Exactly. Which is why he wouldn't need insurance since "it doesn't follow him". If he's driving a buddy's car, as long as they have insurance for the vehicle, he's fine.But not the driver.
If someone lets you drive their car then the car owners insurance pays for the damages (in CA). I ran into this problem since I bumped into a car that stopped suddenly and I wasn't even allowed to use my own insurance to pay for the damage.But not the driver.
Saw that article as well. In the insurance world, $300k is pretty low (the article you posted even says so). I honestly didn't know that zipcar includes insurance (which is kinda weird to me), but it's cool that it does - even it's it's pretty low.According to a Zipcar spokeswoman, Colleen McCormick, the $300,000 in coverage has been adequate for every accident since it began operations. She added that more than half of accidents involve only the Zipcar vehicle itself. When another car is involved, 93 percent of the accidents have resulted in claims of less than $10,000, and 99.3 percent result in claims of less than $50,000.
http://www.nytimes.com/2011/04/23/your-money/23money.html?_r=0
You would if your friend has insurance and you had permission to drive. As I said, car insurance follows the car.Saw that article as well. In the insurance world, $300k is pretty low (the article you posted even says so). I honestly didn't know that zipcar includes insurance (which is kinda weird to me), but it's cool that it does - even it's it's pretty low.
That coverage, though, would do nothing for me if I happened to be driving a non zipcar - say a friend's car home from a bar, or their truck that I borrowed to move stuff. The vehicle itself may have coverage, but I as the driver wouldn't.
Saw that article as well. In the insurance world, $300k is pretty low (the article you posted even says so). I honestly didn't know that zipcar includes insurance (which is kinda weird to me), but it's cool that it does - even it's it's pretty low.
That coverage, though, would do nothing for me if I happened to be driving a non zipcar - say a friend's car home from a bar, or their truck that I borrowed to move stuff. The vehicle itself may have coverage, but I as the driver wouldn't.
Contrary to popular belief, in case of an accident, car insurance follows the car — not the driver. So if you lend your car to a friend or a visiting relative, you could be liable if an accident occurs.
Even if your friend has great coverage with the highest limits and the lowest deductibles, your car insurance would have to cover the damages if your friend got into an accident while driving your car.
I pretty sure that isn't correct - and just had it verified by the P&C (property and casualty) agent in my office. If I don't have an auto policy, and I borrow a friend's car (and they have coverage on the car) and I'm at fault for an accident - my buddy's car is covered - but I personally have no coverage. If I injure another person, my friend's policy won't (or at least shouldn't) cover that.Exactly. Which is why he wouldn't need insurance since "it doesn't follow him". If he's driving a buddy's car, as long as they have insurance for the vehicle, he's fine.
I assume the only damages were to vehicles. The vehicles have coverage.If someone lets you drive their car then the car owners insurance pays for the damages (in CA). I ran into this problem since I bumped into a car that stopped suddenly and I wasn't even allowed to use my own insurance to pay for the damage.
Also on that page -
You should click on the link I provided. In most cases, the owner of the car is responsible for all damages, including personal injury. If the damages exceed the coverage of the car, then the OWNER of the car could be sued. Now, that owner can then turn around and sue the uninsured driver, but either way, you are still able to drive a friend's car without insurance as long as you are given permission to do so and would not be directly responsible for any damage or injuries.I pretty sure that isn't correct - and just had it verified by the P&C (property and casualty) agent in my office. If I don't have an auto policy, and I borrow a friend's car (and they have coverage on the car) and I'm at fault for an accident - my buddy's car is covered - but I personally have no coverage. If I injure another person, my friend's policy won't (or at least shouldn't) cover that.
I assume the only damages were to vehicles. The vehicles have coverage.
All this could be state to state specific, though - I'm in Virginia.
I learned the hard way that it's not worth it to borrow someone's car. I had insurance but even for a tiny thing like a new bumper cover on the other person's car (I paid for the repair on the car I was driving myself) it can mess up a relationship when their insurance must be used.You should click on the link I provided. In most cases, the owner of the car is responsible for all damages, including personal injury. If the damages exceed the coverage of the car, then the OWNER of the car could be sued. Now, that owner can then turn around and sue the uninsured driver, but either way, you are still able to drive a friend's car without insurance as long as you are given permission to do so and would not be directly responsible for any damage or injuries.
Up to the limits of their policy, correct (and something I honestly didn't know). Hopefully it's not something you ever need to ask or worry about, but be sure the vehicle is insured, and with decent limits.You should click on the link I provided. In most cases, the owner of the car is responsible for all damages, including personal injury. If the damages exceed the coverage of the car, then the OWNER of the car could be sued. Now, that owner can then turn around and sue the uninsured driver, but either way, you are still able to drive a friend's car without insurance as long as you are given permission to do so and would not be directly responsible for any damage or injuries.
