coopersdad
Footballguy
Buying a new car at the end of the month and will be paying it off within 3 months (need car soon, but these funds will not be available until September), but still want to get the best finance rate available.
Credit rating was 818 but I charged wedding expenses (15K) for oldest son this past month that brought it down to 802. Have already paid that card off.
Would it be better to wait until those balances are shown paid off and my credit rating bounces back up, or is the difference between 818 and 802 not relevant....
And I'm assuming that getting prequalified at my bank or savings and loans before I head to the dealership is the shark move.
Credit rating was 818 but I charged wedding expenses (15K) for oldest son this past month that brought it down to 802. Have already paid that card off.
Would it be better to wait until those balances are shown paid off and my credit rating bounces back up, or is the difference between 818 and 802 not relevant....
And I'm assuming that getting prequalified at my bank or savings and loans before I head to the dealership is the shark move.