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Are you thinking individual TIPS or a TIPS fund/ETF? And would you keep it in a taxable or tax-protected account? Assuming you'd buy the TIPS in a taxable account for comparison purposes: the 0.7% lower rate and liquidity limitations of I bonds gets you tax deferral, no interest rate risk, no...

I do my own taxes (I use H&R Block software ) and have finished but am waiting to file. May not be relevant to many of us but there is a pending possible SALT deduction cap increase to $20,000 for MFJ filers with MAGI <$500k. This is retroactive for only the 2023 tax year. There will be a...

Yes a MMF such as SPAXC works though depending on your situation consider using a traditional IRA or 401k for holding low-risk low-return investments rather than your Roth IRA in which it is typically recommended to put your investments with the highest expected returns.

I use VUSXX which is Vanguard’s treasury only MMF (current yield 4.56%, likely to be 90%+ state tax-free). As mentioned above, the same government that insures your bank account backs treasuries. I view this fund as equivalent in safety to a FDIC-insured bank account. Treasury MMFs are more...

Is this in a taxable account? Has she already maxed any workplace retirement account and a Roth IRA? If not, would make sure she is taking full advantage of those before investing in a taxable account. As far as what to invest in, a total market stock index fund or ETF would be the most tax...

I know there are some Endorphin fans here: Saucony (and also Runningwarehouse) have their Endorphin line plus Triumphs and Rides 50% off right now.

Finishing up: Rd 13: Syd &amp; Lucky Daye - CYBAH Youtube Spotify Rd 14: The Spielbergs - When They Come for Me Youtube Spotify Rd 15: Romero - Halfway Out the Door Youtube Spotify As always, thanks for letting me play and thanks for sharing all this great music!

Catching up Rd 10: Khalid - Last Call Youtube Spotify Rd 11: Iceage - All the Junk on the Outskirts Youtube Spotify Rd 12: MUNA - Anything But Me (very HAIMy vibe) Youtube Spotify

Rd 9: Pinegrove - Alaska Youtube Spotify

Rd 8: Royel Otis - Oysters in My Pocket Youtube Spotify

Rd 7: Sports Team - The Game Youtube Spotify

Rd 6: Hatchie - Quicksand  Youtube Spotify

Rd 5: Lucky Daye - Fever Mid tempo jam. Love the production and vocals on this one. 

Rd 4: The Weeknd - Is There Someone Else Gotta have a Weeknd song on the playlist.

Rd 3: Rolling Blackouts Coastal Fever - My Echo My favorite tune of theirs since ‘Talking Straight’

Rd 2: The Regrettes - Barely on My Mind

Rd 1: Pusha T - Rock N Roll Thanks for the @! Only 2 songs picked so far are on my 2022 playlist so as usual there’ll be tons of great new-to-me stuff that I’ll be hearing thanks to you all.

Pusha T's It's Almost Dry is all killer, no filler. Run time is a svelte 36 minutes and includes 12 songs, half of them produced by Pharrell and the other half by Kanye West. Kanye with some College Dropout vibes to his beats ("Rock N Roll"), while Pharrell harkening back to his Neptunes glory...

I-bonds hack to get more I-bonds (above $10k) at current rates: https://thefinancebuff.com/buy-i-bonds-as-gift.html#htoc-interest-and-holding-period Gifts still count against the recipients’ annual $10k limit but can be purchased now for gifting in the future. While awaiting future delivery in...

From the treasury direct website: How much can I cash at one time? You can cash a minimum of $25 or any amount above that in 1-cent increments. If you cash only a portion of the bond's value, you must leave at least $25 in the TreasuryDirect account.  Redemptions are comprised of principal and...