Banks no longer carry cash? Now the "I hate WF thread" (1 Viewer)

[KCitons]

You can prove the deposits, but then you need to prove the intent to launder. Even the worst detective could determine that I was servicing vending machines, depositing the money, buying goods, and repeating the process.

The way I see it, they should be thrilled I was depositing the cash. Can't discount the income when reporting to the IRS.

Intent doesn't matter. Deposits of large amounts a few days apart from another equaling over 10k is, technically, laundering. Yeah, the government will find that the money is legal and all but why do what you're doing if you weren't trying to hide something? That's how the gov will see it.

I get your point. The only reason to do it was to save the time of filling out the paperwork every week. It seemed redundant to me. Once I explained that I was operating a vending business, it should be a non issue. If they had reason to be suspicious, then check into other areas of my business or personal life. I was making large purchases of goods, paying local and state taxes quarterly, and paying local vending permit fees each year. It wasn't as if I started driving an BMW and wearing a beeper. (actually I did wear a beeper early on, before cell phones were the norm)

If something else throws up a red flag, then they can com take me away. At a point, it just becomes red tape, for the sake of red tape.

 

[Chadstroma]

You can prove the deposits, but then you need to prove the intent to launder. Even the worst detective could determine that I was servicing vending machines, depositing the money, buying goods, and repeating the process.

The way I see it, they should be thrilled I was depositing the cash. Can't discount the income when reporting to the IRS.

Intent doesn't matter. Deposits of large amounts a few days apart from another equaling over 10k is, technically, laundering. Yeah, the government will find that the money is legal and all but why do what you're doing if you weren't trying to hide something? That's how the gov will see it.

I get your point. The only reason to do it was to save the time of filling out the paperwork every week. It seemed redundant to me. Once I explained that I was operating a vending business, it should be a non issue. If they had reason to be suspicious, then check into other areas of my business or personal life. I was making large purchases of goods, paying local and state taxes quarterly, and paying local vending permit fees each year. It wasn't as if I started driving an BMW and wearing a beeper. (actually I did wear a beeper early on, before cell phones were the norm)

If something else throws up a red flag, then they can com take me away. At a point, it just becomes red tape, for the sake of red tape.

There are business banking services that would take care of that for you. Just FYI.

 

[RUSF18]

You can prove the deposits, but then you need to prove the intent to launder. Even the worst detective could determine that I was servicing vending machines, depositing the money, buying goods, and repeating the process.

The way I see it, they should be thrilled I was depositing the cash. Can't discount the income when reporting to the IRS.

Intent doesn't matter. Deposits of large amounts a few days apart from another equaling over 10k is, technically, laundering. Yeah, the government will find that the money is legal and all but why do what you're doing if you weren't trying to hide something? That's how the gov will see it.

As Chad said, breaking money into smaller amounts is called "structuring", not laundering.

 

[Bottomfeeder Sports]

Cash is king?

Why exactly would a legitimate business want the hassles of being paid in thousands of dollars of actual cash in 2014?

 

[Bottomfeeder Sports]

I recommend not having an ATM card and getting paid by your employer directly. That way you will walk in your bank at a minimum of at least once a month and make a deposit. That way when you go to cash a check, which you will do a couple times a month sans ATM card, they will know who you are and already know your name.

What if something happened and you needed help? I guess I am used to being on my own and covering my bases. I would definitely do this, especially if I had people depending on me.

You expecting the teller to slip you some cash when you tell your sob story?

 

[The Big Guy]

And just for giggles I will add in the fact that your all cash business is a huge red flag for banks these days and there are a fair number who would rather not deal with your business at all, your business is not worth the potential trouble it might end up causing.

If you do make or need to make multiple 10K deposits, you can check with wf and see if they can get your business on an approved list to have what is basically an open ctr and not having to do one every single time.

 

[KCitons]

It's not a factor any longer. I closed shop at the end of 2010. But, thanks to those that pointed out my faults and what should be done to protect a small business if you are dealing with cash.

There are still vending businesses out there and they do have to deal in cash. More machines are popping up that accept credit cards, but the norm is still an all cash business. I started with snack and pop vending for the first 4-5 years. It was a pain to deal with all of the change produced from a vending machine and I could see it being a pain for the bank as well. I didn't have the large deposits until I transitioned into prepaid phone cards. Instead dollars and quarters, It was 5's, 10's and 20's. A good college location could do $4-5k in a month. Not sure why a bank would be against cash coming in. Sometimes the tellers would say they were glad to see, as they were running low on certain denominations.

