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Recent content by quiksilver

  1. Q

    Personal Finance Advice and Education!

    You can also maintain a "donor advised fund" and make contributions to that every other year.  The contribution is deductible in the year you make it regardless of when you make distributions from the fund to various charities.  That way the flow of funds to charities is more evenly distributed...
  2. Q

    Rock Climbing Guys

    I've only been doing this for a few months myself, so not a ton of advice.  As much as possible, try to rely more on your legs to elevate you than your arms.  This may be counter intuitive, but you'll save some of your energy pushing yourself up with your legs as opposed to pulling yourself up...
  3. Q

    Bathroom remodel

    Agreed.  Had to fire my contractor today midway through.
  4. Q

    Back surgery - who's had it?

    I would concur with seeing a neuroSURGEON (as opposed to an orthopedic spine surgeon) if surgery becomes a necessity.  Neurologists don't operate.  Neurosurgeons do.
  5. Q

    Can you negotiate with DirecTV?

    I received my Gift Card a couple of days after I received the e-mail that it was on it's way.  Certainly didn't take 15 days.
  6. Q

    Can you negotiate with DirecTV?

    Called on Monday and didn't get anywhere.  Set up a cancellation for Friday. Never received a call or e-mail and service was actually cut off on Friday.  I had 10 months left on my 24-month contract. Called on Saturday (855-407-3110) and just asked if I would be eligible for the Big Deal...
  7. Q

    Vacation Time - Did you use all of yours?

    Earned 33 days Took 19 days Sold back 10 days @ 100% Added 4 days to the bank Ended the year with 23 days in the bank - maximum of 30 days is allowed
  8. Q

    Can you negotiate with DirecTV?

    $15 discount for 15 months $10 discount for 12 months $10 discount for 12 months $10 discount for 6 months $5 discount for 24 months No new contract. $645 in discounts.
  9. Q

    Obamacare: Obama just straight up lied to you, in your face

    Exactly...there are lots of ifs. Health insurance costs are driven my a such a multitude of factors that it's difficult to pinpoint the reason for an increase in premiums and deductibles without seeing the whole picture of each individual case. So in the majority of cases we'll just blame it...
  10. Q

    Obamacare: Obama just straight up lied to you, in your face

    Maybe I'm inferring here, but most people referring to "my husbands insurance" would seem to be making reference to the insurance offered through their husband's employer. I would think the more common reference to an individual plan would be "our insurance". Also she didn't talk about a...
  11. Q

    Obamacare: Obama just straight up lied to you, in your face

    I'm failing to see how Obamacare forced her husband's company to switch to a high-deductible health plan. This has been a growing trend amongst companies for several years as they try to share the cost of healthcare with their employees and make the employees more accountable for their spending...
  12. Q

    Subscriber Contest to be Unveiled by Wednesday Morning

    I can do you one better: TOTAL: 141.45 CUTOFF: 141.80 Missed it by 4 yards.
  13. Q

    Where's the SEC in the NFL?

    Are you kidding?Better than 1 in 5 Pro Bowlers are from the SEC, more than any other conference. But the SEC isn't necessarily dominant because it has all the stars, but because the depth of talent is so much greater. Sure they're hyped (by the network that has a contract to broadcast their...
  14. Q

    ***OFFICIAL GUN CONTROL DEBATE***

    CarjackingThis what you're referring to? If by "drove across town" you mean two blocks and if by "left for dead in a abandoned gas station parking lot" you mean let out in the parking lot of a very busy Walgreens, this must be the case you're referring to. Not downplaying a crime involving a...
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