Ever place someone in a nursing or assisted living facility? (1 Viewer)

[Chemical X]

just curious if anyone here has had this experience. if you went nursing home, did you private pay or go the Medicaid route? if private pay, are they negotiable? monthly cost experience for either facility? I know this is much more complicated of a question, but I can't type all scenarios, so just looking for personal experiences.

 

[MC Gas Money]

Ive had relatives in medicaid facilities. They are horrible. They just leave them there to rot. The food is beyond terrible. Its a painful way to spend your final years.

 

[fourd]

Put my dad in an assisted living facility, the memory care unit, in May of 2013. He was there until April of this year when he passed away, almost a year later. Private pay, cost was about $84,000. No negotiation, they priced it based on the services he was going to need and it bumped up slightly as the activities he needed help with increased over time.

In order to go the Medicaid route virtually all assets will need to be exhausted. The rules are slightly different if the person is married, but essentially the person needs to be impoverished. And you will usually find it more difficult to get a bed if Medicaid is the payer.

 

[Mr. Retukes]

The nursing home industry is just a legalized form of thievery. You basically have no choice but to pay them $80K per year until all your money is gone.

 

[MC Gas Money]

The nursing home industry is just a legalized form of thievery. You basically have no choice but to pay them $80K per year until all your money is gone.

We should merge this with my gangster thread

 

[mr roboto]

The nursing home industry is just a legalized form of thievery. You basically have no choice but to pay them $80K per year until all your money is gone.

This is pretty unfair.

 

[flapgreen]

I working in a rehab/nursing home and have also worked in a lot of alfs as well. Will get back on here soon when I have a few.

 

[NutterButter]

Does medicare pick up any of that 80k or is that all out of pocket?

 

[flapgreen]

The nursing home industry is just a legalized form of thievery. You basically have no choice but to pay them $80K per year until all your money is gone.

lol

 

[Mr. Retukes]

Does medicare pick up any of that 80k or is that all out of pocket?

Medicare doesn't pay a dime. You pay out of pocket until your money runs out and then Medicaid takes over.

 

[mr roboto]

Does medicare pick up any of that 80k or is that all out of pocket?

Medicare doesn't pay a dime. You pay out of pocket until your money runs out and then Medicaid takes over.

Cause the Feds should pay for people to outsource care of their loved ones even if they have means to pay for it.

 

[NutterButter]

Does medicare pick up any of that 80k or is that all out of pocket?

Medicare doesn't pay a dime. You pay out of pocket until your money runs out and then Medicaid takes over.

Well good god then. If I have some severe case of dementia, I hope my kids find a way to knock me off. It would be a shame to waste that much money on prolonging a pretty meaningless life when it could be used to help others.

 

[NutterButter]

Does medicare pick up any of that 80k or is that all out of pocket?

Medicare doesn't pay a dime. You pay out of pocket until your money runs out and then Medicaid takes over.

Cause the Feds should pay for people to outsource care of their loved ones even if they have means to pay for it.

is that really different then medicare for medical reasons? do they consider the means of the children when determining eligibility for that?

 

[Treynwreck3]

My Mom (74) lives with her second husband (73). First one goes, they get a nice funeral. Shortly after the funeral, we are going for ride to the back of the ranch. They both know it and pretty much accept it.

 

[Mr. Retukes]

Does medicare pick up any of that 80k or is that all out of pocket?

Medicare doesn't pay a dime. You pay out of pocket until your money runs out and then Medicaid takes over.

Cause the Feds should pay for people to outsource care of their loved ones even if they have means to pay for it.

I am not in favor of the government paying for long term care. I am more about deregulation, increasing competition and offering more alternatives.

Also, euthanasia.

 

[MC Gas Money]

My Mom (74) lives with her second husband (73). First one goes, they get a nice funeral. Shortly after the funeral, we are going for ride to the back of the ranch. They both know it and pretty much accept it.