.

 

[KCitons]

Tried to check some things on my Wells Trade account this morning. They are conducting routine maintenance from 11pm last night, until midnight tonight? Why can't they do this over the weekend? And why does it take 24 hours and happen during trading hours?

 

[jon_mx]

Thanks Chad -

You sound like you have some inside knowledge. Does it sound odd that it would take 5 business days to fill a request for $7k? In the digital age, this seems lengthy.

That is a bit odd. I asked for $40K and was able to get it the next day.

 

[KCitons]

Thanks Chad -

You sound like you have some inside knowledge. Does it sound odd that it would take 5 business days to fill a request for $7k? In the digital age, this seems lengthy.

That is a bit odd. I asked for $40K and was able to get it the next day.

At Wells Fargo?

 

[Juxtatarot]

If you don't like your bank then switch.

 

[The Commish]

Tried to check some things on my Wells Trade account this morning. They are conducting routine maintenance from 11pm last night, until midnight tonight? Why can't they do this over the weekend? And why does it take 24 hours and happen during trading hours?

Never heard of this account....can you be more specific? My brokerage account is open and working fine

 

[Jack White]

Be extra careful when carrying around large amounts of cash. If you get pulled over by a cop, he can literally steal all your cash under civil asset forfeiture "laws."

Earlier this year, I bought a car for cash for around $6k. I made the seller deliver the car to the bank parking lot to make the transaction so I wouldn't have to drive on government roads with the cash.

 

[Joe T]

Sometimes it is the case that one or even two bank officers must initial a big check before it is cashed. Since it was Saturday, the issue could have been that an authorized person might not have been at work that day, not that they didn't actually have the cash on hand. They could have just been like, well we don't have it, instead of trying to explain they needed authorization from someone who wasn't there.

And, real talk, props for balling out of control with multiple k in multiple accounts. They should be lucky to have you. You shouldn't even have to present ID at this point. I would find a local bank with local people. Start banking with a small local establishment and they'll treat you like a king with those numbers.

is this a SWC alias?

 

[sbonomo]

I had this problem about 10 years ago and all I wanted to do was withdraw $2k for a Vegas trip.

Went to a Wells Fargo branch and they didn't have it. They called other branches in the area - nope. The only one that had the cash was 15 miles away.

It definitely pissed me off. If you can't pull $2k from your bank, what the hell are they there for?

How is this possible. I would have asked for a cashiers check for all but the 2K and closed my account.

 

[Joe T]

I asked for $40k once a few years ago. They had it the next day. I am pretty sure it gets reported to the FBI.

What did you need $40k for?

 

[eoMMan]

Be extra careful when carrying around large amounts of cash. If you get pulled over by a cop, he can literally steal all your cash under civil asset forfeiture "laws."

Earlier this year, I bought a car for cash for around $6k. I made the seller deliver the car to the bank parking lot to make the transaction so I wouldn't have to drive on government roads with the cash.

I think that's a bit extreme, sir.

 

[Jack White]

I asked for $40k once a few years ago. They had it the next day. I am pretty sure it gets reported to the FBI.

What did you need $40k for?

It's none of your damn business.

 

[Jack White]

Be extra careful when carrying around large amounts of cash. If you get pulled over by a cop, he can literally steal all your cash under civil asset forfeiture "laws."

Earlier this year, I bought a car for cash for around $6k. I made the seller deliver the car to the bank parking lot to make the transaction so I wouldn't have to drive on government roads with the cash.

I think that's a bit extreme, sir.

How so? Are you unaware of the cops' ability to seize private property under civil asset forfeiture?

 

[eoMMan]

Be extra careful when carrying around large amounts of cash. If you get pulled over by a cop, he can literally steal all your cash under civil asset forfeiture "laws."

Earlier this year, I bought a car for cash for around $6k. I made the seller deliver the car to the bank parking lot to make the transaction so I wouldn't have to drive on government roads with the cash.

I think that's a bit extreme, sir.

How so? Are you unaware of the cops' ability to seize private property under civil asset forfeiture?

Dude, I'm sure if you explained to the cop that you are buying a car, he would understand. IF it even came to that. You could have the cash in your glove box and never even get to the point of the cop asking questions about it.

Honestly, I think you are being paranoid about this.

