I can see where it would be a urban/rural thing, if I understand you correctly. That seems like the story of most of America, really. The further away from the cities you get, the more red it gets. It's sad that being in a red area associates one with certain modes of thought and behaviors and sad that being blue does, too. One would hope that we're more citizen/America than red/blue, but that doesn't seem to really be the case when it comes to some pretty fundamental things. I didn't quite follow the 2nd homeowner bit about compliance, though. I'm looking at a map and SW Michigan is indeed by Indiana and Chicago, so I guess that's what you mean. People in your area just called the out-of-state Indiana folks, I'm assuming.
But yeah, it is a city/country thing. Ever see when Joe posts that Cracked map of voters for people that can't figure out why anybody would have voted for Trump in 2016? I'll provide a link and you can click on it if you want. Anyway, the map of America looks like a huge landmass of red and some seas of blue. Scroll down until you get to the map of America and what it really looks like, using the 2012 election.
https://www.cracked.com/blog/6-reasons-trumps-rise-that-no-one-talks-about/