culdeus
Footballguy
If you want to sell them I can help out. At your own risk but I know people that know people.
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Do you hoard credit card points? (2 Viewers)
- Thread starter fantasycurse42
- Start date
Dinsy Ejotuz
Footballguy
FWIW...
CSP 8/16 and just doubled up with SWAir (100k) and AMEX (100k) this morning. I'm done for 6-8 months andMrs Dinsy P2 is on deck for SWA +1 in January/February.
Also, a booking win: direct to Rome out of DC for two... 51k points and $11. Can't believe I waited so long and let so many big expenses fly by without getting involved in this game.
CSP 8/16 and just doubled up with SWAir (100k) and AMEX (100k) this morning. I'm done for 6-8 months and
Also, a booking win: direct to Rome out of DC for two... 51k points and $11. Can't believe I waited so long and let so many big expenses fly by without getting involved in this game.
Ron Swanson
Footballguy
What is SWA +1? Is that a way to get more miles for Companion Pass after the 100k bonus?
Dinsy Ejotuz
Footballguy
No, I mean a 3rd card for her in Feb. August - Jan - Feb (not Chase).
The CP is a big target though. I'll be at 105k after SUB spend/award (in Jan). Referrals seem to have been reliably 20k for quite awhile. And I get 10k towards CP in January. I see there's risk that SWA will make changes to the program in October, but Mrs P2 flies SW a lot anyway, so those miles won't go to waste. Getting the CP would mostly be for fun "hey, let's go to Austin for the weekend" type stuff.
Dinsy Ejotuz
Footballguy
If anyone is reading my Chat GPT queries about this game, they will be 100% convinced I'm an insane person btw.
Very much related: Chase IHG is offering 165k miles right now. The textbook answer is that these points aren't worth much, but if you block travel with IHG 4-nights at a time you can use your annual cert + the 4th night free deal and save 50% off IHG hotels. For us that means two 4-night trips or one 8-day a year (once we're both up and running with IHG).
And the points awards for the 2/4 nights you pay cash are at ~26x pre-tax/fees spend -- which largely offsets the "top-off" points you'll use to upgrade the certificates to a nice hotel in city centers. Not quite 100% of your points spend gets refilled, but 80%+. So the value of those points if you use them like this is more like 1-2 cents a piece (lower in places like Austin or Liverpool, higher in places like Paris or NYC). 350k points would effectively last forever for a couple if you use them to vacation a couple times a year this way.
Very much related: Chase IHG is offering 165k miles right now. The textbook answer is that these points aren't worth much, but if you block travel with IHG 4-nights at a time you can use your annual cert + the 4th night free deal and save 50% off IHG hotels. For us that means two 4-night trips or one 8-day a year (once we're both up and running with IHG).
And the points awards for the 2/4 nights you pay cash are at ~26x pre-tax/fees spend -- which largely offsets the "top-off" points you'll use to upgrade the certificates to a nice hotel in city centers. Not quite 100% of your points spend gets refilled, but 80%+. So the value of those points if you use them like this is more like 1-2 cents a piece (lower in places like Austin or Liverpool, higher in places like Paris or NYC). 350k points would effectively last forever for a couple if you use them to vacation a couple times a year this way.
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GroveDiesel
Footballguy
I don’t generate nearly as many points as most of you, but enough to at for a good bit of hotel stays on vacations. Have been able to redeem to stay at some higher end places that I’d never shell out cash for as well.
Stayed at the Royal Palms in Phoenix this year which was a really nice property at what seemed like a bargain 29,000 points/night.
And booked 3 nights at Alila Ventana Big Sur for my 25th anniversary next August.
Stayed at the Royal Palms in Phoenix this year which was a really nice property at what seemed like a bargain 29,000 points/night.
And booked 3 nights at Alila Ventana Big Sur for my 25th anniversary next August.
Desert_Power
Footballguy
That should be a fun time. Trying to figure out what to do for our 10th next year, but we'll probably bring the kid with
Orange&Blue
Footballguy
nice.
we got direct for 5, 150k, thru virgin from miami to rome in march. waiting for flying blue to release their saver awards for the return.
P2 tried to get her fourth business card from chase and was declined. i haven't opened the business side for myself, but I'm tempted with these new offers.
from personal cards, think i may be moving on from chase. Maybe going with citi trifecta or a combo of amex gold and venture x.
plan is japan in 2027, but need to rebuild after using all our card miles for several US trips via Southwest and three europe trips to paris, rome, and England in the past 3 years. kids/wife are getting spoiled.
Orange&Blue
Footballguy
southwest now flying to Virgin islands
McBokonon
Footballguy
IHG has some serious sweet spots. I'm finally under 5/24 for the first time in a while and am thinking of doing IHG business and then maybe personal for the sign up bonuses. Eastern Europe, some Asian destinations have good redemptions.
fruity pebbles
Footballguy
I just went on a credit card sign up spree. Think I’m out of the game for awhile until some time has elapsed.
Desert_Power
Footballguy
We haven't gotten one for like 6 months. Just spending on Citi SYW offers and towards Hyatt status. Longest break in a while.
fruity pebbles
Footballguy
I was locked out of Chase and Citi, probably for churning but got approved for two Barclays ( JetBlue and Wyndham) and Virgin Red. I should be all set for awhile until my numbers come back down.
Orange&Blue
Footballguy
I'd be curious what your thoughts are on virgin red. I'm locked out by chase as well and for some reason capital one won't approve me for venture x despite a 800+ credit score.
i know I'll use them for Japan trip.
fruity pebbles
Footballguy
75,000 points for $4000 spend. Plan on using it for flights from Boston to Scotland. They are very limited on flights around me but they do have a bunch to the UK. They also have some nice hotels but limited in the cities.
If you are willing to get adventurous you can get a SW Business card to get a 2nd bonus and get the CP with two bonuses. Need to make sure points for both subs post in the same annual year (the best way to go is to hit the bonuses in January so you max out the time the CP applies.) There are other ways of earning additional points if not wanting to go the business card route, stuff like SW promotions that get you bonus points for multiple flights and such or dining partners and other partners like hotels and rental cars that give points bonuses if booked through a portal. They typically aren't always the best deal but sometimes a good way to go if only need a few thousand points or something to hit the threshold.
Ron Swanson
Footballguy
We actually have a legit business but we already have a Chase SW card. Good idea though...I'll check to see if they have other business cards with a worthwhile bonus.
culdeus
Footballguy
The inks are always decent
Ink Cash and Ink Unlimited also just went up for a limited time with an increased bonus of $900 for 6K spend over 3 months.