 

[Niles Standish]

zero perks....and honestly, for ####ty customer service, why are you keeping a savings account? what are they paying you, .1% interest.

take your cash and open up a vanguard bond fund, triple tax free with a ROA of roughly 3.5%, link it to your banking account. move the investments there too. the bond fund will put your principal slightly at risk.....it moves pennies a day if that, but the triple tax free dividend of approx. 125-150/mo. based on above will more than offset. just my .02. or join a credit union. but never pay cash for a depreciating asset, cash is king.

I'm sort of confused. How do you get a car? Credit, that seems worse than cash if you have it. Barter? That severely limits your market for cars you can purchase.

Cash equivalencies are still cash.

 

[Jack White]

Be extra careful when carrying around large amounts of cash. If you get pulled over by a cop, he can literally steal all your cash under civil asset forfeiture "laws."

Earlier this year, I bought a car for cash for around $6k. I made the seller deliver the car to the bank parking lot to make the transaction so I wouldn't have to drive on government roads with the cash.

I think that's a bit extreme, sir.

How so? Are you unaware of the cops' ability to seize private property under civil asset forfeiture?

Dude, I'm sure if you explained to the cop that you are buying a car, he would understand. IF it even came to that. You could have the cash in your glove box and never even get to the point of the cop asking questions about it.

Honestly, I think you are being paranoid about this.

"Just because you're paranoid doesn't mean they're not after you."

But seriously, you're wrong. Just do a quick Google or YouTube search on this. There are countless stories of cops seizing people's cash under the pretense of the War on Drugs.

According to this report, it's a billion dollar scam. This happens all over the country, every day.

 

[Cyclones]

I pull several thousand (3-15k) out of my Chase branch a few times a year when doing ticket transactions (I still dabble in Super Bowl, UK tix, etc.)

They've never even given me a 2nd look, although I do have to fill out a form and provide an extra ID when its over 10k.

 

[Psychopav]

This is going to be common among most bank branches among most banks (big or small). There are a couple of reasons for this.

1) The more money a branch has on hand, the more it costs a bank. Most banks are managing their cash levels to be more efficient in the costs of carrying cash.

2) Transaction volumes have plummeted over the last few years and that means less people are taking less cash out- which means the normal volume of cash held at a branch is lower than it use to be.

$7K by itself it not a whole lot of cash. However, times that by several transactions and quickly a branch may be dangerously low on cash. So, typically if you are looking to withdraw more than $4K or so- it is best to call ahead of when you actually need it and request the money. The branch can then order extra cash for you on top of the normal cash flow.

The bigger (meaning busier) the branch the more likely they will be able to handle a large withdrawal with no notice as they tend to have more cash on hand.

Basically, banks don't have an infinite amount of cash on hand. It is more noticable now because not as many people use branches now so there is a smaller margin of error and banks are trying to be as efficient as possible because areas of revenue in the past have been cut due to things like the CARD Act and Dodd Frank Act.

So a really smart bank robber could deposit tens of thousands in a bank, then call ahead to let them know what day he'd be withdrawing it, then rob the bank that day.

Sounds like a cool plot for a movie.

 

[Jack White]

Be extra careful when carrying around large amounts of cash. If you get pulled over by a cop, he can literally steal all your cash under civil asset forfeiture "laws."

Earlier this year, I bought a car for cash for around $6k. I made the seller deliver the car to the bank parking lot to make the transaction so I wouldn't have to drive on government roads with the cash.

I think that's a bit extreme, sir.

How so? Are you unaware of the cops' ability to seize private property under civil asset forfeiture?

Dude, I'm sure if you explained to the cop that you are buying a car, he would understand. IF it even came to that. You could have the cash in your glove box and never even get to the point of the cop asking questions about it.

Honestly, I think you are being paranoid about this.

This happens. It's a problem.

Cop pulls a person over. Asks how much cash they are carrying. If it's over $1000, the cops have "probable cause" to suspect you of being a drug dealer. Can arrest you and seize the money. If no evidence of drug dealing is found, they let you go but keep the money.

John Oliver did a bit about this a month or so ago. There's a civil forfeiture thread on here where similar cases are discussed.

Yeah, forgot about that Oliver segment.

I do watch his show, despite the fact he's a liberal ninny. He's talented, funny and entertaining.

 

[Psychopav]

Be extra careful when carrying around large amounts of cash. If you get pulled over by a cop, he can literally steal all your cash under civil asset forfeiture "laws."

