Stinkin Ref
IBL Representative
I'll be the first to admit I don't know much about how insurance works and different plans and coverages....but I think we are kind of forgetting in this thread that there was another driver involved....the one driving Rice's car....and he has some responsibility here too that may factor in somehow someway....while the car was registered to Rice, that doesn't mean he is the only one that can drive/borrow it and some policies may have language around that and how things are covered....the other driver's insurance, etc. could come into play....I don't know, maybe I am wrong....I guess what I am saying is that there is another individual at fault here and I'm not sure how that will all factor in...As he was the only one authorized to drive either car, and as he was involved in a speed contest, and moreover one resulting in injury, the answer here is a resounding no.(I wonder if the insurance is going to cover this considering the speeds/racing and leaving the scene).
Insurance companies aren’t rich by paying out for people’s stupidity - they have so many out clauses to avoid payment, and Rice provided them with any number to choose from.
From a financial standpoint he’s hosed.
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