Pretty faulty analogy here. 70% of people polled said they tipped a taxi driver at least 10% of the fare. Since taxis cost more than uber except in just a handful of cities, and the service you are getting is the same, why would you not tip an uber? Are you saying the taxi driver provides waitress-like service while the uber is a cashier?Tip if you want. Don't if you don't. But not tipping an Uber driver is a lot more like not tipping a McDonald's cashier than it is like not tipping a waitress. More than 90% of people tip their waitresses; it's expected. Fewer than 5% of people tip their Uber drivers; it's not expected. Uber itself discourages tipping.
Yes, pretty simple concept really. Not surprising you're having difficulty with it, GB.The only reason people think they are not expected to tip a driver is because of Uber saying it's not necessary.
You got me from point A to point B as you promised. Thank you but why should I tip? If they aren't happy with their Uber pay they should find another job that pays them what they want to earn.The only reason people think they are not expected to tip a driver is because of Uber saying it's not necessary. Luckily for some drivers, people like me use learned behaviors and common sense, and derserving drivers get a tip.![]()
Neither driver deserves a tip.Pretty faulty analogy here. 70% of people polled said they tipped a taxi driver at least 10% of the fare. Since taxis cost more than uber except in just a handful of cities, and the service you are getting is the same, why would you not tip an uber? Are you saying the taxi driver provides waitress-like service while the uber is a cashier?
The only reason people think they are not expected to tip a driver is because of Uber saying it's not necessary. Luckily for some drivers, people like me use learned behaviors and common sense, and derserving drivers get a tip.![]()
In NYC, taxi drivers aren't getting anywhere near 75% of the fare into their pocket like Uber drivers do. That's because the medallion costs a minimum of $250K and the average is over $500K, and the owners (lessors) of the medallions want to make that money back.Pretty faulty analogy here. 70% of people polled said they tipped a taxi driver at least 10% of the fare. Since taxis cost more than uber except in just a handful of cities, and the service you are getting is the same, why would you not tip an uber? Are you saying the taxi driver provides waitress-like service while the uber is a cashier?
I've always tipped my uber drivers. Do I have to? No.
My moral fiber tells me I should.
Since you're an FBG, the color of the car is right there in the name of the service.I'm in an Uber right now going out to my gf's. I wish the app would say what color the car was that was picking you up.
It is a black car actually. :style:Since you're an FBG, the color of the car is right there in the name of the service.
Says the guy who "includes the tip in the app" then realized that wasn't possible only after I told him.
- The reason Uber is so successful is greatly because of the no tip/no cash hassle policy
- Their successful business model is built around an app’s functionality that doesn’t even give tipping as an option
- The reason these drivers are able to make money at this job is because Uber is so successful
- Nobody is forcing these drivers to do this service knowing full well that majority of the time they won’t be tipped above and beyond what they signed up for (and this is not something that there employer hides in their employment orientation whatsoever)
- If the driver feels that they can have it better and make more money from getting tips, than go get a job as a waiter, waitress, bartender, valet, and any other thousands of entry level and accessible types of jobs that are available...where their employer encourages the practice, and the customer is socially conditioned to comply
That's not really the point Offdee II, Electric Boogaloo.You got me from point A to point B as you promised. Thank you but why should I tip? If they aren't happy with their Uber pay they should find another job that pays them what they want to earn.
I'll give you the normal Christo response:Yes, pretty simple concept really. Not surprising you're having difficulty with it, GB.
Ride was $16.50...went back roads because of time where hwy would usually be backed up. I was using $15 per trip on my calculations, so pretty close.I'm in an Uber right now going out to my gf's. I wish the app would say what color the car was that was picking you up.
But using this as my test to see how much and time this trip costs me on a Friday night right at end of business time. So far, so good...car waiting for me 2mins after request. Can see the advantage in the winter of stepping out into a fully heated car and not having to clear snow or scrape ice.
$20 with a tip.Ride was $16.50...went back roads ecause of time where hwy would usually be backed up. I was using $15 per trip on my calculations, so pretty close.
It should show you a picture of the make and model of the car with the correct color (and the license plate number).I'm in an Uber right now going out to my gf's. I wish the app would say what color the car was that was picking you up.
Funny you mention this. Just got back from Vegas trade show, used Uber about 7-8 times. Tipped $5 on every ride. One guy said I just "made his day" when I tipped him. For $5. Considering I save about $20 using Uber and never having to deal with the "do you wanna take the highway?" Vegas cab driver scam on just my initial ride to my hotel, I love using the service and tipping Uber drivers. They deserve it, have cleaner and better cars, work harder, are vastly superior to cab drivers and I still save a bunch of cash. I guess it just a mindset, I like to always tip for good experiences to people in a service/hospitality industry.I don't get the nontippers, must be a millennial thing. Personally I like to carry around $2 bills, it makes people's days when I include one in their tip.
I tip the guys at the car wash who clean my windows. To me not tipping for a service, especially one that has your life in its hands, is just being a cheapskate.I don't get the nontippers, must be a millennial thing. Personally I like to carry around $2 bills, it makes people's days when I include one in their tip.