Earlier this year, I bought a car for cash for around $6k. I made the seller deliver the car to the bank parking lot to make the transaction so I wouldn't have to drive on government roads with the cash.

I think that's a bit extreme, sir.

How so? Are you unaware of the cops' ability to seize private property under civil asset forfeiture?

Dude, I'm sure if you explained to the cop that you are buying a car, he would understand. IF it even came to that. You could have the cash in your glove box and never even get to the point of the cop asking questions about it.

Honestly, I think you are being paranoid about this.

This happens. It's a problem.

Cop pulls a person over. Asks how much cash they are carrying. If it's over $1000, the cops have "probable cause" to suspect you of being a drug dealer. Can arrest you and seize the money. If no evidence of drug dealing is found, they let you go but keep the money.

John Oliver did a bit about this a month or so ago. There's a civil forfeiture thread on here where similar cases are discussed.

Yeah, forgot about that Oliver segment.

I do watch his show, despite the fact he's a liberal ninny. He's talented, funny and entertaining.

OH MY GOSH JACK WHITE IS A REPUBLICAN!

play seven nation army for us.

 

[Jack White]

Be extra careful when carrying around large amounts of cash. If you get pulled over by a cop, he can literally steal all your cash under civil asset forfeiture "laws."

Earlier this year, I bought a car for cash for around $6k. I made the seller deliver the car to the bank parking lot to make the transaction so I wouldn't have to drive on government roads with the cash.

I think that's a bit extreme, sir.

How so? Are you unaware of the cops' ability to seize private property under civil asset forfeiture?

Dude, I'm sure if you explained to the cop that you are buying a car, he would understand. IF it even came to that. You could have the cash in your glove box and never even get to the point of the cop asking questions about it.

Honestly, I think you are being paranoid about this.

This happens. It's a problem.

Cop pulls a person over. Asks how much cash they are carrying. If it's over $1000, the cops have "probable cause" to suspect you of being a drug dealer. Can arrest you and seize the money. If no evidence of drug dealing is found, they let you go but keep the money.

John Oliver did a bit about this a month or so ago. There's a civil forfeiture thread on here where similar cases are discussed.

Yeah, forgot about that Oliver segment.

I do watch his show, despite the fact he's a liberal ninny. He's talented, funny and entertaining.

OH MY GOSH JACK WHITE IS A REPUBLICAN!

play seven nation army for us.

Nope, not a Republican. Same as the Democrats: thieves and murderers.

 

[Michael Brown]

About a year ago I had some major renovations done on my house. Went to my Wells Fargo on three separate occasions over a month-long period to take out $15k each time. First two times, I was shocked at the lack of concern there was for them to just hand over the money. They just asked for my debit card and license, and I had to sign some form, but the whole process took only about 5 minutes. The third time, it was a different manager and I had to sign several documents (don't remember which) and he called in to two separate places to get approval. Was maybe a 15 minute process, but I felt better about that. But there was never a question about having that much money on-hand at the banks.

 

[UniAlias]

Be extra careful when carrying around large amounts of cash. If you get pulled over by a cop, he can literally steal all your cash under civil asset forfeiture "laws."

Earlier this year, I bought a car for cash for around $6k. I made the seller deliver the car to the bank parking lot to make the transaction so I wouldn't have to drive on government roads with the cash.

 

[Jack White]

Be extra careful when carrying around large amounts of cash. If you get pulled over by a cop, he can literally steal all your cash under civil asset forfeiture "laws."

Earlier this year, I bought a car for cash for around $6k. I made the seller deliver the car to the bank parking lot to make the transaction so I wouldn't have to drive on government roads with the cash.

Do you really think this is funny?

Brain Regan is funny.

George Carlin was funny.

Cops stealing money and property from law-abiding citizens? Not so funny.

 

[UniAlias]

Be extra careful when carrying around large amounts of cash. If you get pulled over by a cop, he can literally steal all your cash under civil asset forfeiture "laws."

Earlier this year, I bought a car for cash for around $6k. I made the seller deliver the car to the bank parking lot to make the transaction so I wouldn't have to drive on government roads with the cash.

Do you really think this is funny?

Brain Regan is funny.

George Carlin was funny.

Cops stealing money and property from law-abiding citizens? Not so funny.

Brian Regan is one of my favorite comedians.

I think it's hilarious how far removed from reality you are. If cops stealing your money truly worries you that much you're paranoid to the point where life must be completely miserable.

 

[UniAlias]

When the Brown County, Wis., Drug Task Force arrested her son Joel last February, Beverly Greer started piecing together his bail.