What does this mean?

 

[Treynwreck3]

They support each other. Once one dies, it's just a matter of time until the chair rolls over the cliff. Nature.

 

[flapgreen]

My Mom (74) lives with her second husband (73). First one goes, they get a nice funeral. Shortly after the funeral, we are going for ride to the back of the ranch. They both know it and pretty much accept it.

Do what

 

[MC Gas Money]

They support each other. Once one dies, it's just a matter of time until the chair rolls over the cliff. Nature.

But what do you mean back of the ranch?

It sounds like you will put them down.

 

[brun]

Since my mom's stroke she's been in a facility that offers skilled nursing as well as medicaid nursing home care. When she first had the stroke she was receiving therapy and medicare part B paid 100% of the 1st 100 days. After that it was less (I forget exactly) until it became apparent that there was no progress being made and she would simply be provided with comfort care. That cost a little over $12k a month.

Once her assets were pretty much gone she then qualified for medicaid. The application process is relatively easy, but gathering the required financial records can be difficult. Any big expenditures in the most recent 5 years must be accounted for. I don't recall the exact threshold, but we needed to explain checks that were less than $1000. There are ways to protect your older loved ones' assets, but it can be a difficult subject to bring up as it means acknowledging somethings we'd prefer to ignore.

Good luck.

 

[flapgreen]

They support each other. Once one dies, it's just a matter of time until the chair rolls over the cliff. Nature.

But what do you mean back of the ranch?It sounds like you will put them down.

That is such a strange sounding paragraph.

 

[Treynwreck3]

They support each other. Once one dies, it's just a matter of time until the chair rolls over the cliff. Nature.

But what do you mean back of the ranch?

It sounds like you will put them down.

Read between the lines. It really is not that hard.

 

[MC Gas Money]

They support each other. Once one dies, it's just a matter of time until the chair rolls over the cliff. Nature.

But what do you mean back of the ranch?It sounds like you will put them down.

Read between the lines. It really is not that hard.

I did and it sounds like you are going to murder the surviving parent.

 

[flapgreen]

They support each other. Once one dies, it's just a matter of time until the chair rolls over the cliff. Nature.

But what do you mean back of the ranch?It sounds like you will put them down.

Read between the lines. It really is not that hard.

So you're going to put down the remaining one on the backside of the farm? How will it be done?

 

[MC Gas Money]

They support each other. Once one dies, it's just a matter of time until the chair rolls over the cliff. Nature.

But what do you mean back of the ranch?It sounds like you will put them down.

Read between the lines. It really is not that hard.

So you're going to put down the remaining one on the backside of the farm? How will it be done?

Exposure I imagine

 

[Chemical X]

Since my mom's stroke she's been in a facility that offers skilled nursing as well as medicaid nursing home care. When she first had the stroke she was receiving therapy and medicare part B paid 100% of the 1st 100 days. After that it was less (I forget exactly) until it became apparent that there was no progress being made and she would simply be provided with comfort care. That cost a little over $12k a month.

Once her assets were pretty much gone she then qualified for medicaid. The application process is relatively easy, but gathering the required financial records can be difficult. Any big expenditures in the most recent 5 years must be accounted for. I don't recall the exact threshold, but we needed to explain checks that were less than $1000. There are ways to protect your older loved ones' assets, but it can be a difficult subject to bring up as it means acknowledging somethings we'd prefer to ignore.

Good luck.

actually, medicare gets the first 20 days at 100%, then 21-100 at 80% (many elders have medigap to cover the 20%).

I am surprised more people don't look into long term care insurance.

 

[Papa Georgio]

My mother was in some type of home and was getting some type of assistance and it was the most heartbreaking thing I have ever witnessed, I wish I could give you the specifics but my brother took care of everything. He finally was able to get her some in home care once she turned 65 and things are much better now in terms of her living conditions. She pretty much has 24 hour care in home.