coopersdad
Footballguy
2 years ago, someone tried stealing my identity and applying for "payday and quick" loans. Luckily Discover and Chase cards notified me ASAP and nothing came of it. I've since froze my credit at all 3 agencies, but now I monitor my credit on a semi weekly basis.
I've got a Discover Card and a Chase card that I use for monthly purchases and bills depending on the % back that I get..........each usually has between 2-4K on it. Until last month I was joint on my son's car loan, which I paid off as a wedding present to him. No other debt.
Credit report was updated today, and my score went down by about 20 points. Still over 800, but I think it's stupid that it would go down, when you lessen your total debt.
I'm sure that there is a logical answer..............
And no, I'm not providing my SS number so that you can look into it.............................
I've got a Discover Card and a Chase card that I use for monthly purchases and bills depending on the % back that I get..........each usually has between 2-4K on it. Until last month I was joint on my son's car loan, which I paid off as a wedding present to him. No other debt.
Credit report was updated today, and my score went down by about 20 points. Still over 800, but I think it's stupid that it would go down, when you lessen your total debt.
I'm sure that there is a logical answer..............
And no, I'm not providing my SS number so that you can look into it.............................