She used part of her disability payment and her tax return. Joel Greers wife also chipped in, as did his brother and two sisters. On Feb. 29, a judge set Greers bail at $7,500, and his mother called the Brown County jail to see where and how she could get him out. The police specifically told us to bring cash, Greer says. Not a cashiers check or a credit card. They said cash.

So Greer and her family visited a series of ATMs, and on March 1, she brought the money to the jail, thinking shed be taking Joel Greer home. But she left without her money, or her son.

Instead jail officials called in the same Drug Task Force that arrested Greer. A drug-sniffing dog inspected the Greers cash, and about a half-hour later, Beverly Greer said, a police officer told her the dog had alerted to the presence of narcotics on the bills and that the police department would be confiscating the bail money.

I told them the money had just come from the bank, Beverly Greer says. We had just taken it out. If the money had drugs on it, then they should go seize all the money at the bank, too. I just dont understand how they could do that.

Weird how you left off the remainder of this article, which states that the family got the money back.

 

[Gawain]

When the Brown County, Wis., Drug Task Force arrested her son Joel last February, Beverly Greer started piecing together his bail.

She used part of her disability payment and her tax return. Joel Greers wife also chipped in, as did his brother and two sisters. On Feb. 29, a judge set Greers bail at $7,500, and his mother called the Brown County jail to see where and how she could get him out. The police specifically told us to bring cash, Greer says. Not a cashiers check or a credit card. They said cash.

So Greer and her family visited a series of ATMs, and on March 1, she brought the money to the jail, thinking shed be taking Joel Greer home. But she left without her money, or her son.

Instead jail officials called in the same Drug Task Force that arrested Greer. A drug-sniffing dog inspected the Greers cash, and about a half-hour later, Beverly Greer said, a police officer told her the dog had alerted to the presence of narcotics on the bills and that the police department would be confiscating the bail money.

I told them the money had just come from the bank, Beverly Greer says. We had just taken it out. If the money had drugs on it, then they should go seize all the money at the bank, too. I just dont understand how they could do that.

Weird how you left off the remainder of this article, which states that the family got the money back.

The family had to retain an attorney and it took four months. Not real helpful to the guy waiting to be bailed out.

 

[UniAlias]

Agreed.

However, I kind of doubt this type of thing happens very often. As far as #### to worry about in life, this should be pretty low for most rational people. Being scared to drive on "government roads" because you're worried the police will forcefully steal all your money is absurd.

 

[Gawain]

Agreed.

However, I kind of doubt this type of thing happens very often. As far as #### to worry about in life, this should be pretty low for most rational people. Being scared to drive on "government roads" because you're worried the police will forcefully steal all your money is absurd.

I agree that your odds are low, but someone has to win the lottery.

http://gothamist.com/2014/01/14/nypd_civil_forfeiture.php

But according to Kessler's research, in 85% of forfeiture cases pursued by the NYPD, the property owner is never charged with a crime.

the city is projected to reap $5.3 million from civil forfeiture this year.

 

[krista4]

Agreed.

However, I kind of doubt this type of thing happens very often. As far as #### to worry about in life, this should be pretty low for most rational people. Being scared to drive on "government roads" because you're worried the police will forcefully steal all your money is absurd.

General murmur of agreement, but it depends upon which road. There's a stretch of I-40 in Texas that's famous for this; I've read several articles about it. I wouldn't drive that road with a lot of cash.

ETA: I misremembered--it's not just I-40 but a bunch of highways and roads in that general area.

 

[krista4]

This is one of the best (and most infuriating) articles I've read on the subject.

 

[[icon]]

About a year ago I had some major renovations done on my house. Went to my Wells Fargo on three separate occasions over a month-long period to take out $15k each time. First two times, I was shocked at the lack of concern there was for them to just hand over the money. They just asked for my debit card and license, and I had to sign some form, but the whole process took only about 5 minutes. The third time, it was a different manager and I had to sign several documents (don't remember which) and he called in to two separate places to get approval. Was maybe a 15 minute process, but I felt better about that. But there was never a question about having that much money on-hand at the banks.

NYC > BFE

 

[Ignoramus]

Just watched this 45 minute video on cops seizing money from drivers in Tennessee. Frightening.

