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Insoxicated
For the record I'm not asserting that families living in nice neighborhoods are going to fall off the grid and do this."If people became atheists, they'd have no reason not to steal, rape, pillage, and generally be jerks."
"If people got a free apartment, they'd have no reason not to just completely slack off and be unproductive."
These strike me as similar claims, equally oblivious to certain basic facts of human nature. Most people don't want to be jerks. Most people don't want to be freeloaders.
People don't want to come into a free apartment by becoming destitute. They want to land a million-dollar mansion by becoming rich. You know what a guy with a mansion can do that a guy with an apartment cannot? Two chicks at the same time, man. That's still important to a lot of dudes.
I'm not saying that exactly zero people will work a little less hard when homelessness is no longer a serious threat. There will always be a few. But human nature being what it is, there shouldn't be too many. People, by and large, do not give up and start coasting just because they're not homeless. Think about how many people in your neighborhood could, if they wanted to, buy a crappy dwelling somewhere right now (mortgage-free) and then live the rest of their lives on welfare and food stamps without ever working again. Lots and lots could. And yet they don't -- because they don't want to. People tend to have larger aspirations for their lives than settling into a crappy dwelling, ruling out homelessness as a threat, and then simply shutting everything down. (And the people who don't have larger aspirations than that weren't going to be terribly productive as homeless people anyway, so it's not like making them non-homeless would rob the world of any stellar productivity on their part.)
I'm talking about the 48.1% of the country's population that makes less than $25k a year. Lots of those may be voluntarily unemployed (SAHM, etc) but the majority are not.
What about the 15% of the US population who have a household income below $23k a year. These people have little to no chance of ever having that white picket fence or that mansion on the hill. I anticipate a LOT of these people would be tempted to give up that gas station or fast food job and simply take the handout. At that point you don't seem much of a light at the end of the tunnel, and if they're offering you a house in addition to those food stamps and federal medical care.... what incentive IS there to work? None.