Of course I'll want to play other courses too. Not a problem to own multiple memberships at different courses. If you play enough its still a super good deal.

Also, living in the northwest I get to play 12 months out of the year. This past winter the longest I went was two weeks.

Cool,

yea, that's reasonably priced

 

[jamny]

We've travelled a lot in the past 20+ years so we'll probably cut back when we retire. Our ultimate goal would be to retire in Italy but that's probably a longshot. Realistically, we'd like to get a house in upstate NY or maybe someplace like Wyoming. A little piece of property where we might have a few goats, ducks, dogs or whatever. I do voiceovers and my wife is in accounting so neither of us ever plan on stopping working. Hopefully ignore the news and live life quietly.

Voiceovers? That's pretty cool. You should do a separate thread at some point about this.

It's mostly corporate work so it's not that exciting. Although I almost got the vo for the WIX.com commercial that played during the Super Bowl. I would have started a thread if I got that one!

 

[Random]

Travel (at least 6 months of the year), maybe bang around on a few properties to keep busy when home. I don't fish, play golf, or game, but I could pick up one of those hobbies. Thought about volunteering at the fire department or animal shelter.

 

[Jack White]

I'm 56 and I'm retiring in 20 months. I have a 13 YO and 16 YO boy so it'll be several years before they're both out of the house. So, it's not like I can just pick up and jet off somewhere.

I've been talking to my financial planner and reading the book "The New Retirementality" for insight. I know many people that retired before they were forced to for physical, medical, or mental issues, and nearly all of them returned to some sort of job.

And, per the book I just noted, the author points out that many people quickly find you can't golf, fish, or vacation every day. Retirees have a high incidence of alcoholism, among many other issues.

Lots to think about.

Including premature death.

 

[gameday]

8:30-9:00 - check my investments and see how the market is doing.

Before I retired I was obsessed. Every day I tracked and updated to see how close I was to retiring.The day I retired a switch went off and I no longer cared anywhere near as much. I check at best once a month now.

I used to be obsessed as well. The day I hired an outstanding Financial Planner it all changed. Now, I meet with him once a quarter to go over results and strategies, and I never even fret about it beyond that. Best move we ever made.

Interesting.

I couldn't do it (or at least i don't think i could)

I feel like I know more than most of those guys do and just don't feel like they could accomplish anything for me, and I'd be offended paying someone that knew less than I did on the subject.

Most of the bonds I wanted to get into had buyins way above what I could afford. Once I found out that by using a planner, I could get into specific bonds, the choice to move became easier.

I was like you in that I never expected to need a planner since I managed my money more than well enough to retire early, but I can now say I was wrong about that. My planner easily covers her fee in what she has provided.

Also interesting. And although I realize this is extremely sexist, if I did chose someone it could never been a woman. I guess I've always been comfortable with the baby bonds available via exchange traded debt, preferred stock, etc and i'm very familiar with that market and how to navigate it.

Maybe i'll change my mind... but I've read dozens of books about money, I read about it almost every day, I'm very on top of things. I felt like I missed my calling to be a financial planner of some sort. It would be incredibly difficult for me to trust anyone.

I guess I've got too much of my grandfather in me.

He's so extreme with his views of money that he won't even trust an exchange traded fund or an index fund.

He only will deal in individual equities or bonds or preferred stocks... other than transaction fees, he's offended by the idea that anyone will make any money off his money even if it's only 0.09% expense ratio like spy

I used to think along those same lines. My wife was a stock broker and we made all our own decisions. We did very well and could have retired when we were 40. In fact, we had made preliminary plans to sell our place in Silicon Valley and travel around Europe for a few years. Then she unexpectedly became pregnant and all those plans went out the window. Didn't want to raise a kid outside of the US.

We engaged an Estate attorney to map out a Living Trust, we fully funded our kids (now have 2 of 'em) college funds, and found a Financial Planner. His team developed a plan that reduced our investment risk yet generates similar returns to what we were experiencing. And, his plan covers all our taxable accounts, deferred income accounts, retirement accounts, etc. It also maximizes future Social Security.

Based on our expected income needs we have a nearly 100% chance of hitting our plan since we have far over-funded it (due to unexpected bonuses and higher recent returns). So, at this point I no longer care about squeezing out every single penny and I don't mind paying the Financial Planner. My main concern is peace of mind, and knowing we are set for the duration of our retirement.

So, back to the OP's question, I still have no idea what I'm going to do in 20 months when I'm done working.

 

[belljr]

I play a lot of golf

I play an obscene amount of golf. Clubs in hand at least five days a week.

Realistically, how much will this cost you each week?

join a moderate public course for a few grand

 

[Jack White]

8:30-9:00 - check my investments and see how the market is doing.

Before I retired I was obsessed. Every day I tracked and updated to see how close I was to retiring.The day I retired a switch went off and I no longer cared anywhere near as much. I check at best once a month now.

I used to be obsessed as well. The day I hired an outstanding Financial Planner it all changed. Now, I meet with him once a quarter to go over results and strategies, and I never even fret about it beyond that. Best move we ever made.

Interesting.

I couldn't do it (or at least i don't think i could)

I feel like I know more than most of those guys do and just don't feel like they could accomplish anything for me, and I'd be offended paying someone that knew less than I did on the subject.

Most of the bonds I wanted to get into had buyins way above what I could afford. Once I found out that by using a planner, I could get into specific bonds, the choice to move became easier.

I was like you in that I never expected to need a planner since I managed my money more than well enough to retire early, but I can now say I was wrong about that. My planner easily covers her fee in what she has provided.

Also interesting. And although I realize this is extremely sexist, if I did chose someone it could never been a woman. I guess I've always been comfortable with the baby bonds available via exchange traded debt, preferred stock, etc and i'm very familiar with that market and how to navigate it.

Maybe i'll change my mind... but I've read dozens of books about money, I read about it almost every day, I'm very on top of things. I felt like I missed my calling to be a financial planner of some sort. It would be incredibly difficult for me to trust anyone.

I guess I've got too much of my grandfather in me.

He's so extreme with his views of money that he won't even trust an exchange traded fund or an index fund.

He only will deal in individual equities or bonds or preferred stocks... other than transaction fees, he's offended by the idea that anyone will make any money off his money even if it's only 0.09% expense ratio like spy

I used to think along those same lines. My wife was a stock broker and we made all our own decisions. We did very well and could have retired when we were 40. In fact, we had made preliminary plans to sell our place in Silicon Valley and travel around Europe for a few years. Then she unexpectedly became pregnant and all those plans went out the window. Didn't want to raise a kid outside of the US.

We engaged an Estate attorney to map out a Living Trust, we fully funded our kids (now have 2 of 'em) college funds, and found a Financial Planner. His team developed a plan that reduced our investment risk yet generates similar returns to what we were experiencing. And, his plan covers all our taxable accounts, deferred income accounts, retirement accounts, etc. It also maximizes future Social Security.

Based on our expected income needs we have a nearly 100% chance of hitting our plan since we have far over-funded it (due to unexpected bonuses and higher recent returns). So, at this point I no longer care about squeezing out every single penny and I don't mind paying the Financial Planner. My main concern is peace of mind, and knowing we are set for the duration of our retirement.

So, back to the OP's question, I still have no idea what I'm going to do in 20 months when I'm done working.

Have you considered starting a business?

 

[ZenMaster]

My wife and I plan to retire in Lake Tahoe. There's plenty of activities in both summer and winter to occupy our time. I'll play a ton of golf and we've both talked about volunteering somewhere.

I'm sure we'll travel during our younger retirement years before we get too old to move around.