 

[Treynwreck3]

I used to run an asphalt plant in Victoria, TX a couple decades ago. My customers almost always paid in cash. In the summer months, I would routinely have between $20-50K on me when I left the plant in the evenings. Driving around in South Texas with a large amount of cash on you is not the smartest of endeavors, obviously. So, I worked out a deal with a sheriff's deputy to swing by the plant in the evenings and follow me to a local pawn shop where the owner would let me keep the money in his safe overnight, where I would retrieve it the next day at lunch and take it to the bank. One afternoon, we had a strong line of thunderstorms roll through the area, knocking out power, so we shut down the plant early. Instead of waiting around for the deputy to show up, I headed to the pawnshop by myself. When I got there, the owner had closed up and wasn't around. So, I left to go home, about an hour's drive away. Almost home, there was a traffic stop set up by the DPS and the Border Patrol. The dogs got a whiff of something, (allegedly) and they searched my truck, finding a bank bag (right where I told them it was) in the glove box stuffed with about $13K in cash. They cuffed me and took me to the Border Patrol station, where I had to sit for over three hours before my boss could get there and explain who I was and why I was carrying so much cash.

He never told me how much he had to bribe them to let me walk. #######s.

 

[KCitons]

Tried to check some things on my Wells Trade account this morning. They are conducting routine maintenance from 11pm last night, until midnight tonight? Why can't they do this over the weekend? And why does it take 24 hours and happen during trading hours?

Never heard of this account....can you be more specific? My brokerage account is open and working fine

Wellstrade is just the name they use for brokerage account. Check the upper right corner of your brokerage page. This is the brokerage account they gave me when I opened a PMI checking account. The Wellstrade account comes with the 100 free trades per year.

I just logged in again and I can now at least see my balances. This morning, there was nothing.

 

[Sand]

I used to run an asphalt plant in Victoria, TX a couple decades ago. My customers almost always paid in cash. In the summer months, I would routinely have between $20-50K on me when I left the plant in the evenings. Driving around in South Texas with a large amount of cash on you is not the smartest of endeavors, obviously. So, I worked out a deal with a sheriff's deputy to swing by the plant in the evenings and follow me to a local pawn shop where the owner would let me keep the money in his safe overnight, where I would retrieve it the next day at lunch and take it to the bank. One afternoon, we had a strong line of thunderstorms roll through the area, knocking out power, so we shut down the plant early. Instead of waiting around for the deputy to show up, I headed to the pawnshop by myself. When I got there, the owner had closed up and wasn't around. So, I left to go home, about an hour's drive away. Almost home, there was a traffic stop set up by the DPS and the Border Patrol. The dogs got a whiff of something, (allegedly) and they searched my truck, finding a bank bag (right where I told them it was) in the glove box stuffed with about $13K in cash. They cuffed me and took me to the Border Patrol station, where I had to sit for over three hours before my boss could get there and explain who I was and why I was carrying so much cash.

He never told me how much he had to bribe them to let me walk. #######s.

Today, sadly, they probably would have seized the cash.

 

[NutterButter]

Seriously, has anyone been pulled over and the cop asked you how much cash you're carrying?

 

[Courtjester]

Seriously, has anyone been pulled over and the cop asked you how much cash you're carrying?

This.

The few times I have been pulled over has been nothing but License and Registration please.

 

[NutterButter]

Seriously, has anyone been pulled over and the cop asked you how much cash you're carrying?

This.

The few times I have been pulled over has been nothing but License and Registration please.

The chance of you getting pulled over in the first place is so microscopic. Then add on the chance of it being by a cop that is convinced you're carrying a lot of cash with the intention of confiscating it. I think there's a greater chance your car catches fire and your cash goes up in flames.

 

[Bucky86]

I've never had any issue pulling out cash from Chase. 2k-10k I'm not a baller in the 40k range however.

 

[yak651]

use a credit union

 

[johnnycakes]

I got 10 crisp, new $100's from my local savings bank this morning. No biggie.

 

[The Big Guy]

To all those who seem to think the civil forfeiture towns don't exist, you need to look less at your local town and more towards the travel thru roads, where the police are looking to put the stones to travellers and raise some funds for the local coffers.

 

[NutterButter]

To all those who seem to think the civil forfeiture towns don't exist, you need to look less at your local town and more towards the travel thru roads, where the police are looking to put the stones to travellers and raise some funds for the local coffers.

I'm sure they exist, but the likelihood of this ever happening to any one of us is too small to even fathom. So I'm driving through another state and a cop is going to pull me and my family over hoping that I might have a large sum of cash that he can confiscate?